The Complete List of Your Rights as a Borrower Based on CBN Policy
Protect Yourself
Learn practical steps to stop harassment, secure your contacts, and prevent illegal loan apps from threatening you or your family.
Upload Loan Apps Messages
Submit screenshots of harassment, threats, or defamation messages from loan apps for review and documentation
Send Warning Notice to Loan Apps
Generate and send a formal warning notice to loan apps violating your rights under Nigerian law
Know Your Rights
Understand what loan apps can and cannot legally do, including limits on interest rates, harassment, and data abuse.
Learn More About Credit Bureau
Learn how credit reporting works in Nigeria and how it affects your ability to borrow money.
Speak To A Lawyer
Get connected with a legal professional for advice on harassment, defamation, or wrongful credit listings.
Check Your Credit Report
Request and review your credit report to detect errors, wrongful listings, or illegal reporting by loan apps.
Upload Loan App Agreements
Securely upload your loan agreement documents so we can review the terms, identify hidden charges, and help you understand your rights and obligations.
Loan App Tips and Tricks
Practical advice, smart strategies, and insider guidance to help you make informed financial decisions and protect yourself from unfair lending practices.
