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The best advice ever on how to deal with loan apps. People are swimming in ignorance
Protect Yourself
Protect Yourself

Learn practical steps to stop harassment, secure your contacts, and prevent illegal loan apps from threatening you or your family.

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Upload Loan Apps Messages
Upload Loan Apps Messages

Submit screenshots of harassment, threats, or defamation messages from loan apps for review and documentation

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Send Warning Notice to Loan Apps
Send Warning Notice to Loan Apps

Generate and send a formal warning notice to loan apps violating your rights under Nigerian law

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Know Your Rights
Know Your Rights

Understand what loan apps can and cannot legally do, including limits on interest rates, harassment, and data abuse.

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Learn More About Credit Bureau
Learn More About Credit Bureau

Learn how credit reporting works in Nigeria and how it affects your ability to borrow money.

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Speak To A Lawyer
Speak To A Lawyer

Get connected with a legal professional for advice on harassment, defamation, or wrongful credit listings.

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Check Your Credit Report
Check Your Credit Report

Request and review your credit report to detect errors, wrongful listings, or illegal reporting by loan apps.

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Upload Loan App Agreements
Upload Loan App Agreements

Securely upload your loan agreement documents so we can review the terms, identify hidden charges, and help you understand your rights and obligations.

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Loan App Tips and Tricks
Loan App Tips and Tricks

Practical advice, smart strategies, and insider guidance to help you make informed financial decisions and protect yourself from unfair lending practices.

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Discussion


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List of Countries Taking Strong Action Against Illegal Loan Apps
How do I check if a loan app has been blacklisted by regulators?
How can I remove permissions from a loan app?
Is it safe to use biometric login (fingerprint/face ID) on loan apps?
Why do some loan apps ask for my bank login credentials?
Can I get my money back if I borrowed from an illegal lender?
What is the penalty for operating an illegal loan app?
How do I know if a loan app is operating illegally?
What should I do if a loan app threatens to send police to my home?
Can I go to jail for not repaying a loan app?
Why do some loan apps have 5-star ratings but terrible reviews about harassment?
Are all loan apps on the Google Play Store safe to use?
ET BFSI explains the modus operandi of illegal loan apps in Kerala