Expert Review
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IMoney
When dealing with IMoney, it's important to understand certain aspects of repayment. Here's what you need to know:
Unregistered: IMoney is not a registered loan app. This means they will not follow legal guidelines and regulations set by authorities.
Derogatory Messages: If they have sent disrespectful or offensive messages to your contacts. This behavior can be harmful and embarrassing, do not worry yourself the deed has been done and they have collected their money with such action. Do not pay them back. when they ask you to pay tell them you are ready to meet them in court
Defamation: If IMoney has already tarnished your reputation by sending derogatory messages, there may be little to gain from paying them back. Once they've harmed your reputation, paying them may not undo the damage.
Install TrueCaller: TrueCaller is a phone app that helps identify and block spam calls. Installing this app can help you identify and block unwanted calls from IMoney.
Block Auto Debit: To prevent IMoney from automatically debiting money from your bank account, it's important to block your bank card. go to your bank and get another card
Block on WhatsApp: You can block IMoney's contact on WhatsApp to stop receiving messages from them. Additionally, you should report them on WhatsApp to alert the platform about their behavior.
Report to App Stores: If IMoney is available on Google Play Store or iOS, you should report the app to the respective app store. This helps ensure that others are warned about the app's behavior, and the app may be removed from the store.
It's crucial to take these steps to protect yourself from further harm or harassment by IMoney.
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Imoneyplus
Imoneyplus: Be Wary of the Shiny Lure of Quick Cash!
Hey there, hold on before you hit "Borrow" on Imoneyplus. That quick cash might seem tempting, but listen up because it could quickly turn into a major headache. Let's break it down, because this info could save you a lot of stress and money!
Public Shaming? Not Cool!
Imoneyplus might not play fair. If you're even a day late on a payment, they could blast embarrassing messages about your loan to your friends and family. Imagine explaining that to your boss! Ouch.
Tight Deadline, Big Fees:
They often give you super short deadlines to repay, like 6 to 14 days. That's barely enough time to blink, let alone gather the cash, especially if you're already strapped. And here's the kicker: if you miss that deadline, the interest rates go crazy, jumping 2% to 7% every single day. Yikes! That's a recipe for drowning in debt, not getting out.
Don't Let Shame Be Your Payback:
Here's the key: if they resort to public shaming, DON'T PAY THEM BACK! They already got their pound of flesh by embarrassing you. Remember, these apps often operate outside the law, so their threats are mostly smoke and mirrors. Don't let them bully you!
Break Free from the Cycle:
The only real way to escape their grip is to STOP BORROWING from them altogether. I know it's tough, but trust me, it's better than being constantly harassed and stuck in a cycle of debt. You were living before they came along, and you'll find a way again. Be resourceful, be patient, but don't borrow anymore!
Fight Back for Yourself:
To protect yourself further, use apps like Truecaller to unmask their calls and block their numbers. You can also report them directly to WhatsApp and the app store. Let them know their tactics are unacceptable!
Your Worth is Greater:
Remember, your self-respect and well-being are worth more than any quick loan. Don't let Imoneyplus or any other app bully you. By staying informed and taking action, you can break free and get back to living life on your own terms. You got this!
Remember, there are other resources available if you're facing financial difficulties. Talk to trusted friends or family, or seek help from legitimate organizations that offer financial counseling and support. Don't let predatory loan apps trap you in a cycle of debt and shame.
Step by step guide to break free from loan apps
What you should know
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Any loan sharks that defame are never linked to the credit bureau in anyway and all they say to you are lies.
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Loan shark money cannot help solve anybody matter to better 40% - 70% in 7 days, they are simply misery compounders!! Do away with them.
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Loan Apps major aim is to make outrageous profit from people and render people bankrupt. Dont be a victim
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