Expert Review
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Tloan
Tloan, These guys might seem like a quick fix, but trust me, they can turn into a major headache. Here's the lowdown on why you should steer clear:
1. Shameful Tactics: Forget polite reminders. These apps blast your contacts, painting you as a defaulter even after a day's delay. They might even spam your WhatsApp with nasty messages, tarnishing your reputation in a heartbeat.
2. Crushing Deadlines: They offer loans with super-short repayment periods, like 6-14 days. It's like setting you up to fail, leading to...
3. Debt Spiral: Their insane interest rates (think 2% to 7% per DAY!) trap you in a cycle of debt. Borrowing from another app to pay them off? Bad idea. You'll just end up deeper in their clutches.
4. Empty Threats: Don't let their bullying tactics scare you. These apps often operate outside the law, so their threats are mostly just noise. They can't really do anything to you, except try to shame you.
5. Breaking Free: Here's the key: stop borrowing. It's tough, but it's the only way to escape their grip. Remember, you survived before they came along. You can do it again.
Here's your action plan:
- Install Truecaller: Identify and block their calls.
- Block them on WhatsApp: Cut off communication.
- Report them: Flag them on WhatsApp and the app store.
- Seek help: Talk to trusted friends or family, or consider professional financial advice.
Remember, your dignity and peace of mind are worth more than any quick loan. Don't let these loan sharks drag you down. Take back control and build a brighter future, one step at a time.
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Ajeloan
Let's have a chat about Ajeloan and what you should know to navigate your borrowing journey safely.
First things first, Ajeloan has a bit of a reputation for being aggressive when it comes to debt collection. They're known to send SMS messages to your contacts, letting them know about your outstanding debt. And if that's not enough, they might also bombard your WhatsApp with all sorts of derogatory messages if you're just one day overdue. It's not a pleasant experience, to say the least.
Now, let's talk about their interest rates. Brace yourself because they're on the steep side. Ajeloan charges anywhere between 5% to 7% per day for overdue payments. That's a hefty sum, and if you're not careful, it can easily spiral out of control, plunging you further into debt.
Here's a crucial piece of advice: once Ajeloan starts defaming you, don't bother paying them back. They've already gotten what they wanted, and paying them won't make the derogatory messages disappear. Plus, since they're not licensed, they don't have much legal recourse besides tarnishing your reputation.
Whatever you do, resist the temptation to borrow from another loan app to repay Ajeloan. They have a whole arsenal of mobile apps under their belt, so if you think you're escaping one debt by borrowing from another, think again. You'll only find yourself sinking deeper into financial trouble.
To protect yourself from Ajeloan's relentless harassment, consider installing Truecaller on your phone. This nifty app can help you identify and block their calls, giving you some much-needed peace of mind.
Ultimately, the best way to break free from Ajeloan's grip is to stop borrowing altogether. It might not be easy, but it's the only way to avoid getting caught in their web of debt.
Remember, your financial well-being is worth more than any loan. So, stay vigilant, be smart about your borrowing decisions, and don't let Ajeloan or any other loan shark drag you down.
Take care, and here's to a debt-free future.
Step by step guide to break free from loan apps
What you should know
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Any loan sharks that defame are never linked to the credit bureau in anyway and all they say to you are lies.
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Loan shark money cannot help solve anybody matter to better 40% - 70% in 7 days, they are simply misery compounders!! Do away with them.
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Loan Apps major aim is to make outrageous profit from people and render people bankrupt. Dont be a victim
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