Expert Review
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Hi cash
No Public Shaming, But Gentle Nudges: They won't blast your contacts like some loan sharks, but expect friendly (or not-so-friendly) reminders to pay up. Remember, open communication is key, so talk to them about your repayment plan if needed.
Overdue Fees: Pay or Don't, It's Up to You: Like most loan apps, they charge extra for late payments. But here's the twist: once you pay the original loan and regular interest, you don't have to pay the late fees. Sounds good, right? Just remember, paying them all off helps your credit score.
Block Annoying Calls (But Maybe Don't): If their reminders feel like harassment, use Truecaller to block their numbers. However, blocking completely might shut off potential repayment solutions.
Say NO to the Debt Spiral: This one's crucial! Only use MyCashier if you're 100% sure you can repay on time. Borrowing from another app to pay them is a recipe for disaster!
Truecaller for Selective Blocking: You can use Truecaller to identify and block their calls if needed. But remember, clear communication is often better than shutting them out completely.
Your Options Are Wide Open: Don't feel pressured to borrow if you're not comfortable. Explore other solutions like budgeting, finding extra income, or seeking financial advice before jumping into any loan, even one with "secure savings" in the name.
Your Well-being is Top Priority: Remember, your financial peace of mind and good credit score are crucial. Use MyCashier responsibly and only if you understand their terms, interest rates, and repayment options. It's always best to borrow what you can truly afford to pay back.
In the end, there's no magic app for instant wealth. Be cautious, make informed decisions, and remember, you have options beyond loan apps!
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Get Loan
Get Loan has a bit of a track record that might make you think twice.
First off, they're into sending SMS to your contacts, letting them know you owe money. Not cool, right? And when it comes to WhatsApp, brace yourself for all sorts of nasty messages starting from just one day overdue. Talk about pressure!
Now, the repayment plans they offer? It's a tight squeeze, usually spanning from 6 to 14 days. Tough to keep up, isn't it?
And beware of their overdue interest rates – a whopping 2% to 7% per day! It's like quicksand, pulling you deeper into debt. Here's a tip: don't pay them back if they've already defamed you. They got what they wanted – your money.
But guess what? These loan apps are toothless tigers. They can't touch you legally because they're unlicensed. Their only weapon is defamation. Don't let them tarnish your name.
Here's a golden rule: don't borrow from another app to pay them. It's a trap! They've got multiple apps lurking in the app stores. If you think you're escaping one, you might end up borrowing from them again, and the debt snowballs.
For some extra peace, grab Truecaller. It helps you know who's calling, so you can dodge those loan app calls. And here's the real deal: to break free from the clutches of loan sharks, just stop borrowing. Block them on WhatsApp, report them on WhatsApp and Google Play, and reclaim your peace of mind. You survived before they came around; you can do it again without the debt drama.
Step by step guide to break free from loan apps
What you should know
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Any loan sharks that defame are never linked to the credit bureau in anyway and all they say to you are lies.
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Loan shark money cannot help solve anybody matter to better 40% - 70% in 7 days, they are simply misery compounders!! Do away with them.
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Loan Apps major aim is to make outrageous profit from people and render people bankrupt. Dont be a victim
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