Many borrowers in Nigeria face harassment and false claims from loan apps. Without proper records, it becomes difficult to defend yourself or prove what you actually borrowed and repaid. Keeping evidence of your transactions can protect you from being exploited or overcharged.

You will learn:

Why you must keep records of all loan transactions

The types of evidence you should save (screenshots, bank alerts, statements, etc.)

How loan app companies sometimes manipulate repayment claims

How to protect yourself from false accusations

What to do if a dispute arises

We also highlight the role of regulators like the Central Bank of Nigeria in ensuring fair lending practices and why documentation is your strongest defense.