Many people in Nigeria are being harassed, threatened, and intimidated by loan apps. But the truth is, not all loan companies have the legal standing to take you to court. This video breaks down your rights, what the law says, and what these companies can and cannot do.

You will learn:

• The difference between licensed and unlicensed loan companies
• Why some loan apps avoid legal action
• What happens if a loan case actually goes to court
• Your rights as a borrower in Nigeria
• How to handle harassment, threats, and intimidation

We also explain how to identify legitimate financial institutions regulated by the Central Bank of Nigeria and how to protect yourself from illegal lending practices.