Interest Rate | 42% |
Duration | 7 days |
Access Level | Public |
Company Name | Brian Capital |
Phone 1 | |
Phone 2 | |
Website or Store | http://234loan.com/ |
Address | unknown |
Category | Dangerous Loan |
Company Email | tejiri@234loan.com |
Views | 842 |
234 Loan
Introduction
In today's world, financial emergencies can arise at any time, and having a reliable source of funding is essential. 234 Loan is a Nigerian loan app company that offers safe, secure, and instant loans with low-interest rates. Our loans are accessible from anywhere using your mobile device, and we believe that financial services should be available to everyone. Our mission is to provide instant loans to people who need them, and our core values include excellent customer service, security, ease of use, and cooperation.
Interest Rate
Our interest rates are competitive and low, making our loans affordable for everyone. We understand the importance of flexible payment plans, so we have designed our loans to be flexible and easy to repay. Our interest rates start from as low as 1.5%, and we offer various repayment periods based on the amount of loan you take.
Company Profile
234 Loan is a Nigerian loan app company that is committed to providing safe, reliable, and instant loans to people in need. Our company is built on the principles of trust, transparency, and customer satisfaction. We have a team of experienced professionals who are dedicated to providing excellent customer service and support to our clients.
About Us
At 234 Loan, we understand that access to finance is a fundamental human right, and we are passionate about making it accessible to everyone. Our team comprises professionals with years of experience in finance, technology, and customer service. We are dedicated to helping people meet their financial needs and providing them with a safe and reliable platform to access loans.
Company Services
We offer personal loans that can be accessed through our loan app. Our loans range from ₦20,000 to ₦1,000,000, and they can be repaid over a period of 3-12 months. Our loan app is available on both Android and iOS devices, and it can be downloaded from the Google Play Store and App Store.
Our Mission
Our mission is to provide instant loans to people who need them, regardless of their location or financial situation. We believe that financing should be accessible to everyone, and our loan app is the best way to achieve this goal. We strive to provide our customers with a seamless and hassle-free loan application process that is transparent and fair.
Our Vision
Our vision is to become the most trusted and reliable loan app company in Nigeria. We aim to be the go-to source for instant loans, and we want to provide our customers with the best possible experience when using our loan app. We want to continue to innovate and improve our services, ensuring that we are always meeting the needs of our clients.
Our Core Values
At 234 Loan, we have four core values that guide our operations:
Excellent Customer Service
We believe that excellent customer service is key to our success. We strive to provide our customers with the best possible service, and we are always available to assist them with any questions or concerns.
Cooperative Partner
We believe that collaboration is essential to achieving our goals. We work closely with our customers and partners to ensure that we are always providing the best possible service.
Ease of Use
We understand that people lead busy lives, and we want to make the loan application process as easy as possible. Our loan app is designed to be user-friendly, and we have made the loan application process straightforward and hassle-free.
Security
We take the security of our customers' information very seriously. We have put in place robust security measures to ensure that our customers' data is safe and secure.
Instant Loans
Our loan app is designed to provide instant loans to people who need them. We understand that financial emergencies can arise at any time, and our loans are designed to be accessible and available whenever you need them.
Safe and Reliable Online Loan App in Nigeria
Our loan app is safe and reliable
Expert Counsel
Here’s the lowdown:
SMS and Derogatory Messages:
- Brace yourself! When you owe 234 Loan money, they won’t hesitate to send SMS messages to your contacts, broadcasting your debt situation.
- And that’s not all – if you’re even one day overdue, they’ll flood your WhatsApp with all sorts of unpleasant messages.
Tricky Repayment Plans:
- 234 Loan typically dishes out repayment plans spanning 6 to 14 days. But let’s be real – these plans can be downright tough to manage.
- The pressure to repay within such a short window can feel like a marathon sprint.
Overdue Interest Rates:
- Hold onto your hat! Their overdue interest rates range from 1% to a whopping 7% per day. It’s like quicksand for your wallet.
- Once they label you a defaulter, they’ve already pocketed their cash – paying them back won’t change that.
Unlicensed Loan Apps:
- 234 Loan operates without a license. Their secret weapon? Tarnishing your reputation.
- Legally, they’re toothless tigers – no direct action against you.
Avoid Borrowing More:
- Resist the urge to borrow from another loan app to settle 234 Loan. It’s a slippery slope.
- These loan apps are like interconnected vines – you might unknowingly end up borrowing from them again.
Truecaller for Detective Work:
- Install Truecaller on your mobile. It’s like your caller ID superhero.
- Use it to dodge their calls and slam the door on their contacts.
Break the Cycle:
- The ultimate escape plan? Stop borrowing altogether.
- Remember, you survived before 234 Loan waltzed into your life – you’ll find other ways to navigate.
Take Charge:
- Block 234 Loan on WhatsApp. And hey, report them directly on WhatsApp and Google Play Store.
- Guard your integrity like a prized possession.
You’ve got this! Prioritize your peace of mind over short-term loans. 🌟
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Reviews
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i will give dis app 1 star 0% if they can't loan why producing the app in d first place i thank God there reverse my 100 naira for card upload
- 3/27/2023
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234-Loan-
The best there is, totally seamless registration process, a little reception issue from time to time. Very low interest rate too, I highly recommend
- 3/23/2023
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234-Loan-
I don't know what to really say about this app, it's becoming frustrating uploading my statement of account for almost three to four days now. What kind of app this if I may ask. I hope it will not be a waste of my time and data.
- 3/19/2023
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234-Loan-
It was easy to use. I just need to get my correct BVN details and I'm good to go.
- 3/18/2023
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Pending loan since 3days now.
- 3/13/2023
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234-Loan-
It takes forever to get bank statement uploaded. Till today,I've not been able to upload my bank statement.
- 3/12/2023
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Phone number verification not working, already a user but can't access my account because otp not sending, not receiving otp to phone number
- 3/9/2023
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The otp is not working at all.. to bad
- 3/6/2023
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234-Loan-
Most useless and stupid app
- 3/6/2023
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234-Loan-
Don't waste your data downloading this app
- 3/5/2023
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234-Loan-
The best among all
- 3/3/2023
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234-Loan-
very bad experience with them
- 3/1/2023
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it's hard to get otp
- 2/27/2023
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234-Loan-
good user interface
- 2/26/2023
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234-Loan-
this one of the various useless loan app also
- 2/22/2023
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234-Loan-
i am not sure they are giving loan cause mine has been pending for a while now
- 2/20/2023
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234-Loan-
it is very hard to upload bank statement
- 2/18/2023
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234-Loan-
frustrating app, there are better loan apps
- 2/15/2023
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234-Loan-
customer support is very poor
- 2/9/2023
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234-Loan-
otp will never come, so dont bother downloading it
- 2/7/2023
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