Interest Rate	45%
Duration	From 14 days
Access Level	Public
Company Name	BGLOAN app
Phone 1
Phone 2
Website or Store
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Category	Mild Loan
Company Email
Views	718

About BGLOAN app

BGloan is a fast, secure, and reliable loan app designed to meet the financial needs of Nigerians. We provide tailored financial solutions for individuals, micro-business owners, and entrepreneurs seeking support to grow their ventures or handle personal financial challenges. By leveraging technology and innovation, we offer a seamless, convenient, and efficient loan process that gets funds to you quickly when you need them most.

About Us:

BGloan is a proudly Nigerian company with a team of seasoned professionals in finance, customer service, and loan management. Our team’s expertise ensures that every loan application is handled with care, providing you with the best financial planning support. We are passionate about empowering our customers by offering financial products that are specifically designed to meet their needs and helping them achieve their financial goals.

Company Services:

BGloan offers a wide range of loan services to support Nigerians in various situations:

Instant Loans
Personal Loans
Business Loans
Emergency Loans

Whether it’s an unexpected expense or the need for quick financial assistance, our services are designed to give you the financial boost required to handle any challenge with ease.

Our Mission:

Our mission at BGloan is to provide financial solutions that are easy to access, affordable, and tailored to the needs of our customers. We are dedicated to creating a loan process that is transparent, fast, and simple, ensuring that you have the resources you need when you need them most.

Our Vision:

Our vision is to become Nigeria’s leading loan app, offering innovative and reliable financial solutions to all. We aim to build a secure and efficient platform that allows Nigerians to access loans anytime, anywhere, with ease.

Our Core Values:

At BGloan, our core values shape everything we do:

Customer Focus: We prioritize our customers’ needs and satisfaction in every interaction.
Transparency: We believe in honest and clear communication with no hidden fees or terms.
Innovation: We continuously seek new ways to improve and enhance our financial solutions.
Integrity: We uphold high ethical standards in all our dealings.
Teamwork: We collaborate closely, both internally and with our customers, to achieve mutual success.

Excellent Customer Service:

Customer service is at the heart of our operations at BGloan. Our dedicated support team is available 24/7 to answer your questions, guide you through the loan process, or address any concerns you may have. We provide personalized support to ensure that your experience with us is smooth and stress-free.

Partnership Approach:

We believe in forming strong partnerships with our customers. By understanding your specific needs, we are able to offer customized financial solutions that help you achieve your financial aspirations. Your success is our priority, and we are committed to helping you thrive.

Ease of Use:

Our loan app is designed with user-friendliness in mind. The application process is simple and quick, allowing you to apply for a loan in minutes. With an intuitive interface, you can easily navigate through the app and access all the features you need to manage your loan effectively.

Security:

At BGloan, we take the security of your personal and financial information very seriously. Our app is equipped with advanced encryption technology to protect your data. You can trust that your information is safe with us, as we use industry-standard security protocols to ensure your privacy.

Competitive Interest Rates:

We are committed to transparency, especially when it comes to interest rates. At BGloan, our rates are fair, competitive, and affordable, ensuring that you can access the funds you need without undue financial strain. Our interest rates vary depending on the loan amount and repayment period, but you can trust us to offer the most reasonable terms possible.

BGloan is more than just a loan app; it’s a trusted partner that helps you overcome financial challenges with ease. Whether it’s for personal, business, or emergency needs, we provide fast, secure, and reliable loans to keep you moving forward.

FAQ

Can loan apps post my pictures on social media?

You should not worry about loan apps threatening to post your picture on social media. If you check their accounts, you’ll notice most of them have fewer than 100 followers. This means they are mainly circulating your picture among themselves just to instill fear in you. Never pay a dime if any loan app posts your picture online; they are actually the ones owing you, not the other way around. Instead, report the account to the appropriate social media platform, and it will likely be closed down.

Can they auto-debit my account?

If you linked (bound) your ATM card during registration with a loan app, they can automatically debit your account. To prevent this, you should go to your bank, block the card, and request a new one.

For fully licensed Microfinance Banks that may use the Global Standing Instruction (GSI) or place a lien on your account, the safest option is to move your money to another bank account that has never been registered with loan apps. This will stop them from debiting your funds.

Can they come to my house or office to arrest me?

99% of loan apps cannot come to your house or office because most of them operate illegally and have no legal right to pursue you physically. Only fully licensed and approved Microfinance Banks with a registered office address and reputation as a legitimate financial institution can pay you a friendly visit, but never to arrest you.

Borrowing is a civil matter, not a criminal case. That means you cannot be arrested simply because you owe money. If any licensed microfinance bank tries to harass or threaten you, please contact us immediately—we will take the right steps to deal with them.

As for loan apps, they cannot legally come to your house or office to arrest you.

Can this loan app defame me?

Yes and No, a loan app can defame you, but it usually depends on where you downloaded the app from and what permissions you gave it.

If you downloaded the app outside the Play Store or App Store (for example, from a direct link or third-party site), it’s very likely the app will misuse your information. Many of those apps are not properly regulated.
How they access your contacts:

Loan apps need Contact permission to copy your phone contacts.
They also sometimes request Call log permission, which allows them to see your dialed, received, and missed calls—but not your full contact list.

If you used the app before 2023:

Before 2023, many loan apps could freely access contacts because the rules were not strict.
From 2023 onward, Google Play Store and Apple App Store introduced policies that restrict apps from accessing contacts and call logs unless it’s absolutely necessary.

How do I get rid of their daily messages and calls?

To stop their frequent calls, you can install Truecaller, upgrade to Premium, and use the Block Spam Calls feature. This will automatically filter out most unwanted numbers. (Check the video below for step-by-step details.)

For WhatsApp calls and messages, fight back smartly: never listen to their voice notes or read their messages. Instead, use the response strategy in the link below to reply safely. When you push back confidently, scammers usually give up and flee.

https://loansharkreview.com/MessageTemplate

Will this loan apps report me to the Credit Bureau?

In most cases, 90% of loan apps cannot report you to the Credit Bureau. This is because many of them are not licensed financial institutions or they charge exorbitant interest rates that violate government policies.

However, fully licensed and approved microfinance banks can report you to the Credit Bureau. Even when they do, they usually report only the actual amount you borrowed and the original agreed interest — not the inflated charges or penalties. If you notice incorrect information in your credit report, you have the right to contest it with the Credit Bureau and request correction.