Interest Rate	30%
Duration	30
Access Level	Public
Company Name	Bank One Limited
Phone 1
Phone 2
Website or Store
Address
Category	Mild Loan
Company Email	contactcentre@bankone.mu
Views	785

About Bank One

Title: Bank One: Your Trusted Partner for Safe and Reliable Online Loans in Nigeria

Interest Rate: Competitive rates tailored to meet your financial needs.

COMPANY PROFILE

Bank One is a leading financial institution dedicated to providing safe, reliable, and convenient online loan solutions to individuals and businesses in Nigeria. With a commitment to excellence, security, and customer satisfaction, we strive to make borrowing easy and accessible for everyone. Our innovative approach to lending ensures that our clients have access to fast and hassle-free financial assistance whenever they need it.

ABOUT US

At Bank One, we understand the challenges individuals and businesses face when it comes to accessing timely financial support. That's why we've developed a user-friendly online loan app that allows our customers to apply for loans conveniently from the comfort of their homes or offices. With our streamlined application process and quick approval times, getting the funds you need has never been easier.

COMPANY SERVICES

Our comprehensive range of services includes:

Instant Loans: We offer quick and hassle-free loans to help you meet your urgent financial needs. Whether you need funds for unexpected expenses, business expansion, or personal projects, Bank One has you covered.

Competitive Interest Rates: Our interest rates are competitive and tailored to suit your financial circumstances. We believe in providing affordable borrowing solutions that help you achieve your goals without breaking the bank.

Secure Online Platform: Your security is our top priority. Our online loan app utilizes the latest encryption technology to safeguard your personal and financial information, ensuring that your data remains confidential and protected at all times.

Excellent Customer Service: Our dedicated team of professionals is committed to providing exceptional customer service and support. Whether you have questions about our services or need assistance with your loan application, we're here to help every step of the way.

OUR MISSION

Bank One's mission is to empower individuals and businesses in Nigeria by providing them with convenient access to fast and reliable financial assistance. We are committed to delivering innovative loan solutions that meet the diverse needs of our customers while upholding the highest standards of integrity, transparency, and professionalism.

Our Vision

Our vision is to become the preferred choice for online lending in Nigeria, known for our commitment to excellence, integrity, and customer satisfaction. We aim to revolutionize the borrowing experience by leveraging technology to offer seamless, convenient, and secure loan solutions that empower our customers to achieve their financial goals.

Our Core Values

At Bank One, we are guided by the following core values:

Excellent Customer Service: We are dedicated to providing personalized service and support to our customers, ensuring that their needs are met promptly and efficiently.

Cooperative Partnership: We believe in building strong, mutually beneficial partnerships with our customers, employees, and stakeholders based on trust, respect, and collaboration.

Ease of Use: We are committed to making the loan application and borrowing process as simple and straightforward as possible, allowing our customers to access the funds they need with ease.

Security: We prioritize the security and confidentiality of our customers' personal and financial information, employing robust security measures to safeguard against unauthorized access and fraud.

In conclusion, Bank One is your trusted partner for safe and reliable online loans in Nigeria. Whether you need funds for personal expenses or business ventures, we're here to help you every step of the way. With competitive interest rates, excellent customer service, and a secure online platform, we make borrowing easy, convenient, and hassle-free. Apply for a loan with Bank One today and experience the difference!

FAQ

Can loan apps post my pictures on social media?

You should not worry about loan apps threatening to post your picture on social media. If you check their accounts, you’ll notice most of them have fewer than 100 followers. This means they are mainly circulating your picture among themselves just to instill fear in you. Never pay a dime if any loan app posts your picture online; they are actually the ones owing you, not the other way around. Instead, report the account to the appropriate social media platform, and it will likely be closed down.

Can they auto-debit my account?

If you linked (bound) your ATM card during registration with a loan app, they can automatically debit your account. To prevent this, you should go to your bank, block the card, and request a new one.

For fully licensed Microfinance Banks that may use the Global Standing Instruction (GSI) or place a lien on your account, the safest option is to move your money to another bank account that has never been registered with loan apps. This will stop them from debiting your funds.

Can they come to my house or office to arrest me?

99% of loan apps cannot come to your house or office because most of them operate illegally and have no legal right to pursue you physically. Only fully licensed and approved Microfinance Banks with a registered office address and reputation as a legitimate financial institution can pay you a friendly visit, but never to arrest you.

Borrowing is a civil matter, not a criminal case. That means you cannot be arrested simply because you owe money. If any licensed microfinance bank tries to harass or threaten you, please contact us immediately—we will take the right steps to deal with them.

As for loan apps, they cannot legally come to your house or office to arrest you.

Can this loan app defame me?

Yes and No, a loan app can defame you, but it usually depends on where you downloaded the app from and what permissions you gave it.

If you downloaded the app outside the Play Store or App Store (for example, from a direct link or third-party site), it’s very likely the app will misuse your information. Many of those apps are not properly regulated.
How they access your contacts:

Loan apps need Contact permission to copy your phone contacts.
They also sometimes request Call log permission, which allows them to see your dialed, received, and missed calls—but not your full contact list.

If you used the app before 2023:

Before 2023, many loan apps could freely access contacts because the rules were not strict.
From 2023 onward, Google Play Store and Apple App Store introduced policies that restrict apps from accessing contacts and call logs unless it’s absolutely necessary.

How do I get rid of their daily messages and calls?

To stop their frequent calls, you can install Truecaller, upgrade to Premium, and use the Block Spam Calls feature. This will automatically filter out most unwanted numbers. (Check the video below for step-by-step details.)

For WhatsApp calls and messages, fight back smartly: never listen to their voice notes or read their messages. Instead, use the response strategy in the link below to reply safely. When you push back confidently, scammers usually give up and flee.

https://loansharkreview.com/MessageTemplate

Will this loan apps report me to the Credit Bureau?

In most cases, 90% of loan apps cannot report you to the Credit Bureau. This is because many of them are not licensed financial institutions or they charge exorbitant interest rates that violate government policies.

However, fully licensed and approved microfinance banks can report you to the Credit Bureau. Even when they do, they usually report only the actual amount you borrowed and the original agreed interest — not the inflated charges or penalties. If you notice incorrect information in your credit report, you have the right to contest it with the Credit Bureau and request correction.