Cash Owomi

Cash Owomi is an online lending platform that offers personal loans to Nigerians with flexible repayment plans and favorable interest rates. The platform is presented by Blue Ridge Microfinance Bank Limited, and it caters to the financial needs of mobile users in Nigeria. The application process is easy and can be done completely online, with minimal documentation, and the approved loan amount is disbursed directly into the applicant's bank account.

Interest Rate

Cash Owomi offers a minimum interest rate of 0.1% and a maximum of 1% per day. The Origination Fee ranges from NGN 1,174 – NGN 6,000 for a one-time charge. The annual percentage rate (APR) varies from 36.5% to 300%, and the interest rate is calculated daily. For instance, a 91-day loan payment term has an origination fee of 39% and an interest rate of 2.7%. For a loan processed with a principal amount of NGN 3,000, the origination fee would be NGN 1,174, the interest would be NGN 81, and the total amount due would be NGN 4,255.

Company Profile

Cash Owomi is a loan app that provides quick and easy loans to Nigerians. The platform is designed to cater to the financial needs of mobile users and is presented by Blue Ridge Microfinance Bank Limited, a leading microfinance institution in Nigeria.

About Us

Cash Owomi is an online lending platform that aims to provide quick and easy access to loans for Nigerians. The platform is designed to offer flexible and affordable loan options with favorable interest rates. The lending process is entirely online, and the application is simple and straightforward.

Company Services

Cash Owomi provides quick and easy access to personal loans for Nigerians. The platform offers loans ranging from NGN 3,000 to NGN 200,000 with a loan term of 91 to 365 days. The platform is designed to cater to the financial needs of mobile users, and the lending process is entirely digital, making it convenient and hassle-free.

Our Mission

At Cash Owomi, our mission is to provide Nigerians with quick and easy access to loans at favorable interest rates. We are committed to offering flexible loan options that cater to the financial needs of our customers.

Our Vision

Our vision is to become the go-to lending platform for Nigerians by providing quick and easy access to loans that are affordable, convenient, and secure.

Our Core Values

Excellent Customer Service

At Cash Owomi, we are committed to providing excellent customer service to our customers. Our team is always available to assist with any queries or concerns.

Cooperative Partner

We aim to be a cooperative partner with our customers by providing them with flexible loan options that cater to their specific needs.

Ease of Use

We understand that our customers are busy, and their time is valuable. That's why we have designed our platform to be easy to use, making the lending process quick and hassle-free.

Security

We take the security of our customers' data seriously. We use the latest security protocols to ensure that our customers' data is protected at all times.

Instant Loans

At Cash Owomi, we understand that our customers need quick access to loans. That's why we have designed our platform to provide instant loan approvals and quick disbursals.

What We Offer

Cash Owomi offers flexible loan options with favorable interest rates. The platform provides loans ranging from NGN 3,000 to NGN 200,000 with a loan term of 91 to 365 days.