Cash Star - Credit Online Loan Assistant

Cash Star - Credit Online Loan Assistant - Loan Shark Review
Interest Rate
Duration
Access Level Public
Company Name TINNA FINEX LIMITED
Phone 1
Phone 2
Website or Store
Address 11, Wood villa, IInd Avenue, Bandh Road, Chandan Haula, NEW DELHI Delhi INDIA 110074
Category Dangerous Loan
Company Email servicecashstar@gmail.com
Views 495

FAQ

Can I still pay them if they defame me?

Once a loan app has defamed you — by sharing your information, contacting your friends, or posting false claims — they have violated your privacy and broken the law. At that point, the agreement between you and them is already compromised.

You should report them to the FCCPC, CBN, and NDIC or any agencies in your country instead of paying. Paying them after such illegal behavior only encourages their abuse and gives them more power to exploit others.

Can loan apps post my pictures on social media?

You should not worry about loan apps threatening to post your picture on social media. If you check their accounts, you’ll notice most of them have fewer than 100 followers. This means they are mainly circulating your picture among themselves just to instill fear in you. Never pay a dime if any loan app posts your picture online; they are actually the ones owing you, not the other way around. Instead, report the account to the appropriate social media platform, and it will likely be closed down.

Can they auto-debit my account?

If you linked (bound) your ATM card during registration with a loan app, they can automatically debit your account. To prevent this, you should go to your bank, block the card, and request a new one.

For fully licensed Microfinance Banks that may use the Global Standing Instruction (GSI) or place a lien on your account, the safest option is to move your money to another bank account that has never been registered with loan apps. This will stop them from debiting your funds.

Can they come to my house or office to arrest me?

99% of loan apps cannot come to your house or office because most of them operate illegally and have no legal right to pursue you physically. Only fully licensed and approved Microfinance Banks with a registered office address and reputation as a legitimate financial institution can pay you a friendly visit, but never to arrest you.

Borrowing is a civil matter, not a criminal case. That means you cannot be arrested simply because you owe money. If any licensed microfinance bank tries to harass or threaten you, please contact us immediately—we will take the right steps to deal with them.

As for loan apps, they cannot legally come to your house or office to arrest you.

Can this loan app defame me?

Yes and No, a loan app can defame you, but it usually depends on where you downloaded the app from and what permissions you gave it.

  1. If you downloaded the app outside the Play Store or App Store (for example, from a direct link or third-party site), it’s very likely the app will misuse your information. Many of those apps are not properly regulated.
  2. How they access your contacts:
  • Loan apps need Contact permission to copy your phone contacts.
  • They also sometimes request Call log permission, which allows them to see your dialed, received, and missed calls—but not your full contact list.
  1. If you used the app before 2023:
  • Before 2023, many loan apps could freely access contacts because the rules were not strict.
  • From 2023 onward, Google Play Store and Apple App Store introduced policies that restrict apps from accessing contacts and call logs unless it’s absolutely necessary.



Can this Loan App Hack my Account

An app itself can’t magically “hack” your bank account, but a malicious loan app can steal your data or enable attacks that give criminals access — so treat them as potentially dangerous. Never download apps outside Play Store or App Store

Can you categorize this Loan Apps as a good loan apps?

Any loan app that charges above 7% per month and does not allow repayment to be spread across 3 to 6 months is a criminal organization. Stay away from them—they will ruin you financially

Do I need to Generate Disclaimer for this Loan App

You only need to generate a disclaimer if the loan apps have access to your contacts or if they are not licensed. To know whether a loan app is likely to defame you, check the permissions it has on your device. If it has access to your contacts or call logs, and it is not a licensed or approved agency such as the Central Bank, then you need to send a disclaimer.

Do you suggest I fight back against this loan app if they send abusive messages?

Yes — fight back. They prey on fear; pressure and exposure make predatory loan apps back down. Upload all their messages and evidence to our platform immediately — we are working to sue them. They’ll often flee once they’re documented and reported.

Explain How Credit Bureau Works


How a malicious loan app can compromise your details

Phishing / social engineering: tricking you into giving OTPs, passwords, or BVN details.

Permission abuse: access to SMS, contacts, call logs, or accessibility services can let an app read OTPs or intercept communications.

Fake login pages/overlay attacks: an app may show a fraudulent screen that captures your bank credentials.

Malware/keyloggers: Some apps can record taps or keystrokes if they get high-level permissions.

Linking to compromised websites: clicking links can download malware or steal details.

Never share OTPs, BVN, or passwords with anyone.

Don’t grant Accessibility or SMS-read permissions to untrusted apps.

Install apps only from official stores and check reviews/permissions.

How do I get rid of their daily messages and calls?

To stop their frequent calls, you can install Truecaller, upgrade to Premium, and use the Block Spam Calls feature. This will automatically filter out most unwanted numbers. (Check the video below for step-by-step details.)

For WhatsApp calls and messages, fight back smartly: never listen to their voice notes or read their messages. Instead, use the response strategy in the link below to reply safely. When you push back confidently, scammers usually give up and flee.


https://loansharkreview.com/MessageTemplate



I received several emails from loan apps claiming to be from the court and other agencies. What should I do?

Most of the emails you receive from loan apps are fake and meant to scare you. What you should do is verify the authenticity of the message — check if it is truly coming from a genuine government or legal agency. If the email is not from an official source, simply ignore it or reply that they are impersonating an authority and that their account has been reported to the appropriate body.

No loan app can sue you in court because most of them operate in clear violation of existing financial and data protection laws. And if any of them attempts such action, our legal team is fully prepared to represent you. In the past seven years, not a single loan app has successfully taken any borrower to court.

They sent a message to me that they will block my BVN. Is it possible?

Loan apps do not have the authority or technical access to block your BVN. Only the Central Bank of Nigeria (CBN) or your bank can restrict or blacklist a BVN, and that only happens in cases involving serious fraud or court orders.

Any loan app threatening to block your BVN is simply trying to intimidate you. It’s a scare tactic, not a legitimate action

Will this loan apps report me to the Credit Bureau?

In most cases, 90% of loan apps cannot report you to the Credit Bureau. This is because many of them are not licensed financial institutions or they charge exorbitant interest rates that violate government policies.

However, fully licensed and approved microfinance banks can report you to the Credit Bureau. Even when they do, they usually report only the actual amount you borrowed and the original agreed interest — not the inflated charges or penalties. If you notice incorrect information in your credit report, you have the right to contest it with the Credit Bureau and request correction.

About Cash Star - Credit Online Loan Assistant

Cash Star emerges as a robust solution, offering a seamless experience by connecting users with registered non-bank financial companies (NBFCs) and banks. It’s essential to understand that Cash Star itself does not directly engage in lending activities but facilitates the process through its trusted partners.

Partnering for Success

One of Cash Star’s primary partners is TINNA FINEX LIMITED, a systemically important NBFC known for its reliability and robust financial services. This partnership ensures that users have access to credible and secure lending options.

Comprehensive Loan Options

Cash Star provides an online platform where users can apply for loans ranging from Rs. 2,000 to Rs. 2 Lakh, with tenures spanning 95 days to 24 months. The processing fees are set at 5% plus GST, with a minimum of Rs. 100 + GST and a maximum of Rs. 5,000 + GST. The Annual Percentage Rate (APR) varies between 18% and 32%, depending on the loan specifics.

Example Loan Calculation

To give you a clearer understanding, here’s an example:

  • Loan Amount: Rs. 75,000
  • Tenure: 12 Months
  • APR: 24% (on Reducing Principal Balance interest calculation)
  • EMI: Rs. 7,092
  • Total Interest Payable: Rs. 10,104
  • Processing Fees (incl. GST): Rs. 4,425
  • Total Cost of Loan: Rs. 85,104

Note: The loan amount is disbursed after deducting the processing fee. Interest is charged only on the utilized loan amount.

Key Features of Cash Star

  1. Paperless Process: Enjoy a 100% digital and paperless application process.
  2. High Loan Limits: Access loan limits up to Rs. 2 Lakh.
  3. Collateral-Free Loans: Obtain loans without needing to provide collateral.
  4. EMI Conversion: Convert your short-term personal loans to EMI term loans.
  5. Rent Payments via Credit Card: Use your credit card to pay monthly rent.

Eligibility Criteria

To qualify for a loan through Cash Star, applicants must meet the following criteria:

  1. Age: Borrowers must be at least 18 years old, with a maximum age of 56 at the time of the loan.
  2. Citizenship: Must be an Indian citizen.
  3. Employment: Should be a salaried employee with a monthly net salary of at least Rs. 15,000.
  4. Work Experience: A minimum of 6 months of work experience is required.

Required Documents

Applicants need to provide the following documents:

  1. Identity Proof: Driving license, Voter ID, Passport, Aadhar, or PAN.
  2. Address Proof: Driving license, Voter ID, Passport, Aadhar, Utility bills, or bank statements.
  3. E-signature: E-sign on the application with a registered mobile number and OTP.

How to Apply

The application process with Cash Star is straightforward and efficient. Here’s how you can get started:

  1. Sign Up/ Register: Use your mobile number to sign up.
  2. Complete Details: Fill in required details such as Name, Address, and Bank account.
  3. Upload Documents: Upload your PAN card and identity proof.
  4. Credit Limit Assignment: Get your credit limit assigned.
  5. E-sign Agreement: Complete the e-signature process.
  6. Receive Funds: The loan amount will be credited to your bank account upon successful completion.

Versatile Loan Uses

Cash Star loans can be utilized for a variety of purposes, including:

  • Education: Fund your or your child's education.
  • Medical Expenses: Cover medical bills and emergencies.
  • Home Renovation: Improve your living space.
  • Buying Gadgets: Purchase new mobile phones or gadgets.
  • Travel Expenses: Finance your travel plans.
  • Rental Deposits: Pay your rental deposits.
  • Monthly Bills: Manage monthly utility bills.
  • Home Appliances and Furniture: Buy essential home items.

Security and Privacy

Cash Star places a high priority on data security and privacy. The app uses SHA-2 and 2,048-bit encryption—the strongest security system in the market—and complies with SSL certificates. This ensures that all user data is safeguarded against unauthorized access.

Cash Star provides a secure, efficient, and user-friendly platform for accessing personal loans. With high loan limits, competitive interest rates, and a seamless application process, it stands out as a reliable option for managing your financial needs. Whether for education, medical expenses, home renovations, or travel, Cash Star offers the flexibility and support you need. Download the Cash Star app today and take the first step towards financial stability and happiness for you and your family.

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