CashBuzz – Tatkal Loan

Are you in need of a cash loan for a short duration? Look no further! CashBuzz is here to help you achieve your financial goals with ease. Founded by a team of core bankers and technological experts, CashBuzz offers a seamless experience for personal loans, ensuring instant approvals and disbursements to meet your needs.

Salient Features of CashBuzz

CashBuzz offers a host of features designed to make the loan application process as smooth and convenient as possible:

• Complete Digital Experience: From application to disbursement, the entire process is digital. There’s no need to step out of your home.
• Simple Process: The application process is straightforward, ensuring swift approvals and a smart way of borrowing.
• Available Nationwide: We provide personal loans in all states of India.
• No Credit History Required: Even customers with no credit history can apply for a loan.
• No Security or Collateral Required: Borrowing with CashBuzz requires no security or collateral.
• Instant Approvals: Get approved instantly.
• Direct Disbursement: Once approved, the loan amount is directly disbursed to your bank account.
• No Hidden Charges: Transparency is key, with no hidden charges involved.
• Easy Repayment: Repay your loan effortlessly through eNACH.
• 24/7 Availability: You can avail loans whenever you want, around the clock.

Amount, Tenure, Fees & Charges

CashBuzz offers flexible terms and competitive rates to cater to various financial needs:

• Loan Amounts: From ₹2,000 to ₹50,000.
• Tenure: Flexible EMI tenures ranging from 60 days to 180 days.
• Processing Fee and GST: A processing fee is charged along with GST, as applicable.
• Late Payment Penalty: Users are charged a late payment penalty only when they delay their scheduled payment.
• Maximum Annual Percentage Rate (APR): 35.04% per annum.
• No Hidden Charges: We ensure full transparency with no hidden charges.

EMI Calculation Example:

If you borrow ₹50,000 at an interest rate of 35.04% per annum to be repaid over 6 EMIs (180 days), the overall interest payable is ₹8,640. The monthly EMI would be ₹9,773.

EMI Calculation=Loan Amount×Interest Rate12×Number of Months=50,000×35.04%12×6=8,640\text{EMI Calculation} = \frac{\text{Loan Amount} \times \text{Interest Rate}}{12} \times \text{Number of Months} = \frac{50,000 \times 35.04\%}{12} \times 6 = 8,640

Documents Required for Loan Application

Applying for a loan with CashBuzz requires minimal documentation. Here’s what you need:

• PAN Card
• Current Address Proof: Aadhaar Card, Voter ID, Passport, Utility Bills, or Driving License.
• Selfie Video: A short video of yourself for identity verification.
• Bank Statement: The latest bank statement for the last 3 months.

How to Apply for a Loan

Applying for a loan with CashBuzz is simple and can be done in just a few steps:

1. Download the CashBuzz App: Available on major app stores, download the app to your smartphone.
2. Fill Out the Application: Provide your basic information and details required.
3. Submit the Required Documents: Upload the necessary documents as listed above.
4. Instant Approval: Get instant approval for your loan application.
5. Disbursement: Once approved, the loan amount is directly disbursed to your bank account.
6. Repay Easily: Repay your loan through flexible EMI options using eNACH.

Why Choose CashBuzz?

• Convenience: The entire process is digital, allowing you to apply for a loan from the comfort of your home.
• Speed: Enjoy instant approvals and quick disbursements.
• Accessibility: Personal loans are available in all states of India, and even those with no credit history can apply.
• No Collateral Required: No need to pledge any security or collateral.
• Transparency: No hidden charges ensure you know exactly what you’re paying for.
• Support: 24/7 availability means you can apply for and access loans at any time.

Conclusion

CashBuzz is your ultimate partner in achieving your financial goals with ease. Whether you need a short-term loan for personal expenses, emergencies, or any other financial needs, CashBuzz offers a seamless and efficient solution. With its simple application process, instant approvals, and flexible repayment options, CashBuzz ensures you have access to funds whenever you need them. Download the CashBuzz app today and take control of your financial future with confidence.