Interest Rate | 46% |
Duration | 7 days |
Access Level | Public |
Company Name | CashDey Developer |
Phone 1 | |
Phone 2 | |
Website or Store | https://web.cashdey.loan/#/ |
Address | unknown |
Category | Dangerous Loan |
Company Email | support@cashdey.loan |
Views | 343 |
CashDey
CashDey
CashDey is a financial technology company that offers safe and reliable online loans in Nigeria. We understand that obtaining quick loans in Nigeria can be a daunting task, which is why we offer instant loans to make it easier for Nigerians to access the funds they need to achieve their personal or business goals. Our loan application process is seamless and 100% online, and we offer flexible repayment plans that suit the needs of our customers.
Interest Rate
Our interest rate is highly competitive, ranging from a minimum of 16% to a maximum of 35% APR (Annual Percentage Rate). We do not have any hidden charges, and we are transparent in our dealings with customers. The loan amount we offer ranges from ₦3,000 to ₦50,000, and the loan term is between a minimum of 92 days and a maximum of 365 days. We are committed to providing affordable loans that meet the financial needs of Nigerians.
Company Profile
CashDey is a registered company that offers financial services to Nigerians. We are committed to providing safe and reliable loans to our customers to help them achieve their financial goals. Our customer base is growing rapidly, and we have become a leading player in the online loan market in Nigeria. We are dedicated to helping Nigerians meet their financial needs, and we have put measures in place to ensure that our customers have a seamless loan application process.
About Us
At CashDey, we believe that access to credit is essential for individuals and businesses to achieve their financial goals. We are committed to making financing easier for Nigerians by providing safe and reliable online loans. Our loan application process is seamless, and our customers can apply for loans from the comfort of their homes or offices. Our goal is to help Nigerians access funds quickly and easily, and we have put measures in place to ensure that our loan application process is user-friendly and hassle-free.
Company Services
CashDey offers a range of financial services that include instant loans, personal loans, business loans, and salary advance loans. Our loan application process is seamless, and our customers can apply for loans from the comfort of their homes or offices. We are dedicated to providing safe and reliable loans that meet the financial needs of Nigerians. Our loans are affordable, and we offer flexible repayment plans to suit the needs of our customers.
Our Mission
Our mission is to provide safe and reliable online loans to Nigerians. We are dedicated to providing affordable loans that meet the financial needs of our customers. Our loan application process is seamless, and our customers can apply for loans from the comfort of their homes or offices. We are committed to providing excellent customer service, and we have put measures in place to ensure that our customers have a hassle-free loan application process.
Our Vision
Our vision is to become a leading player in the online loan market in Nigeria. We are committed to providing safe and reliable loans to Nigerians, and we are dedicated to making financing easier for Nigerians. We believe that access to credit is essential for individuals and businesses to achieve their financial goals, and we have put measures in place to ensure that our loan application process is seamless and hassle-free.
Our Core Values
At CashDey, we are guided by the following core values:
Excellent Customer Service
We believe that excellent customer service is essential in building strong relationships with our customers. We are committed to providing excellent customer service, and we have put measures in place to ensure that our customers have a hassle-free loan application process.
Cooperative Partner
We believe in building strong relationships with our partners. We are dedicated to working with partners who share our values, and we are committed to providing safe and reliable loans to our customers.
Expert Counsel
Let's discuss CashDey and its operations, focusing on your interactions with this service. To start, it's important to note that CashDey utilizes various methods if you owe them money. They may send text messages to individuals in your contact list, informing them of your outstanding debt. Moreover, if your payment is even just one day overdue, they might resort to sending derogatory messages via WhatsApp.
Typically, CashDey offers repayment plans ranging from 6 to 14 days, which can be quite challenging to meet. Their overdue interest rates vary between 2% to 7% per day, potentially leading to further accumulation of debt.
It's crucial to understand that repaying CashDey after they defame you is not advisable. Their primary aim is to obtain money through defamation tactics. Since they operate as unlicensed loan apps, their only recourse is to tarnish your reputation.
Borrowing from another loan app to repay CashDey is not a viable solution and may lead to bankruptcy. They operate under different names on mobile app stores, making it difficult to escape their debt cycle.
To manage their communication, consider installing Truecaller on your mobile phone to identify and block their calls. Additionally, blocking them on WhatsApp and reporting their actions directly to WhatsApp and Google Play Store can be effective measures.
Ultimately, the most effective solution to break free from CashDey's influence is to stop borrowing altogether. By refraining from further loans, you can gradually eliminate the debt burden imposed by such entities. Remember, your integrity is valuable, and you can find other means to manage your financial situation without succumbing to loan sharks.
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Reviews
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CashDey
A very good loan app, instant response, low interest and service charge unlike some other apps that service charge is almost equal to the amount approved. Just that the increase in loan is very small,
- 3/28/2023
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CashDey
you guys don't even deserve the one star i give, i took a loan from this platform to pay back in 28days, but you guys changed it to 4 instalment, now the first is due, you guys fail to auto debit me due to your network, yet you have increased the due cash from #5985 to #7121 today. this is not the first app am using, i have been using branch, carbon and aella credit since 2018/2019, never i seen such. i never advice anyone to use this platform again.
- 3/26/2023
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CashDey
This is one of the most useless and scam app I have ever met in my life. I downloaded the app and I never apply for any loan, just got a message that oan of 29900 has been approved and I ws credited 19450. I called the customer care immediately and said I should refund the amount disbursed back, which I did immediately and since then, they refuse to pick my call and email. Stop telling us to contact your support that will do nothing. The loan is yet to be cancelled and interest going on daily
- 3/23/2023
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CashDey
Hello, I just downloaded your loan app and filling all the necessary requirements now, your app shows they can only loan me #3750 but before anything you guys credited my Eco-bank account immediately and not even the #3750 rather it's #2437 and am to pay in 6 days time, Run from them
- 3/11/2023
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CashDey
DIBETED ME TWICE FOR A LOAN I DIDN'T REQUESTED FOR!!
- 3/10/2023
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CashDey
This is the worst loan app I've ever come across. You guys better start Carrying out your scamming activities openly. They will indicate the amount to receive behold when you check the amount it's way lesser than what was written and they start scamming you with higher interest rate.
- 3/6/2023
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CashDey
What they do is criminal. They claimed to disburse a loan of 7,000 to me. I never got the loan. Instead they deducted 2,000 from my account and debited my account almost immediately with the upfront interest. Please remove this app on your phone They are cheats.
- 3/5/2023
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CashDey
What kind of a useless app is this.. I applied they approved #7000 which I declined and you went ahead to credit my account with #4550 without my consent on top of that you sent a message saying you credited me #7000 how on earth will you do that. This is an act of fraud and scam. You don't force a payment on customers like that.
- 3/4/2023
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CashDey
Terrible app, you don't get the amount you qualify for interest is too high and I got debited twice for a loan repayment, No help desk, customer care won't pick up
- 2/28/2023
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CashDey
The app is good but the problem with it the network is poor any time I want to make my payment I find it very difficult because of the network to the extent my loan will over due
- 2/27/2023
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CashDey
This loan app is the worst thing I have ever seen, immediately you created account with them they will automatically credited u with a loan you did not request for and at the end they's no way to reject the loan.
- 2/9/2023
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CashDey
I install this app after seeing their ads on youtube to see how it works and how much i can access before I finish reading the whole instructions. 7000 loan was automatically approved which I didn't requested for and all I got in my bank was 4550. There is a lot reason to believe your business is all about scamming people of their hard earned money under the guise of giving out loan. STAY OFF if you like yourself. THIS IS A SCAM BUSINESS UNDER THE GUISE OF LOAN APP.
- 2/5/2023
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CashDey
This app is very unreliable, my partner register on this app and she was shown an amount that she can borrow and as she just want to check the payment rate, the money was credited into her bank account without her accepting the offer and still the money credited was not completed. Instead of #7000 she was given #4550. And she was asked to repay #7397 back. Pls what is the solution to this mess. This is just a scam app
- 2/3/2023
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CashDey
The very problem of this app is customer service.. If ur date is due, u can never make a payment via the app talk more of a way to reach their so called customer.. If u mistakenly dial the no they dropped their, na so ur credit will just finish.. They will start adding money to it..
- 1/24/2023
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CashDey
From the beginning it has been so okay. After collecting several loans and paid back on time, the last one I repaid on the 3rd of January was the end because as I tried applying the next thing I received was I have outstanding with other others that I need to clear before applying again. I still don't understand how and why.
- 1/22/2023
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CashDey
Fraudulent app! 1. Downloaded app, entered some information, the app chose a loan amount for me and disbursed without my approval 2. loan amount shown was 25k but 16k was disbursed. There is a 35% fee which I was never informed about before the loan was disbursed. 3. They claim it's an ultra fast loan which is why they charge 35% but that is just a scam. 4. Virtual repayment option does not work. 5. Verdict: The developers of this app are thieves. Stay away!
- 1/21/2023
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CashDey
I don't like this app at all. I have used some other loan app and enjoy their service but this one always take 40% of the loan you are offered and disbursed the balance and then ask you to repay the complete amount. They should have disbursed the full money and add the interest to the repayment amount.
- 1/14/2023
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CashDey
With these many complain about the app, I think it should be removed from the play store. All I can see is extortion. People need urgent money and that why they're trying to borrow in the first place. So if u can't help solve their problems, at least don't compound it. This app is indeed a fraud. They give a loan, once accepted, the price change. delete it.
- 1/13/2023
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CashDey
This app developer are scam. Loan without approval, disbursement of lower amount to supposed borrowed amount, 40% interest, its a scam app. Stay away. Debited me and still saying I'm owing. Please don't fall victim they are scammers.
- 1/13/2023
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CashDey
This app developer are scam. Loan without approval, disbursement of lower amount to supposed borrowed amount, 40% interest, its a scam app. Stay away. Debited me and still saying I'm owing. Please don't fall victim they are scammers.
- 1/13/2023
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CashDey
These guys are scammers, the painted to be using paystack... by including thier logo and payment interface, but I just contacted paystack and they affirm that it's not offering services to cashdey. They will ask for your ATM pin and the phone number attached to your account, They will keep those info for fraud. They claim they have avirtual account its a lie. They will send you one useless account from sterling bank to pay to. Ask questions ,nd they will block you. Don't ever use them. Scammers
- 1/13/2023
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CashDey
I have replayed this loan using my ATM card through the app...and I am still been harassed days after....I have forwarded proof of payment and a different agent or staff starts calling me and been very rude.... delete this app
- 1/12/2023
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