CashPal

CashPal offers safe, smart, and flexible personal loans in Nigeria. Designed to cater to the financial needs of individuals between 18 and 50 years old, CashPal allows you to borrow money anytime for various purposes.

Loan Details:

Tenure: Ranges from 91 to 180 days

Loan Amount: ₦2,000 to ₦100,000

Annual Percentage Rate (APR): 20% to 360%

Origination & Service Fee: ₦50 to ₦5,000

Example Calculation: For a repeat customer with fairly good credit, borrowing ₦10,000 for 3 months:

APR: 36%

Origination Fee: ₦1,000

Monthly Repayment: ₦3,966.7

Privacy Policy & Credit Data Processing

To provide a smoother, faster, and trustworthy loan service, and to help you build a healthy credit habit, CashPal requires your consent to collect personal data for credit risk assessment. This data may include your location, phonebook, financial SMS, app list, storage, and other information you provide in the application form. These data are solely used for your benefit and welfare. CashPal is committed to your privacy and strictly adheres to its privacy policy. For more details, visit: CashPal Privacy Agreement.

User Journey

Download the CashPal App: Available on the Play Store.

Agree to User Service Agreements: Ensure you understand and agree to the terms of service.

Fill in Basic Information and Bind Your Bank Card: Provide necessary details and link your bank card.

Loan Disbursement: Once approved by our risk model, the loan amount will be disbursed to your bank account.

Repay On Time: Timely repayment helps you build and improve your personal credit score.

Contact Us

We’re always happy to hear from you! If you have any feedback, questions, or concerns, please reach out to us: