Get instant loans from 50,000 FCFA to 500,000 FCFA with our transparent digital lending platform.
Loan Terms at a Glance
✔ Amount: 50,000 – 500,000 FCFA ✔ Duration: 120 to 360 days ✔ Interest Rate (APR): 12% – 36% ✔ Max Annual Rate: 36%
Example Loan Calculation
For a 100,000 FCFA loan at 24% APR over 360 days:
Principal: 100,000 FCFA
Total Interest: 24,000 FCFA
Total Repayment:124,000 FCFA(Principal + Interest)
📌 No hidden fees, no insurance costs – you pay only the agreed interest.
Why Choose Secure Leverage Loan?
✅ Credit-Based Approval – No collateral or deposits required ✅ Instant Decisions – Most applications approved within minutes ✅ Zero Hidden Charges – Transparent terms with no surprises ✅ 24/7 Application Processing – Apply anytime, anywhere ✅ High Approval Rate – Accessible to qualified borrowers
Eligibility Requirements
Cameroonian resident
Age 20–65 years
Steady income source
Valid government-issued ID
How It Works
Download the Secure Leverage Loan app
Register with your personal details
Verify your identity in-app
Select your desired loan amount
Receive Funds – Approved loans disbursed directly to your account
Expert Counsel
Under Cameroonian Law, loan agreements must comply with strict financial regulations to be legally enforceable. Borrowers have rights protected by:
Banking Sector Regulation Law (2018)
OHADA Uniform Act on Contract Law
CEMAC Microfinance Guidelines
Data Protection Law No. 2010/012
When a Loan Agreement May Be Invalid in Cameroon
1️⃣ Unlicensed Lenders → Any lender operating without approval from COBAC (Banking Commission of Central Africa) or MINFI (Ministry of Finance) is illegal. → Verify licenses via www.minfi.cm
2️⃣ Excessive Interest Rates → The CEMAC region caps interest rates at 30% APR for microfinance institutions. → Contracts exceeding this may be challenged in court.
3️⃣ Fraudulent Practices → Misrepresentation of terms or hidden fees voids contracts under OHADA Contract Law Article 96.
4️⃣ Illegal Harassment → Loan apps cannot: • Contact your phonebook without consent (Data Protection Law) • Threaten or defame you (Penal Code Section 154) → Report violations to ANTIC (National Cybersecurity Agency).
5️⃣ Missing Documentation → Loans above 100,000 FCFA require: • Signed agreement • Clear repayment schedule • COBAC/MINFI license number
Borrower Rights & Recourse
✔ Right to Cancel: 3-day cooling-off period for digital loans ✔ Right to Complain: Submit grievances to COBAC or MINFI Consumer Protection Desk ✔ Right to Privacy: Lenders must comply with Law No. 2010/012 on data collection
Penalties for Illegal Lenders: • Fines up to 50 million FCFA • License revocation • Criminal prosecution for harassment
Safe Borrowing Checklist
✓ Confirm lender’s COBAC registration ✓ Ensure APR does not exceed 30% ✓ Never share phonebook access ✓ Insist on a written contract
If you have borrowed from a loan shark or are worried about someone else, we’re here to help and keep you safe. Learn how to break free from their grasp.