Interest Rate | 47% |
Duration | 7 days |
Access Level | Public |
Company Name | NAVI FINANCE LIMITED |
Phone 1 | |
Phone 2 | |
Website or Store | https://www.creditbanknr.com |
Address | unknown |
Category | Dangerous Loan |
Company Email | bailifselene@gmail.com |
Views | 668 |
Credit Loan App: Naira Loan
Credit Loan App -
When you need a loan in Nigeria, there are a few things that come to mind - the process is often lengthy, the interest rates can be high, and the security of your personal information is not always guaranteed. However, with Credit Loan App, we strive to make the loan process as easy as possible for Nigerians.
Interest Rates
One of the things that sets us apart from other loan apps in Nigeria is our interest rates. We understand that high-interest rates can be a deterrent for many people, which is why we offer some of the lowest interest rates in the market. Our aim is to provide Nigerians with affordable loans that can help them achieve their financial goals without breaking the bank.
Company Profile
Credit Loan App is a finance app developed by GotCash Tech, listed under the category of tools. Our current version is 1.2.0.1, released on 23/06/2021. With more than 50 thousand installs, Credit Loan App has received 4 thousand ratings with an average rating value of 4.5.
About Us
At Credit Loan App, we are committed to providing Nigerians with access to easy and affordable loans. We understand that access to credit can be a challenge for many people, which is why we have developed a platform that makes it easier for people to apply for loans from the comfort of their homes.
Company Services
Our services include personal loans that can be accessed through our mobile app. The app is designed to be user-friendly, and our loan process is simple and straightforward. We offer loans ranging from N10,000 to N500,000 with repayment terms of up to 12 months.
Our Mission
Our mission is to provide Nigerians with easy access to affordable loans. We aim to make the loan process as straightforward as possible, and we are committed to providing excellent customer service to our clients.
Our Vision
Our vision is to become the leading loan app in Nigeria, providing affordable loans to Nigerians and helping them achieve their financial goals.
Our Core Values
At Credit Loan App, we are guided by our core values, which include:
- Excellent Customer Service
We believe that excellent customer service is key to building lasting relationships with our clients. We are committed to providing timely and effective customer support to ensure that our clients have a seamless experience when using our app.
- Cooperative Partner
We see ourselves as partners to our clients, and we work with them to find the best loan solution that meets their needs. We understand that everyone's financial situation is unique, which is why we take a personalized approach to lending.
- Ease of Use
We understand that the loan process can be daunting, which is why we have made our app easy to use. Our loan process is simple and straightforward, and our app is user-friendly, making it easy for our clients to apply for loans from the comfort of their homes.
- Security
We understand the importance of security when it comes to financial information, which is why we have put in place robust security measures to protect our clients' personal and financial information.
- Instant Loans
We know that sometimes emergencies can arise, which is why we offer instant loans that can be approved and disbursed within minutes. This ensures that our clients have access to the funds they need when they need them.
Safe and Reliable Online Loan App in Nigeria
With Credit Loan App, you can rest assured that your personal and financial information is safe and secure. Our app is designed with the latest security features to ensure that our clients' information is protected at all times.
In Conclusion
If you are in need of a personal loan in Nigeria, Credit Loan App is the perfect solution. Our low-interest rates, easy-to-use app, and excellent customer service
Expert Counsel
Let's discuss a concerning issue related to a specific loan app called Naira Loan. Firstly, it's crucial to understand that this platform may resort to aggressive tactics if you owe them money. Instead of simple reminders, they might send SMS messages to your contacts, indicating that you owe them funds. Furthermore, they may escalate their approach by sending derogatory messages to your WhatsApp contacts, often starting just one day after your payment is due.
Typically, Naira Loan offers repayment plans ranging from 6 to 14 days, which can be challenging for many borrowers. What worsens the situation is the high overdue interest they impose, ranging from 2% to 7% per day. This can quickly accumulate, leading to more debt.
It's essential to note that once they resort to defamatory tactics, it's best not to comply with their demands. Their main leverage, being unlicensed loan apps, lies in damaging your reputation.
Moreover, borrowing from other loan apps to repay Naira Loan is not advisable. Given the interconnected nature of these apps, attempting to borrow from one to pay off another often results in deeper financial troubles.
To protect yourself, consider installing Truecaller on your mobile device to identify and block their calls. Additionally, if you encounter such practices, block them on WhatsApp and report them directly to WhatsApp and Google Play Store.
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Reviews
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Agent message to users
*CALAMITY IS YOURS WHEN YOU THINK, YOU CAN DUPE OR REFUSED TO PAY BACK LOAN WE GAVE TO YOU WHEN YOU NEEDED IT.... ALL YOU WILL SEE, RECEIVE AND EXPERIENCE IS MISFORTUNE CAUSE NOBODY FORCED YOU TO TAKE LOAN YOU CANT PAY BACK. IF YOU LIKE OR LOVE YOUR FAMILY NAME PAY BACK NOW...OR YOUR A-Z CONTACTS, PASTORS, IMAM, COLLEAGUE, BOSS, FAMILIES AND FRIENDS WILL START GETTING MESSAGES BY 2:00PM . WATCH AND SEE.
- 10/8/2024
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Agent message to users
*AFTER FAILED PROMISES AND MONTH END PLEA!*
*Is it until when we address your phone book, incriminate your Family on timelines, blogs and social pages before crying out CHARACTER ASSASSINATION or DEFORMATION?*
*LET US NEGOTIATE YOUR CREDITLOANS NOW!!!*
- 4/12/2024
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THE UNPROFESSIONAL ATTITUDE TOWARDS THEIR CUSTOMERS IS DISHEARTENING,THIS IS A GROSS DEFAMATION OF CHARACTER,THE PEOPLE THEY SENT MY NAME TO,JUST TO TARNISH MY IMAGE KNEW AM NOT WHAT THEY POSTED.SO BEWARE.I HAVE PAID TWO APPS OF LOAN.EVEN WHEN THEY BREACHED THE AGREEMENT,OF NOT DISBURSED NOR CREDITED MY ACCOUNT ON THE DAY, THAT THEY HAVE STARTED COUNTING 7DAYS. THEIR 7DAYS LOAN DURATION IS EXTORTION AND WAYS OF EXPLOITING PEOPLE.PLS AVOID THIS APP
- 3/29/2023
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People condem this app I did believe until I download it after I submit everything they ask me I drop my BVN I now write my name they said I did know my name worst organisation
- 3/28/2023
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Fast and reliable and also easy to access hope to get credit alert ooo am waiting for it
- 3/19/2023
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This app is not worth praising as they re saying,very bad one indeed after collecting your vital imformations to disbursed money they redirect you to other platforms for fresh registration,pls public should beware of fraudster,scammers,and duppers either of withdrawn money from your account or selling ur details out there frozze of ur acct.this one is not left out is fully scammers,am a victim of circumstance. Just yesterday #3,869.00 is taken from my acct for no cause revenge is of GOD.
- 3/18/2023
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I will advise you on to try this app, they don't have any loan to offer you, after collecting my account details, The next thing is for them to tell me to try again after 30days, I can hope my account is safe
- 3/17/2023
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Disgusting, it keep saying my email is invalid
- 3/14/2023
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This app is the worst app I have ever seen after wasting ur time to apply they will start telling you rubbish like u should apply after 30 days,
- 3/11/2023
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This app take me to another app called quick naira it serve me for the first loan,but after i payed back, before time which i surpose paid, to collect another one,the said i,m not qualify i should try again in 30 days which is very anoyed
- 3/10/2023
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I applied for a loan but it has shown success tho I haven't been credited into my bank account and am finding it hard to log into the app once again
- 3/6/2023
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Am still waiting i dont think it real make us believe this app is real
- 3/3/2023
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Unable to complete the final stage verification ... Saying Error countless time
- 3/2/2023
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Credit loan app, I really do not understand exactly what is going on, have been borrowing and repaying back on time, just first time overdue due to how things are this period is what they are sending messages to my contacts declaring me wanted for fraud? Since it's a fraud, how then do you guys expect me to repay the loan after sending embarrassing messages to my contacts? Have pleaded with the agents for sometimes that I'll still repay my loan in full yet this, let the people repay then.
- 2/20/2023
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If you need money urgently, you can register a backup first, and the lending speed of this thing is really fast, and you can get the money within a few minutes
- 2/18/2023
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Am really not happy with this app I tried making a payment of 20,701.45naira it was an error in transaction and failed but I was debited since 06/11/2022 I called my bank they said credit loan have not responded to their countless emails no way to contact them even the numbers on the app is switched off return, email address no response from the countless mails I have sent this is robbery
- 2/11/2023
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This app is so frustrating I can't just imagine them keep sending me a message to apply yet once I apply they keep telling me to reapply after 30day is not nice on me at all if they want to give me the loan give me and if they don't want to don't bother sending messages
- 2/9/2023
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My honest review; It's true that they don't offer loans, but they have numerous provider under them who do. Once you request for loan from the provider and you are eligible, they will approve your loan, but it may take up to 2hours for the loan to be disburse though recently the disbursement is faster. I should have given the atleast 3 stars, but I can't because their interest for 7 days repayment is quite high and once you are a day or 2 days to due date, they start sending in threats👎
- 2/8/2023
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This is nonsease after all the stress of going step by step at the end of it, is just 9000 naira It was't funny at all.
- 2/5/2023
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Scammer! scammer!! scammer.!!! User BEEARE!!! The moment you link your atm, your acct is not save. They will be deducting from your account anytime money entered. Beside they don't give loan. They only redirect you to other fake apps. To further fraud you. All those giving positive rating are fake names generated to lure innocent people. PUBLIC BEWARE
- 1/31/2023
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I found this App very unstable, just disappeared when trying to open after collected all details of which others don't do . That brings Suspicious . Now, just to Confirm maybe U're XGOFINS?? As I found this to have deducted N12000 from my Account 27/6/22 .
- 1/30/2023
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I made payment and cleared my loan but the app has not notified me of the payment yet and it's still not opening, I requested for otp code several times they're not sending the code now I'm not able to access the app
- 1/14/2023
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I can't understand this App. at all as the thing is telling me that my surname is not correct. The surname that never change in my lifetime... It's a terrible experience
- 1/11/2023
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This is not a loan given app. I am highy disappointed because this app is overrated by previous comment which prompted me to have a look at it. Conversely, this app only take you to another loan app you can probably download to get loan. Simple.
- 1/6/2023
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