| Interest Rate | 35% |
| Duration | From 7 Days |
| Access Level | Public |
| Company Name | SOCRATES INVESTMENTS LIMITED |
| Phone 1 | |
| Phone 2 | |
| Website or Store | |
| Address | RUBAGA, OPPOSITE WINNERS CHAPEL |
| Category | Dangerous Loan |
| Company Email | zhongjijiaolian@gmail.com |
| Views | 59 |
Looking for a quick and hassle-free loan solution in Africa? CreditGo Loan App makes borrowing simple, secure, and accessible. Whether you need funds for emergencies, business, education, or personal expenses, CreditGo provides a seamless loan application process with fast approval and flexible repayment options.
✅ 3 Simple Steps to Get a Loan with CreditGo
Authentication – Complete your basic information securely
Application – Choose your desired loan amount and repayment term
Disbursement – Receive funds immediately after approval
No long waiting periods, no complicated paperwork—just quick cash when you need it most!
Why Choose CreditGo Loan App?
🌍 Wide Range of Users Across Africa
CreditGo serves multiple African countries, including:
Tanzania
Zambia
Ghana
Uganda
Nigeria
...and more!
💸 Multiple Lenders, Better Options
With tens of trusted lenders on the platform, you get competitive loan offers tailored to your financial needs.
⚡ Fast & Automated Approval
CreditGo’s AI-powered system reviews applications instantly, ensuring quick loan approvals without delays.
📱 Simple & User-Friendly Process
Only a few steps are needed—no collateral, no bank visits, no stress!
Our Vision: Making Financial Access Easier for Africans
At SOCRATES INVESTMENTS LIMITED, we believe everyone deserves fair and convenient financial solutions. Our mission is to:
✔ Provide fast, secure, and flexible loans
✔ Help individuals who struggle with traditional banking
✔ Support financial inclusion across Africa
Our Services: Licensed & Reliable Loan Solutions
CreditGo, operated by SOCRATES INVESTMENTS LIMITED, is a fully licensed financial credit company in Uganda. We specialize in:
✅ Personal Loans – For emergencies, medical bills, or travel
✅ Business Loans – Grow your enterprise with quick funding
✅ Short-Term Loans – Flexible repayment options
✅ No Hidden Charges – Transparent terms and conditions
We simplify the loan process, making it easier for Africans to access funds without the usual banking hurdles.
How CreditGo Stands Out from Other Loan Apps
🔹 Instant Approval – AI-driven verification for fast results
🔹 Multiple Lenders – More choices, better rates
🔹 Secure & Licensed – Your data and transactions are protected
🔹 24/7 Access – Apply anytime, anywhere via mobile
Download CreditGo Today & Get Your Loan in Minutes!
📥 Available on Google Play & App Store
Don’t let financial constraints hold you back. With CreditGo, you get quick, easy, and reliable loans at your fingertips.
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Step by step guide to break free from loan apps
Expert Counsel
Send firm replies to loan app agents to stop their cyberbullying and blackmail.
The fastest way to stop cyberbullying is to stand up and fight back!
fight back they will leave you alone within a few days. but If you can't handle them simply block them using Truecaller to have peace of mind
Legality of the Agreement
Under Nigerian Civil Law, particularly in the context of money lending and microfinance banking, a contract may be considered invalid, unenforceable, or void in the following situations:
1. Illegal or Unlicensed Money Lender
According to the Money Lenders Act, any money lender operating without a valid license from the relevant state authorities or the Central Bank of Nigeria (CBN) is illegal, making contracts with them unenforceable
2. Unconscionable or Exploitative Terms
Contracts with excessive interest rates or hidden fees may be deemed unconscionable and unenforceable under consumer protection laws.
The Central Bank of Nigeria (CBN) caps interest rates for microfinance banks and regulates fair lending practices.
3. Fraud, Misrepresentation, or Coercion
A contract is voidable if the lender used deception, misleading statements, or threats to force a borrower into signing.
Section 19 of the Money Lenders Act states that fraudulent or deceptive lending practices can make a loan agreement unenforceable.
4. Breach of Privacy & Harassment by Loan Apps
Loan apps that invade borrowers’ privacy by sending defamatory messages to contacts violate the Nigerian Data Protection Regulation (NDPR).
FCCPC has declared harassment by loan apps as illegal, and contracts based on such practices can be challenged as invalid.
5. Absence of a Proper Written Agreement
Under the Money Lenders Act, any loan exceeding ₦20,000 (varies by state) must have a written agreement signed by both parties.
If there is no signed agreement, the lender may not be able to enforce repayment legally.
6. Violation of Loan Tenure & Repayment Rules
CBN guidelines on microfinance lending specify minimum and maximum repayment tenures.
A contract that violates these guidelines may be challenged.
7. Duress or Undue Influence
If a borrower is forced to sign under threats, blackmail, or undue influence, the contract is invalid under Section 20 of the Contract Law of Nigeria.
8. Lending to a Minor
A loan contract with anyone under 18 years old is automatically void under the Nigerian Contract Law.
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If you have borrowed from a loan shark or are worried about someone else, we’re here to help and keep you safe. Learn how to break free from their grasp.
