| Interest Rate | 30% |
| Duration | From 30 days |
| Access Level | Public |
| Company Name | Direct Bridge, |
| Phone 1 | |
| Phone 2 | |
| Website or Store | https://directbridgeng.com/ |
| Address | |
| Category | Mild Loan |
| Company Email | |
| Views | 177 |
At Direct Bridge, we specialize in providing fast, convenient loans at competitive rates tailored to meet your personal and business financial needs. Our loans are designed with flexibility and affordability, allowing you to cover expenses seamlessly.
Personal Loan
Why wait for payday when you can get paid now? Our Personal Loan product is crafted for salary earners, providing financial relief with flexible repayment terms ranging from 3 to 12 months. This option helps you handle urgent expenses that can’t wait until payday. Whether you need to cover a medical bill, pay your rent, fund school fees, or even purchase a new car, our personal loan is here to support you.
Requirements:
- Proof of Employment: Show proof of current employment status.
- Work ID Card: Your official work identification card.
- Valid ID: Any valid government-issued ID (Voter’s Card, Driver’s License, National ID, or International Passport).
- 6 Months’ Bank Statement: Sent directly from your bank to statements@directbridgeng.com or authorize us to retrieve it on your behalf.
No guarantor or collateral required for personal loans.
Business Loan
Our Business Loan provides companies with the capital they need to grow and expand. This loan is ideal for businesses looking to invest in operations, pay suppliers, or manage cash flow efficiently.
Requirements:
- Certificate of Registration or Incorporation: This includes the Memorandum of Association & Form Co2.
- Managing Director’s Staff ID: Also, any other valid ID (National ID, International Passport, Voter’s ID, etc.).
- 6 Months Corporate Bank Statement: Your business’s latest six-month bank statement.
- Loan Tenure: 3 to 6 months for convenient repayments.
Please note that a guarantor or collateral may be required, depending on the loan specifics.
Emergency Loan
When emergencies arise, Direct Bridge is here to help with Emergency Loans. Get quick access to funds—up to ₦100,000—within just 6 hours of submitting all necessary documents. This loan type is payable within 30 days, making it ideal for urgent, short-term financial needs.
Let us help you achieve your financial goals with ease and reliability. Direct Bridge is your trusted partner in meeting urgent and planned expenses.
Expert Counsel
While loan apps may appear to provide a quick fix for financial issues, they often carry considerable risks. Here are ten essential tips to consider when using these online lending platforms:
- Expect Intense Communication for Late Payments
Even a single day of delay in your repayment could result in aggressive messages, particularly on messaging apps like WhatsApp. If you encounter such harassment, don’t hesitate to block the sender for your own peace of mind. - Refrain from Borrowing from Multiple Sources
Turning to other loan apps to cover existing debts can ensnare you in a vicious borrowing cycle. This strategy typically exacerbates your financial difficulties rather than alleviating them. - Be Cautious of High Penalty Interest Rates
Late payments can trigger daily interest penalties ranging from 5% to 7%. These rates can rapidly inflate your debt, making it even harder to repay. - Download Apps Only from Reputable Sources
Always download loan apps from reliable platforms like the Google Play Store. Obtaining apps from unofficial sources can jeopardize your personal information and expose you to fraud or harassment. - Consider Alternatives to Loan Apps
Many loan apps are designed to entrap users in cycles of debt, often jeopardizing their financial well-being and privacy. It might be wiser to seek out safer, more reliable financial alternatives. - Be Mindful of Short Repayment Terms
Some loan apps may impose repayment periods as brief as 6 to 14 days, complicating timely payments and increasing your risk of falling into further debt. - Safeguard Your Personal Reputation
In certain instances, loan apps may contact your friends or family to publicly shame you. While the damage can be disheartening, avoiding the loan is a more prudent choice than succumbing to pressure. - Cease Borrowing to Regain Control
To break free from predatory lenders, stopping further borrowing is crucial. Though it may be a challenging step, it’s essential for regaining control of your financial situation. - Utilize Call Management Applications like Truecaller
Truecaller can effectively block unwanted calls from loan apps, helping to alleviate stress and minimize harassment from lenders. - Report and Block Threatening Messages
If you receive menacing messages, especially through platforms like WhatsApp, take prompt action by blocking the sender and reporting them to WhatsApp and the Google Play Store. This helps safeguard others from similar harassment.
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