EarlyCash is a user-friendly application designed to assist individuals seeking financial help. Whether you need funds for an emergency, unexpected expenses, or other financial obligations, EarlyCash simplifies the process of obtaining a loan.

How EarlyCash Works

Requesting a loan through EarlyCash is straightforward and efficient. Here’s how the process works:

Fill Out the Application: Start by completing a simple online form on the EarlyCash app. This form captures essential information needed to process your loan request.

Loan Inquiry Submission: Once you submit the form, your inquiry is sent to a vast network of lenders partnered with EarlyCash. This extensive network increases your chances of finding a lender that suits your needs.

Loan Amounts: EarlyCash offers loan amounts ranging from ₹20,000 to ₹80,000. The exact amount you can borrow may vary based on the lender's programs and your state of residence.

Quick Responses: You can expect to receive a response from one of our lenders the same day you submit your inquiry. In many cases, responses can arrive within just a few minutes.

Review Loan Terms: Upon loan approval, you will be redirected to the lender's website, where you can carefully review the loan terms. This includes details about interest rates, fees, and other applicable costs.

Funds Disbursement: If you agree to the terms, the lender will deposit the approved loan amount directly into your bank account, often by the next business day.

Material Disclosure

Repayment Terms: The minimum repayment period for loans is 90 days, while the maximum repayment period can extend up to 3 years. This flexibility allows borrowers to choose a repayment schedule that aligns with their financial situation.

Annual Percentage Rate (APR):

• For qualified consumers, lenders associated with EarlyCash offer loans with an APR starting as low as 9.6%.
• The maximum APR, which includes interest rates, fees, and other costs, can go up to 19.2%. It’s important to note that all loans are subject to the lender's approval based on their unique underwriting criteria.

Representative Example of Loan Costs

To give you a clearer understanding of the potential costs involved with borrowing through EarlyCash, here’s a representative example for a loan amount of ₹10,000:

Loan Duration: 9 Months

• Total Interest: ₹10,000 * 7.2% = ₹720

Loan Duration: 12 Months

• Total Interest: ₹10,000 * 9.6% = ₹960

Loan Duration: 18 Months

• Total Interest: ₹10,000 * 14.4% = ₹1,440

Loan Duration: 24 Months

• Total Interest: ₹10,000 * 19.2% = ₹1,920

This example illustrates how the duration of the loan impacts the total interest paid, helping you make informed decisions about your borrowing options.