FlashLoan

In today’s fast-paced world, securing a loan quickly and efficiently is more important than ever. FlashLoan is an online personal loan application designed specifically for the residents of Zambia. It offers a straightforward and flexible solution for those in need of immediate financial assistance. With the ability to apply for loans up to K20,000 at any time and from anywhere, FlashLoan provides a seamless experience without the need for collateral.

Customer Safety and Loan Disbursement

At FlashLoan, the safety of our customers is of utmost importance. The loan granted is always subject to your confirmation. FlashLoan will never disburse the loan without your explicit consent. To ensure secure and reliable repayment, loans can only be repaid through the FlashLoan APP or via USSD code 885710#. Payments made to personal accounts will not be recognized, and FlashLoan will not hold responsibility for such transactions.

Handling Abusive Behavior

If you, as a FlashLoan user, encounter abusive language, threats to your privacy or safety from any staff member, you are encouraged to keep evidence and file a complaint. FlashLoan has a strict policy against such actions, and they shall not be tolerated. Your financial well-being is our priority, and we are committed to maintaining a safe environment for all our customers.

Risk Awareness

Loans inherently carry risks, and it is essential to understand the potential for over-indebtedness. Borrow responsibly and only take loans that you can comfortably repay within the agreed timeframe to avoid financial difficulties. FlashLoan reserves the right of final interpretation for all the rules.

Who Can Get a Loan on FlashLoan?

To be eligible for a loan on FlashLoan, applicants must meet the following criteria:

• Be a citizen of Zambia.
• Be 18 years of age or older.
• Have their own Mobile Wallet.

How to Get Loans on FlashLoan

The process of obtaining a loan from FlashLoan is simple and efficient:

1. Download the FlashLoan App: Available on Google Play.
2. Register with Your Phone Number: Ensure that the phone number is registered with your NRC.
3. Fill in Required Personal Information: Complete the necessary details for verification.
4. Approval and Disbursement: Once the review is approved, the loan will be disbursed to your Mobile Wallet.

Why Does FlashLoan Collect Personal Information?

FlashLoan collects your personal information to provide better loan services and accurately evaluate your credit history. This data is crucial for assessing your eligibility and ensuring that you receive the best possible service.

Updating Information in FlashLoan App

• NRC Information: Once submitted, NRC information cannot be modified. Ensure that the account is registered with your own NRC and fill in the details carefully before proceeding.
• Mobile Wallet Account Information: Similarly, once entered, Mobile Wallet Account information cannot be updated. Use the account on which you want to receive the loan.

Receiving the Loan

To receive the loan, ensure that you have a Mobile Wallet account registered with the same number as on FlashLoan. The loan amount will be sent directly to your Mobile Wallet.

Review Process

FlashLoan conducts a thorough review process to assess your credit history. This process includes an Automated Risk Assessment or a verification call from the Verification Department.

Registering with FlashLoan

It is recommended to use the same mobile number to register on the FlashLoan App as the one registered on your Mobile Wallet account.

Repaying the Loan

There are two options for repaying the loan:

1. Through the FlashLoan App:
   • Open the FlashLoan App.
   • Tap "Mobile Account" and then "REPAY NOW".
   • Enter the Mobile Wallet pin when prompted.
2. Via USSD Code:
   • Use the code 885710# for repayment.

Late Payment Penalties

If you miss the repayment due date, a late payment penalty will be charged daily. Continuous non-payment may result in legal action.

Data Security

FlashLoan ensures that your personal information is secure. As a licensed company, FlashLoan adheres to government regulations to protect your data, which is only used for verification purposes.

Why Personal Information is Collected

FlashLoan requests only limited personal information to provide better loan services and effectively evaluate your credit limit.

Final Thoughts

FlashLoan is a reliable and efficient online loan application in Zambia, offering flexible and secure personal loans up to K20,000. With a commitment to customer safety, risk awareness, and data security, FlashLoan provides a trustworthy platform for all your financial needs. Whether you need immediate cash for an emergency or a planned expenditure, FlashLoan ensures a hassle-free and secure loan experience.

Your financial well-being is our priority. Borrow responsibly and choose FlashLoan for a reliable lending partner.