Futurecash: Online Loan App

Need funds for an opportunity or an emergency? With Futurecash, secure and convenient loans are just minutes away, anywhere in Nigeria. Whether it's for unexpected expenses, growing your business, or personal projects, we provide fast approvals and direct transfers to get you cash quickly.

Why choose Futurecash?

No paperwork, proof of income, or collateral needed.

Receive a lending decision in just 5 minutes.

Enjoy rapid payout directly to your bank account.

Transparent terms with no hidden fees.

Our loan offering:

Loan Amount: From ₦5,000 to ₦200,000.

Loan Term: Flexible repayment from 61 to 240 days.

Service Fee: A low 0% to 5% per loan.

Daily Interest Rate: Only 0.05% to 0.09%.

Transaction & Additional Fees: None. Zero hidden costs.

Maximum Annual Rate (APR): Capped at a clear 36%.

To apply, you simply need to be:

A resident of Nigeria.

Between 18 and 60 years old.

Have a source of monthly income.

Possess a valid bank account.

See how it works:
If you borrow ₦20,000 over 90 days with a 2% service fee and a 0.07% daily interest rate, here’s your breakdown:

Interest: ₦20,000 × 0.07% × 90 days = ₦1,260

Service Fee: ₦20,000 × 2% = ₦400

Total Repayment: ₦20,000 + ₦1,260 + ₦400 = ₦21,660

Your Annual Rate (APR): 33.66%

Get started in four easy steps:

Download the Futurecash app from Google Play.

Sign up using your mobile number.

Fill out the simple application.

Get approved in 5 minutes and receive your funds directly in your account.