GotCash - Loan Shark Review
Interest Rate 45%
Duration 7 days
Access Level Public
Company Name GotCash
Phone 1 Unknown
Phone 2
Website or Store Removed from Playstore
Address Fake Address
Category Dangerous Loan
Company Email gotcash77@gmail.com
Views 452

GotCash is a loan app that offers instant personal loans to individuals in Nigeria. The app is designed to simplify the lending process and make it more accessible to those who need it. With GotCash, you can get a loan of up to ₦50,000 within minutes, all from the comfort of your smartphone.

Interest Rate

GotCash offers loans at an affordable interest rate. The interest rate ranges from 16% to 35% APR, depending on the loan term and the amount borrowed. There are no hidden charges or extra fees. The total cost of the loan, including all applicable fees, is transparently presented to the borrower before taking the loan.

Company Profile

GotCash is a fintech company that is committed to providing Nigerians with easy access to affordable loans. The company is licensed and regulated by the Central Bank of Nigeria (CBN) and operates in compliance with all relevant regulations.

About Us

GotCash was created to help individuals in Nigeria access quick and easy loans without the hassles associated with traditional lending. We believe that everyone deserves a chance to achieve their financial goals and we are dedicated to making this a reality. Our app is designed to be simple, fast, and reliable, making it easy for our customers to access the funds they need.

Company Services

GotCash offers personal loans ranging from ₦3,000 to ₦50,000, with loan terms ranging from 92 days to 365 days. The app is available on the Google Play Store and can be downloaded for free. The loan application process is 100% online, and funds are disbursed directly to the borrower's bank account.

Our Mission

Our mission is to provide Nigerians with access to quick and affordable loans, enabling them to achieve their financial goals.

Our Vision

Our vision is to be the leading provider of instant loans in Nigeria, helping people achieve their dreams through fast and reliable financing solutions.

Our Core Values

At GotCash, we are guided by the following core values:

Excellent Customer Service: We strive to provide the best customer service to our clients.

Cooperative Partner: We work closely with our customers to ensure they have access to the loans they need.

Ease of Use: Our app is designed to be easy to use and accessible to everyone.

Security: We are committed to ensuring the security and privacy of our customers' information.

Instant Loans: Our loan application process is fast, with loan disbursement within minutes of approval.

Safe and Reliable Online Loan App in Nigeria

GotCash is a safe and reliable online loan app in Nigeria. We use the latest encryption technology to protect our customers' data and ensure that all transactions are secure. Our app is easy to use and accessible to everyone, making it the perfect solution for those in need of quick and affordable loans.

Quick and Easy Loans and Bill Payment Solutions

GotCash offers quick and easy loans and bill payment solutions to help individuals in Nigeria achieve their financial goals. Our loan application process is simple, with no paperwork or collateral required. With our app, you can get a loan within minutes, and repayments are flexible and convenient.

In Conclusion

GotCash is a fintech company that is committed to providing Nigerians with access to quick and affordable loans. Our app is easy to use, secure, and reliable, making it the perfect solution for those in need of instant loans. We are dedicated to providing excellent customer service and working closely with our customers to ensure they have access to the financing solutions they need to achieve their goals. With GotCash, you can get a loan in minutes and repay at your convenience.


Expert Counsel

Firstly, it's important to be aware that this service engages in sending SMS messages to your contacts, informing them of your outstanding debt.

 

Moreover, if you miss your repayment deadline by just one day, GotCash begins sending disparaging messages to your WhatsApp contacts.

 

Their repayment plans typically range from 6 to 14 days, posing a challenge for many borrowers to fulfill. Adding to the difficulty is their high overdue interest rates, which range from 5% to 7% per day, leading to further accumulation of debt.

 

It's crucial not to repay GotCash once they tarnish your reputation, as this only serves to fulfill their agenda. Due to their lack of licensing, these loan apps are limited in their actions and primarily rely on defamation as a means of coercion.

 

Attempting to borrow from other loan apps to settle your debts with GotCash is highly risky and could result in bankruptcy. With multiple apps available on mobile app stores, borrowers may unknowingly find themselves trapped in a cycle of debt.

 

To protect yourself from their persistent communication attempts, consider installing Truecaller on your mobile device to identify and block their calls. Additionally, blocking them on WhatsApp and reporting their activities directly on both WhatsApp and Google Play Store can help mitigate their actions.

 

Ultimately, the most effective solution to escape the grasp of loan sharks like GotCash is to cease borrowing altogether. By taking control of your finances and avoiding further borrowing, you can safeguard your financial well-being in the long term.




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Reviews

  • User loan Review

     would never use this loan app again. The approval process was slow, and the interest rate was too high

    • 5/12/2023
  • User loan Review

    I found this loan app to be unreliable and untrustworthy. The repayment terms were unclear, and the interest rate was a huge burden on my finances

    • 2/28/2023
  • User loan Review

    I had a terrible experience with this loan app. The customer service was rude and unhelpful, and the interest rate was unreasonably high

    • 2/21/2023
  • User loan Review

    The loan app's user interface was confusing and difficult to navigate. It was not a user-friendly experience

    • 2/18/2023
  • User loan Review

    I used this loan app when I was in a bind, but the high interest rate made it impossible for me to get out of debt

    • 2/16/2023
  • User loan Review

    The loan app's fees were outrageous. I ended up paying more than I borrowed, and it was a huge financial burden

    • 2/16/2023
  • User loan Review

    I would not recommend this loan app to anyone. The interest rate was outrageous, and the repayment terms were inflexible

    • 2/14/2023
  • User loan Review

    I regret using this loan app. The interest rate was incredibly high, and the customer service was unresponsive and unhelpful

    • 2/13/2023
  • User loan Review

    This loan app was a complete disaster. The approval process was slow and tedious, and the interest rate was way too high

    • 2/11/2023
  • User loan Review

    The loan app's approval process took forever, and the interest rate was not worth the wait

    • 2/9/2023

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