Happy Money - Loan Shark Review
Interest Rate 12%
Duration From 30 days up to 2 years repayment plan
Access Level Public
Company Name Happy Money Inc.
Phone 1 1-800-878-0901
Phone 2
Website or Store https://happymoney.com/
Address 21515 Hawthorne Blvd Suite 200 Torrance, CA 90503
Category Safe Loan
Company Email support@happymoney.com
Views 84

At Happy Money, our mission is to help people achieve happiness by providing the financial support they need. We’re also committed to making your life easier, starting with a more convenient way to manage your account!

Introducing the Happy Money mobile app—your go-to tool for managing your account anytime, anywhere. With this app, you can easily pay your bills, track your progress, and manage your account all in one place. It’s designed with your convenience in mind, allowing you to log in securely using fingerprint or face recognition. Set up push notifications to stay informed and never miss an important update. Managing your account on the go has never been easier!

Please note: The Happy Money app is available exclusively for existing Payoff™ members to manage their accounts. To learn more about Happy Money and our services, visit happymoney.com.

Our Mission: Affordable, Accessible Financial Solutions

Happy Money is dedicated to delivering affordable and accessible financial tools that empower you to use money as a resource for your happiness. We are committed to transforming the lending industry by offering transparent, easy-to-understand financial products.

How We're Revolutionizing Lending

At Happy Money, we believe personal loans can be powerful tools to help you reach your goals. That’s why we’ve designed our loans with simplicity and transparency, so you can focus on what matters most—doing what you love. Our loans come with low-interest rates and flexible payment schedules tailored to your needs.

By partnering with credit unions and community-focused lenders, we prioritize your best interests. Together, we offer accessible financial tools that work for everyone.

The Payoff Loan™: A Simple Solution for Credit Card Debt

Whether you’re looking to consolidate credit card debt or streamline your finances, The Payoff Loan™ is designed to help.

  • Loan Amounts: Borrow between $5,000 and $40,000‡
  • Low Interest Rates: Rates starting as low as 12.45% APR‡
  • Flexible Terms: Pay it off in 2-5 years**

Why Choose The Payoff Loan™?

Simplify
The Payoff Loan™ simplifies your financial life. With a user-friendly interface and a quick, hassle-free application process, it streamlines paying off credit card debt.

Save
Take advantage of low interest rates and a single, fixed payment. By paying off your credit cards with The Payoff Loan™, you could save thousands of dollars.

Boost
Many of our members have seen their FICO® scores improve by up to 40 points†† after using The Payoff Loan™ to reduce their credit card debt.

We’re here to help you take control of your financial future—so you can focus on what truly brings you happiness. Visit happymoney.com to learn more about our services and how we can support your financial goals.


Expert Counsel

Assess Your Need: Only take a loan if it's necessary and fits into your financial plan. Avoid borrowing for non-essential purchases.

Understand Loan Terms: Pay close attention to the interest rate, repayment period, and fees. A lower interest rate can save you money over time.

Budget Wisely: Ensure that the monthly repayments are manageable within your budget. Avoid loans that stretch your finances too thin.

Check Your Credit: A higher credit score can help you secure better interest rates, so know where you stand before applying.

Shop Around: Compare loan offers from different lenders to find the most favorable terms.

Borrow Responsibly: Only borrow what you can afford to pay back. Missing payments can negatively impact your credit and lead to higher costs.

Always read the fine print and ask questions if you're unsure!




Join our Facebook Group



Reviews

    Safely Report A Loan Shark

    If you have borrowed from a loan shark or are worried about someone else, we’re here to help and keep you safe. Learn how to break free from their grasp.

    Get help now