| Interest Rate | 30% |
| Duration | From 7 Days |
| Access Level | Public |
| Company Name | PEARL LENDING COMPANY INC |
| Phone 1 | 0953 1982 920 |
| Phone 2 | |
| Website or Store | |
| Address | |
| Category | Mild Loan |
| Company Email | cs.easypesopro@gmail.com |
| Views | 1,403 |
Step by step guide to break free from loan apps
About KitaKuarta
In today's dynamic financial landscape, having a flexible and reliable financial option is crucial for success. KitaKuarta is your gateway to financial empowerment, offering advanced lending services that put financial power right at your fingertips. Whether you need capital to grow your business, invest in education, or make your dream home a reality, KitaKuarta is here to help you achieve your goals and dreams.
Company Information
- Company Name: PEARL LENDING COMPANY INC.
- Business Name: KitaKuarta
- Certification Number: L-22-0146-27
- Company Registration Number: 2022030044021-07
- Address: The Penthouse, Marajo Tower, 26th St. Cor. 4th Ave., Bonifacio Global City, 312 Metro Manila, Fort Bonifacio, Taguig City, District 4, National Capital Region (NCR), 1634
KitaKuarta is a legal and compliant online lending app recognized by the Philippine government. It is registered under PEARL LENDING COMPANY INC. and adheres to all SEC regulations, ensuring a transparent and secure borrowing process for users.
Loan Products Offered by KitaKuarta
- Loan Amounts: ₱2,000 to ₱50,000
- Loan Term: 91 to 210 days
- Interest Rate: Up to 36% per year (APR)
- Service Fee: None
- Eligibility: Philippine citizens who are at least 18 years old with a stable monthly income
Loan Example: If you borrow ₱20,000 for a term of 120 days at 36% per year, the total amount you will repay is ₱22,367.
How to Obtain a Loan
Follow these simple steps to secure a loan from KitaKuarta:
- Download the App: Install the KitaKuarta APK/IOS from the Google Play Store or Apple App Store.
- Create an Account: Provide your personal and contact information.
- Submit Identification: Upload a valid ID and a portrait photo for verification.
- Select Loan Details: Choose the loan amount and term, and provide your employment information.
- Wait for Approval: Receive approval notification via SMS or email.
- Receive Funds: Collect your funds at locations such as M. Lhuillier, RD Pawnshop, GCASH, or through a bank account.
Features of the KitaKuarta App
- Immediate Funds Disbursement: Funds are disbursed immediately after approval.
- Simple Registration: Only a few easy steps are required, with no need for collateral.
- High Loan Limits: Up to ₱50,000 for returning borrowers.
- Instant Approval: Returning borrowers are approved instantly.
- Transparent Repayment Details: Clear and detailed repayment plans.
- Data Protection: Comprehensive protection of personal data.
How to Repay the Loan
Notifications and Reminders: KitaKuarta will notify you of the repayment due date via SMS or phone call, giving you 5 days to prepare the repayment amount. If you exceed the 5 days, they will contact your relatives, so please be aware.
Repayment Methods:
- ECPAY: Fill out the bill payment form and repay the loan.
- CLiQQ Machine or CLiQQ App: Available at 7-Eleven stores.
- GCash: Select the bill payment option and repay the loan.
- Convenience Stores: Pay at MLhuillier, RD Pawnshop, or TrueMoney.
Legitimacy of KitaKuarta
KitaKuarta is a legal cash lending platform operating under PEARL LENDING COMPANY INC., with certification number L-22-0146-27 and company registration number 2022030044021-07. The company offers flexible loan services with reasonable interest rates and no transaction fees. Customers appreciate the simple, fast, and secure loan process, along with strong personal information security.
Conclusion
KitaKuarta is a legal online cash lending platform in the Philippines, providing flexible loans with a maximum interest rate of 36% per year. The service is fast, simple, and secure, with no transaction fees and high data security. If you need financial assistance, download KitaKuarta today and experience the ease and convenience of modern lending. Wishing you success and good luck with your financial endeavors!
Expert Counsel
Loan apps can be a quick fix for urgent cash needs, but they often come with significant risks. Here are ten essential tips to help you protect yourself when using online lending platforms:
1. Be Prepared for Aggressive Follow-Ups
Even a minor delay in repayment can trigger a barrage of messages, often via platforms like WhatsApp. If these messages become overwhelming, consider blocking the sender to maintain your peace of mind.
2. Avoid Borrowing from Multiple Apps
Taking out loans from different platforms to cover existing debts can spiral into a deeper cycle of debt. Avoid this approach to maintain better financial control.
3. Beware of High Late Fees and Interest Rates
Missing payments can result in daily interest charges ranging from 5% to 7%, causing your debt to balloon rapidly. Avoid missing deadlines to prevent accumulating excessive interest.
4. Only Download Apps from Official Stores
Stick to trusted sources like the Google Play Store when downloading loan apps. Unverified sites can compromise your privacy and expose you to cyber risks.
5. Consider Safer Alternatives
Many loan apps are designed to trap users in debt cycles, impacting financial stability and privacy. Seek out more secure and traditional financial options to avoid these pitfalls.
6. Watch for Short Repayment Periods
Some apps set repayment terms as short as 6 to 14 days, making timely repayment challenging and often leading to debt traps. Ensure you’re comfortable with the repayment schedule before borrowing.
7. Protect Your Privacy and Reputation
Loan apps may contact your family or friends to pressure you, potentially harming your reputation. For some, this alone is a reason to avoid these apps entirely.
8. Break the Borrowing Cycle
The best way to escape high-interest debt is to stop borrowing altogether. While challenging initially, taking a break from these loans is essential for financial recovery.
9. Use Call-Blocking Apps Like Truecaller
Apps like Truecaller allow you to screen and block unwanted calls from lenders, reducing stress from persistent calls and messages.
10. Report and Block Aggressive Contacts
If you receive abusive or threatening messages on platforms like WhatsApp, block the sender and report them to both WhatsApp and the app store to help protect others from similar harassment.
By following these guidelines, you can shield yourself from the risks of predatory loan apps and safeguard your financial well-being. Stay informed and cautious to ensure you make the best financial decisions for your future.
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