Interest Rate	34%
Duration	180 days
Access Level	Public
Company Name	LIBERTY ASSURED LIMITED
Phone 1	+234-09095000300
Phone 2
Website or Store	https://www.libertyassured.com/
Address	27 Alara Street, Onike, Lagos, Nigeria
Category	Mild Loan
Company Email	support@libertyng.com
Views	1,253

About LIBERTY

Liberty:

Introduction

Liberty is a trusted and reliable loan app company that aims to provide safe and convenient online loans in Nigeria. We understand the financial challenges faced by individuals and businesses, and we strive to offer flexible loan solutions with competitive interest rates. Our commitment to excellent customer service, ease of use, and utmost security sets us apart as a leading loan app in Nigeria.

Interest Rate

At Liberty, we believe in transparent and fair lending practices. We offer competitive interest rates tailored to the loan amount and duration, ensuring that our customers have a clear understanding of their repayment obligations. We prioritize affordability while maintaining a sustainable lending model.

Company Profile

Liberty is a prominent loan app company operating in Nigeria, empowering individuals and businesses to fulfill their financial needs. Our commitment to providing instant loans has gained us a strong reputation for reliability and trustworthiness. With a user-friendly interface and robust security measures, Liberty ensures a seamless and secure borrowing experience.

About Us

At Liberty, we take pride in our ability to offer quick and hassle-free loans to Nigerians. We understand that unexpected expenses and financial emergencies can arise at any time, and access to fast cash is crucial. Our mission is to bridge the gap between financial constraints and freedom by providing a convenient loan app that empowers individuals with immediate financial assistance.

Company Services

Liberty offers a range of services to cater to the diverse needs of our customers:

Instant Loans: We provide quick access to loans through our user-friendly app. With just a few clicks, customers can apply for loans and receive funds directly into their bank accounts, enabling them to address their financial needs promptly.

Flexible Loan Options: Liberty offers personalized loan options with varying amounts and repayment durations. Our borrowers have the flexibility to choose a loan that aligns with their specific requirements, making repayments manageable and stress-free.

Excellent Customer Service: We prioritize customer satisfaction and strive to deliver exceptional service. Our dedicated support team is available to assist borrowers at every step of the loan process, ensuring a smooth and positive experience.

Our Mission

At Liberty, our mission is to empower individuals and businesses in Nigeria with safe and reliable online loans. We aim to be a trusted financial partner that offers a lifeline during times of financial uncertainty. Our goal is to provide access to quick and convenient loans, enabling our customers to overcome financial obstacles and achieve their goals.

Our Vision

Our vision is to be the leading loan app in Nigeria, known for our exceptional service, competitive loan offerings, and commitment to customer satisfaction. We aim to continuously innovate and improve our platform, providing cutting-edge solutions that address the evolving needs of our customers in the digital age.

Our Core Values

Excellent Customer Service: We prioritize delivering exceptional customer service and go above and beyond to ensure our borrowers' satisfaction. We believe in building long-term relationships based on trust and transparency.

Cooperative Partner: We strive to be a cooperative partner for our borrowers, understanding their unique circumstances and providing tailored loan solutions that meet their financial requirements effectively.

Ease of Use: We have developed a user-friendly loan app that simplifies the loan application process. Our intuitive interface ensures a seamless and efficient borrowing experience for our customers.

Security: At Liberty, we prioritize the security of our customers' personal and financial information. We employ state-of-the-art encryption technology and adhere to strict data protection protocols to safeguard their privacy.

Conclusion

Liberty is committed to providing safe, reliable, and convenient online loans in Nigeria. With our competitive interest rates, excellent customer service, and dedication to security, we strive to be the go-to loan app for individuals and businesses seeking immediate financial assistance. Join us on the path to financial freedom and experience the liberty of borrowing with ease.

FAQ

Can loan apps post my pictures on social media?

You should not worry about loan apps threatening to post your picture on social media. If you check their accounts, you’ll notice most of them have fewer than 100 followers. This means they are mainly circulating your picture among themselves just to instill fear in you. Never pay a dime if any loan app posts your picture online; they are actually the ones owing you, not the other way around. Instead, report the account to the appropriate social media platform, and it will likely be closed down.

Can they auto-debit my account?

If you linked (bound) your ATM card during registration with a loan app, they can automatically debit your account. To prevent this, you should go to your bank, block the card, and request a new one.

For fully licensed Microfinance Banks that may use the Global Standing Instruction (GSI) or place a lien on your account, the safest option is to move your money to another bank account that has never been registered with loan apps. This will stop them from debiting your funds.

Can they come to my house or office to arrest me?

99% of loan apps cannot come to your house or office because most of them operate illegally and have no legal right to pursue you physically. Only fully licensed and approved Microfinance Banks with a registered office address and reputation as a legitimate financial institution can pay you a friendly visit, but never to arrest you.

Borrowing is a civil matter, not a criminal case. That means you cannot be arrested simply because you owe money. If any licensed microfinance bank tries to harass or threaten you, please contact us immediately—we will take the right steps to deal with them.

As for loan apps, they cannot legally come to your house or office to arrest you.

Can this loan app defame me?

Yes and No, a loan app can defame you, but it usually depends on where you downloaded the app from and what permissions you gave it.

If you downloaded the app outside the Play Store or App Store (for example, from a direct link or third-party site), it’s very likely the app will misuse your information. Many of those apps are not properly regulated.
How they access your contacts:

Loan apps need Contact permission to copy your phone contacts.
They also sometimes request Call log permission, which allows them to see your dialed, received, and missed calls—but not your full contact list.

If you used the app before 2023:

Before 2023, many loan apps could freely access contacts because the rules were not strict.
From 2023 onward, Google Play Store and Apple App Store introduced policies that restrict apps from accessing contacts and call logs unless it’s absolutely necessary.

How do I get rid of their daily messages and calls?

To stop their frequent calls, you can install Truecaller, upgrade to Premium, and use the Block Spam Calls feature. This will automatically filter out most unwanted numbers. (Check the video below for step-by-step details.)

For WhatsApp calls and messages, fight back smartly: never listen to their voice notes or read their messages. Instead, use the response strategy in the link below to reply safely. When you push back confidently, scammers usually give up and flee.

https://loansharkreview.com/MessageTemplate

Will this loan apps report me to the Credit Bureau?

In most cases, 90% of loan apps cannot report you to the Credit Bureau. This is because many of them are not licensed financial institutions or they charge exorbitant interest rates that violate government policies.

However, fully licensed and approved microfinance banks can report you to the Credit Bureau. Even when they do, they usually report only the actual amount you borrowed and the original agreed interest — not the inflated charges or penalties. If you notice incorrect information in your credit report, you have the right to contest it with the Credit Bureau and request correction.