LinkCredit - Loan Shark Review
Interest Rate 40%
Duration 7 days
Access Level Public
Company Name LinkCredit
Phone 1
Phone 2
Website or Store https://www.linkcredit.ng
Address
Category Dangerous Loan
Company Email contact@linkcredit.ng
Views 1,357

Introduction

Financial constraints are inevitable, and people find themselves in tight situations that require urgent financial assistance. Whether it's a medical emergency, school fees payment, or car repairs, the pressure to source quick financial assistance can be overwhelming. That's where LinkCredit comes in handy. We are a reliable and trusted loan app company that provides a range of loan services to individuals and businesses across Nigeria. In this article, we'll delve into our company profile, mission, vision, and core values.

Interest Rate

At LinkCredit, we offer a flexible interest rate on all our loan products. We understand that different people have different financial needs and circumstances, and we work closely with our clients to provide a personalized interest rate that suits their repayment abilities.

Company Profile

LinkCredit is a top-rated loan app company in Nigeria, offering instant loans with flexible repayment terms. We use advanced digital financial technology and big data innovation technology to ensure our clients can access quick loans anytime and anywhere. Our loan products are designed to cater to the financial needs of individuals and businesses, ensuring that they can easily access financial assistance without the stress of paperwork and collateral requirements.

About Us

At LinkCredit, we believe that accessing financial assistance should be a breeze. That's why we've made our loan application process seamless, allowing our clients to apply for loans within minutes. We understand that emergencies happen when you least expect them, and that's why we have a 5-minute loan approval process to ensure our clients get their funds as soon as possible.

Company Services

Our primary service is to provide quick loans to individuals and businesses across Nigeria. We offer a range of loan products that cater to different financial needs, including personal loans, business loans, and salary advance loans. We also provide revolving credit to clients who maintain a good repayment record.

Our Mission

Our mission at LinkCredit is to provide easy access to financial assistance to individuals and businesses across Nigeria. We believe that everyone deserves a chance to access financial assistance, regardless of their financial background or credit score.

Our Vision

We envision a world where everyone can access financial assistance without the stress of collateral requirements or lengthy paperwork. We aim to be the leading loan app company in Nigeria, providing instant loans to millions of people across the country.

Our Core Values

At LinkCredit, we hold our core values dear, and they guide our operations and decisions. Our core values include:

Excellent Customer Service

We are committed to providing excellent customer service to all our clients. Our customer service team is always available to address any concerns or queries you may have regarding our loan products.

Cooperative Partner

We work closely with our clients to provide personalized loan products that meet their financial needs. Our loan products are designed to ensure that our clients can easily access financial assistance without the stress of collateral requirements.

Ease of Use

Our loan application process is simple and easy to use. Clients can apply for loans within minutes and receive their funds within five minutes of approval.

Security

We take security seriously, and that's why we use advanced security measures to ensure the safety and privacy of our clients' data.

Instant Loans

Our loan products are designed to provide instant financial assistance to individuals and businesses across Nigeria. Clients can apply for loans and receive their funds within five minutes of approval.

Why Do Millions of People Love Taking Loans from LinkCredit?

At LinkCredit, we are committed to providing easy access to financial assistance to everyone. Our loan products are designed to cater to the diverse financial needs of our clients, and our services are tailored to ensure that our clients can access financial assistance within minutes. 


Expert Counsel

 It might seem like a fast fix, but there are some things to consider that could turn into a major headache. Trust me, you don't want that!

Public Shaming? Not Cool!

These guys might play dirty. If you're even a day late on a payment, they could blast embarrassing messages about your loan to your friends and family. Imagine your phone blowing up with texts saying you owe money! Yikes!

Short Fuse, Big Charges:

They often give you super short deadlines to repay, like 6 to 14 days. That's barely enough time to make coffee, let alone gather the cash, especially if you're already strapped. And here's the kicker: if you miss that deadline, the interest rates go crazy, jumping 2% to 7% every single day. Ouch! That's a recipe for drowning in debt, not climbing out.

Don't Reward Shame with Payment:

Here's the key: if they resort to public shaming, DON'T PAY THEM BACK! They already got their revenge by embarrassing you. Remember, these apps often operate outside the law, so their threats are mostly smoke and mirrors. Don't let them bully you!

Break Free from the Cycle:

The only way to truly escape their grip is to STOP BORROWING from them altogether. I know it's tough, but trust me, it's better than being constantly harassed and stuck in a cycle of debt. You were living before they came along, and you'll find a way again. Be resourceful, be patient, but don't borrow anymore!

Fight Back and Protect Yourself:

To stay safe, use apps like Truecaller to identify their calls and block their numbers. You can also report them directly to WhatsApp and the app store. Let them know their tactics are unacceptable!

Your Worth is Greater Than a Loan:

Remember, your self-respect and well-being are worth more than any quick loan. Don't let LinkCredit or any other app bully you. By staying informed and taking action, you can break free and get back to living life on your own terms. You've got this!

Remember, there are other options. Talk to trusted friends or family, or seek help from organizations that offer financial counseling and support. Don't let loan apps trap you in a cycle of debt and shame. You deserve better!




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Reviews

  • User loan Review
    Dangerous loan app (LinkCredit)

    Very unethical people, they curse easily. Mischievous, cunning and dangerous people. Stay away from Link credit.

    • 10/30/2024
  • User loan Review
    Agent message to users

    Save today date 20/09/2024 that we will not be held for any damages you get now.You'll learn the lesson in a hard way that ur children will suffer. LINKCREDIT 

    • 10/8/2024
  • User loan Review
    Agent message to users

    DUE TO UR DUBIOUS LIFE

    YOU'LL FACE UR DOOM OF LIFE, CALAMITY WILL BEFALL UR FAMILY IF U FAIL TO CLEAR OFF UR LOAN TODAY

    U DUBIOUS FRAUDSTER

    LEADRIDGE/LINKCREDIT

    • 10/8/2024
  • User loan Review
    Agent message to users

    UR destiny and kids own lies in this payment pay now, they're free from generation curses,and U from being doomed.flee from form of iniquity.LEADBRIDGELINKCEDIT

    • 9/13/2024
  • User loan Review
    Agent message to users

    YOU DON'T WANT TO PAY RIGHT?

    WE'LL SEND OUT YOUR DETAILS IF PAYMENT IS NOT RECEIVED IN FEW MINUTES

    KINDLY CHECK YOUR SOCIAL MEDIA FAILURE TO ADHERE

    LINKCREDIT 

    • 9/13/2024
  • User loan Review
    Agent message to users

    WITH ALL FAMILY FACTS PICTURES AND CONTACTS WITH LINKCREDIT LOAN. MARK OUR WORDS NOW WE'LL PUBLISH YOUR DETAILS ONLINE DECLARING YOU WANTED

    CHECK IN FEW HOURS.Powerkash

    • 4/16/2024
  • User loan Review
    Stay away please (LinkCredit)

    This app will defame you. please avoid this app at all cost

    • 2/28/2024
  • User loan Review
    LinkCredit

    Wow i was really blown away. My monney came in instantly. I will recommend linkcredit.

    • 4/6/2023
  • User loan Review
    LinkCredit

    Very great app. I received money immediately i applied

    • 4/6/2023
  • User loan Review
    LinkCredit

    customer service is tooooo poor, I have been trying to reach them on all platforms but to no avail

    • 4/5/2023
  • User loan Review
    LinkCredit

    I logged in my complaint last year when their system had a challenge, my account was debited after I had repaid my loan. Till date it hasn't been resolved, I have patronized this app consistently until that date. so sad

    • 3/27/2023
  • User loan Review
    LinkCredit

    I do not understand this app anymore. Am beginning to think otherwise. This money, my own money is not a loan taken from them. I just decided to keep it in their wallet. Now i have been trying to transfer the money to my bank account and i never see the money oooo. 

    • 3/23/2023
  • User loan Review
    LinkCredit

    So bad I can't get limits and when limits appears I can't withdraw error message is can't withdraw after 7days if rejecti

    • 3/21/2023
  • User loan Review
    LinkCredit

    Dear All, Stay away from Linkcredit. Shall we talk about the threatening messages from due date, the poor CS or the extortion? I tried to pay back a loan system kept saying busy. Pay button not working. After the first day of this it added extra charges. Finally one of their CS reps sent me my wallet account number which I transfered the full money including charges to. These guys eventually charged my wallet and are still harassing me about extra charges that are their fault.

    • 3/20/2023
  • User loan Review
    LinkCredit

    The application is not displaying a loan offer but rather an error message of low credit score

    • 3/18/2023
  • User loan Review
    LinkCredit

    I have been trying to repay for a while,. I transferred money to my app wallet but I have been unable to use the app to repay my loan. Each time I try, it says' system busy, try later' . I woke up this morning to see that I have been charged with over due despite the fact that I have money in my wallet to repay the loan and the app is has a problem.

    • 3/13/2023
  • User loan Review
    LinkCredit

    I applied for a loan, for over 6 days it still showing processing the the dashboard. they dont have loan to give

    • 3/13/2023
  • User loan Review
    LinkCredit

    Very good application but the problem is the customer service, no number to call them, on the whatsaap number no response to messages.

    • 3/8/2023
  • User loan Review
    LinkCredit

    Very poor service. Those phone numbers they give out has never been reachable.

    • 3/3/2023
  • User loan Review
    LinkCredit

    i requested for a loan since 13th of jan 2023 and its still saying processing till now. I send a message to their Instagram page, was told they are having technical issues. I told them to cancel the loan but till now its showing processing with a due date to repay a loan i never took.

    • 2/27/2023
  • User loan Review
    LinkCredit

    It was ok by me before. Now the interest is very high. A loan 39,500k to pay back 48,901 in 14days. 9401 interest in 2 weeks.

    • 2/26/2023
  • User loan Review
    LinkCredit

    The app is ok, but recently now it's given issue since Feb 7 have been trying to get a loan the message I received was an exception error occured which I tried many times till today... 

    • 2/21/2023
  • User loan Review
    LinkCredit

    What's worse is there is no communication or feedback from the customer service 

    • 2/19/2023
  • User loan Review
    LinkCredit

    Very awful, this is a scam app, telling me that my loan had been processed but kept displaying processing for the past 5 days and I am yet to receive value as at the time of this write up. Reached out to them via their WhatsApp service centre but no response. This app should be removed from playstore

    • 2/17/2023
  • User loan Review
    LinkCredit

    My experience with link credit is a bad one, I messaged their help line on whatsap no response, I wanted to take a loan for the past 3days it's been processing and they've started counting days.

    • 2/16/2023
  • User loan Review
    LinkCredit

    they have the worst servives so far they were only prompt and good upon first trial after which is a disaster they take more than 1 week to disburse your funds and even after disbursing they tamper with the date for repayment also terrible customer services. Unreachable. Unreasonable and you can barely reach them.

    • 2/10/2023
  • User loan Review
    LinkCredit

    This is the worst of the worsted app I've ever seen I've applied for a loan and it's still processing for 4days and it shown me on the app that I've collected the money while I don't see the money in my bank account.....

    • 1/13/2023
  • User loan Review
    LinkCredit

    applied for a loan since 9th and today is the 11th and it is still processing... the phone number in the app are not working, even the WhatsApp, they do not respond to messages... I give 0 star

    • 1/11/2023
  • User loan Review
    LinkCredit

     help lines are saying not existing....I have made payement and I've being debited but it's not showing on the app and they keep increasing for late payement.this payement was made yesterday and till now not reflecting instead they are adding charges.

    • 1/9/2023

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