LiveCash

LiveCash is a highly rated finance application that offers convenient and accessible loans to help you manage your financial worries. Available for download on Android devices supporting API 21 and above, LiveCash focuses on providing quick and efficient loans with minimal documentation and fast approval.

Key Features of LiveCash

Loan Amount and Tenure

• Loan Range: Borrow amounts ranging from ₹2,500 to ₹200,000, catering to various financial needs.
• Repayment Period: Flexible tenure options, from a minimum of 91 days to a maximum of 365 days, allowing you to choose a repayment schedule that suits your financial situation.

Competitive Interest Rates and Fees

• Maximum Annual Percentage Rate (APR): 0.07% per day, equivalent to 25.55% per annum.
• Processing Fee: Up to 5% of the loan amount, with an additional 18% GST.

Example Loan Calculation

To illustrate how the loan works, here’s an example:

• Loan Amount: ₹10,000
• Loan Term: 91 days
• Interest Rate: 25.55% per annum

Fees and Interest Calculation:

• Processing Fee: ₹10,000 * 5% = ₹500
• GST on Processing Fee: ₹500 * 18% = ₹90
• Interest Payable: ₹10,000 * 25.55% / 365 * 91 = ₹637

Total Loan Cost:

• Fees + Interest: ₹500 + ₹90 + ₹637 = ₹1,227
• Total Repayment Amount: ₹10,000 + ₹1,227 = ₹11,227

Eligibility Requirements

To qualify for a loan from LiveCash, applicants must meet the following criteria:

• Residency: Must be an Indian citizen.
• Age: Between 20 and 55 years old.
• Income: Must have a stable source of income.
• Documents: Aadhaar card and active PAN card required for registration and loan application.

How to Apply for a LiveCash Loan

Step-by-Step Guide

1. Download and Install the LiveCash App: Available on the Google Play Store for easy access.
2. Register Your Account: Provide personal details including your name, phone number, and email.
3. Submit Required Documents: Upload your Aadhaar card and PAN card for verification.
4. Select Loan Amount and Term: Choose the loan amount and repayment period that fits your needs.
5. Application Review: The application will be reviewed promptly, and approval is typically granted quickly.
6. Receive Funds: Once approved, the loan amount will be disbursed to your bank account immediately.

Advantages of Using LiveCash

1. High Loan Amounts and Low Interest Rates

• Flexible Borrowing: Access high loan amounts with competitive interest rates, making borrowing affordable.

2. Secure and Confidential

• Data Protection: Customer information is handled securely, ensuring privacy and protection.
• Trustworthy Service: Unsuccessful applications are free, making the process risk-free.

3. Fast and Convenient Access

• Quick Approval: Get your loan approved and disbursed promptly, providing you with the financial support you need without delays.

LiveCash is a dependable and efficient financial solution for individuals in India seeking quick and accessible loans. With its flexible loan amounts, competitive interest rates, and user-friendly application process, LiveCash ensures a hassle-free borrowing experience. Download the LiveCash app today and take control of your financial needs with confidence and ease.