Miniloan-Online Loan

Miniloan, Ghana's trusted mobile financial platform, now offers a new and improved experience for both new and returning customers. We’ve extended the repayment period to twice as long, reduced interest rates, and added exciting benefits! Get quick access to funds with a simple and secure application process, all from your mobile device. For those who repay loans on time, there’s no need for additional documentation for future loans. Join Miniloan today and experience a smarter way to borrow!

Why Choose Miniloan?

Miniloan is designed for convenience and flexibility, with fast approval times and no collateral or paperwork required. Simply apply through our mobile app and receive funds within 24 hours.

Loan Product Details:

• Loan Amount: GH₵ 200 to GH₵ 5,000
• Loan Term: 3, 6, 9, or 12 months
• Daily Interest Rate: 0.01%
• Annual Interest Rate (APR): 24%
• Management/Platform Fee: 0.01%
• Interest Rate Range (APR): 17% to 29% per year

Example Calculation
If you take out a loan of GH₵ 10,000 for a 12-month term at a 0.01% daily interest rate:

• Interest: 24% (GH₵ 2,400)
• Platform Fee: 12% (GH₵ 1,200)
• Total Payment (Principal + Interest): GH₵ 12,400
• Total Payment After Fees: GH₵ 13,600
• Monthly Installment: GH₵ 1,133

Borrowers can prepay at any time, potentially reducing fees and interest.

Why Our Loans Stand Out:

• No Collateral, No Paperwork: Just apply on our app – no office visits required!
• Quick Application: Complete the application in just 5 minutes.
• Fast Disbursal: Funds are disbursed within 24 hours of approval, helping you access money when you need it most.

How to Apply:

1. Download the Miniloan App
2. Register with your phone number
3. Verify Your Identity through the app
4. Receive Funds directly into your account

Eligibility:

• Age: 20 to 60 years old
• Nationality: Ghanaian citizens

Contact Us:

• Address: MP5W+XVM, Taifa, Accra
• Customer Support Email: mini@miniloangh.com

Experience a hassle-free borrowing solution with Miniloan today!