Interest Rate | 25% |
Duration | 30 days |
Access Level | Public |
Company Name | Freo |
Phone 1 | |
Phone 2 | |
Website or Store | https://www.moneytap.com/ |
Address | MYCASH FINTECH PTE LTD 150 Beach Road #35-28, The Gateway West, Singapore |
Category | Dangerous Loan |
Company Email | hello@moneytap.com |
Views | 959 |
MoneyTap ( Dangerous Loan )

Interest Rate
At MoneyTap, we believe in providing our customers with clear, transparent, and competitive interest rates. Our interest rates are designed to be flexible and accommodating, ensuring that every borrower can find a loan that suits their financial situation. With our straightforward terms, you will always know what to expect without any hidden fees or charges.
COMPANY PROFILE
MoneyTap is a leading online loan application company dedicated to offering fast, reliable, and secure loan services to individuals and businesses across Nigeria. With a focus on innovation, customer satisfaction, and financial inclusion, MoneyTap has established itself as a trusted partner for those seeking financial assistance.
ABOUT US
MoneyTap was founded with the mission to simplify the borrowing process and provide accessible financial solutions to Nigerians. We understand the challenges faced by many when it comes to obtaining loans, and we are committed to bridging this gap with our user-friendly platform. Our technology-driven approach ensures that we can deliver quick and efficient service, making it easier for you to achieve your financial goals.
COMPANY SERVICES
MoneyTap offers a variety of loan services tailored to meet the diverse needs of our customers. Our main services include:
- Personal Loans: Unsecured loans for personal use, ranging from emergencies to planned expenses.
- Business Loans: Financing options for small and medium-sized enterprises (SMEs) to help grow their business.
- Instant Loans: Quick disbursement loans for immediate financial needs.
- Salary Advances: Short-term loans to employees based on their monthly salary.
Our services are designed to be easily accessible, with a simple application process and quick approval times.
OUR MISSION
Our mission at MoneyTap is to democratize access to financial services by providing affordable, transparent, and convenient loan options to all Nigerians. We strive to empower individuals and businesses to achieve their financial goals and improve their quality of life through our innovative and customer-centric solutions.
OUR VISION
We envision a Nigeria where everyone has equal access to financial resources, regardless of their socioeconomic status. MoneyTap aims to be at the forefront of financial technology innovation, continually improving our services to better serve our customers and contribute to the nation's economic growth.
OUR CORE VALUES
At MoneyTap, our core values guide everything we do. These values include:
- Integrity: We conduct our business with the highest standards of ethics and honesty.
- Innovation: We embrace new technologies and creative solutions to improve our services.
- Customer-Centricity: Our customers' needs are at the heart of everything we do.
- Transparency: We maintain clear and open communication with our customers.
- Empowerment: We strive to empower our customers to achieve financial independence and success.
EXCELLENT CUSTOMER SERVICE
We pride ourselves on delivering excellent customer service. Our dedicated support team is available to assist you at every step of the loan process, ensuring that your experience with MoneyTap is smooth and satisfactory. Whether you have a question about your application, need assistance with repayment, or want to understand our terms better, we are here to help.
COOPERATIVE PARTNER
MoneyTap partners with various financial institutions, businesses, and stakeholders to provide a comprehensive range of financial products and services. These partnerships enable us to offer more competitive rates, a wider selection of loan products, and enhanced service delivery to our customers. We are always open to forming new alliances that align with our mission and vision.
EASE OF USE
Our platform is designed with the user in mind, making it easy to navigate and use. From applying for a loan to managing your repayments, every feature is intuitive and straightforward. Our mobile app and website are optimized for performance and accessibility, ensuring that you can access our services anytime, anywhere.
SECURITY
Security is a top priority at MoneyTap. We employ advanced encryption technologies and robust security measures to protect your personal and financial information. Our commitment to security ensures that your data is safe with us, giving you peace of mind as you use our services.
INSTANT LOANS
One of our standout services is the provision of instant loans. Understanding that financial emergencies can arise unexpectedly, MoneyTap offers quick and hassle-free loan disbursement. Once approved, funds are transferred to your account almost immediately, ensuring that you can address your urgent financial needs without delay.
SAFE AND RELIABLE ONLINE LOAN APP
MoneyTap is recognized as one of the safest and most reliable online loan apps. Our reputation is built on trust, transparency, and customer satisfaction. We adhere to all regulatory requirements and maintain high standards of service quality. By choosing MoneyTap, you are opting for a dependable financial partner committed to your success.
MoneyTap is more than just a loan app; it is a comprehensive financial service provider dedicated to meeting the diverse needs of Nigerians. Our commitment to transparency, security, and customer satisfaction sets us apart in the industry. Whether you need a quick personal loan, financing for your business, or any other financial assistance, MoneyTap is here to support you every step of the way. Join the thousands of satisfied customers who have already experienced the benefits of our services and take control of your financial future today.
FAQ
You should not worry about loan apps threatening to post your picture on social media. If you check their accounts, you’ll notice most of them have fewer than 100 followers. This means they are mainly circulating your picture among themselves just to instill fear in you. Never pay a dime if any loan app posts your picture online; they are actually the ones owing you, not the other way around. Instead, report the account to the appropriate social media platform, and it will likely be closed down.
If you linked (bound) your ATM card during registration with a loan app, they can automatically debit your account. To prevent this, you should go to your bank, block the card, and request a new one.
For fully licensed Microfinance Banks that may use the Global Standing Instruction (GSI) or place a lien on your account, the safest option is to move your money to another bank account that has never been registered with loan apps. This will stop them from debiting your funds.
99% of loan apps cannot come to your house or office because most of them operate illegally and have no legal right to pursue you physically. Only fully licensed and approved Microfinance Banks with a registered office address and reputation as a legitimate financial institution can pay you a friendly visit, but never to arrest you.
Borrowing is a civil matter, not a criminal case. That means you cannot be arrested simply because you owe money. If any licensed microfinance bank tries to harass or threaten you, please contact us immediately—we will take the right steps to deal with them.
As for loan apps, they cannot legally come to your house or office to arrest you.
Yes and No, a loan app can defame you, but it usually depends on where you downloaded the app from and what permissions you gave it.
- If you downloaded the app outside the Play Store or App Store (for example, from a direct link or third-party site), it’s very likely the app will misuse your information. Many of those apps are not properly regulated.
- How they access your contacts:
- Loan apps need Contact permission to copy your phone contacts.
- They also sometimes request Call log permission, which allows them to see your dialed, received, and missed calls—but not your full contact list.
- If you used the app before 2023:
- Before 2023, many loan apps could freely access contacts because the rules were not strict.
- From 2023 onward, Google Play Store and Apple App Store introduced policies that restrict apps from accessing contacts and call logs unless it’s absolutely necessary.
To stop their frequent calls, you can install Truecaller, upgrade to Premium, and use the Block Spam Calls feature. This will automatically filter out most unwanted numbers. (Check the video below for step-by-step details.)
For WhatsApp calls and messages, fight back smartly: never listen to their voice notes or read their messages. Instead, use the response strategy in the link below to reply safely. When you push back confidently, scammers usually give up and flee.
https://loansharkreview.com/MessageTemplate
In most cases, 90% of loan apps cannot report you to the Credit Bureau. This is because many of them are not licensed financial institutions or they charge exorbitant interest rates that violate government policies.
However, fully licensed and approved microfinance banks can report you to the Credit Bureau. Even when they do, they usually report only the actual amount you borrowed and the original agreed interest — not the inflated charges or penalties. If you notice incorrect information in your credit report, you have the right to contest it with the Credit Bureau and request correction.





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