Monicredit

Monicredit is an innovative loan app that provides a seamless and hassle-free loan application experience for Nigerians. Our app is designed to meet your financial needs with ease and convenience, so you can take care of your needs without any hassle. We are committed to providing our customers with excellent service, flexibility, and security.

About Us

At Monicredit, we believe that access to credit is a human right, and we are dedicated to making financial services accessible to everyone. We are a team of experienced professionals who have worked in the banking and finance industry for many years, and we understand the challenges that people face when it comes to accessing credit. That's why we created Monicredit, a loan app that provides access to fast and easy loans.

Company Services

Monicredit provides quick and easy access to loans to meet your financial needs. Our loan app is easy to use, and our application process is simple and straightforward. Once you are approved for a loan, the money is immediately deposited into your account. Our loan terms are flexible, and we offer low-interest rates, making it easy for you to repay your loan.

Our Mission

Our mission at Monicredit is to empower Nigerians by providing them with access to credit, so they can pursue a life of dignity and prosperity. We are committed to creating a financial service platform that is innovative and technologically advanced. We believe that everyone should have the opportunity to access financial services, and we are dedicated to making that a reality.

Our Vision

Our vision at Monicredit is to become the leading provider of online loans in Nigeria. We are committed to creating an environment where Nigerians can access loans quickly and easily, without having to deal with the challenges that are often associated with traditional banks. We want to make credit accessible to everyone, regardless of their credit score or financial status.

Our Core Values

At Monicredit, we are guided by a set of core values that define our culture and guide our behavior. These values include:

Excellent Customer Service We are committed to providing our customers with the best possible service. We believe that our customers are our most important asset, and we are dedicated to meeting their needs.

Cooperative Partner We are dedicated to building strong partnerships with our customers. We believe that collaboration is key to achieving success, and we are committed to working together to meet our customers' needs.

Ease of Use

We are committed to making our loan app easy to use. We understand that our customers lead busy lives, and we want to make the loan application process as simple and straightforward as possible.

Security We take the security of our customers' information seriously. We use advanced security measures to protect our customers' data, so they can feel safe and secure when using our loan app.

Instant Loans

We understand that our customers often need access to credit quickly. That's why we offer instant loans, so our customers can get the money they need when they need it.

What We Offer

At Monicredit, we offer a wide range of loan options to meet your financial needs. Our loans are available to residents of Nigeria who are over 20 years old and have good credit. We offer high credit amounts, flexible loan terms, and low-interest rates. Our loan terms range from 91 days to 180 days, and our loan amounts range from 80,000 NGN to 1,000,000 NGN. The maximum APR we charge is 25%, which amounts to 0.07% per day. We don't charge any other fees, so you can be sure that you are getting a fair deal.