My cash - Loan Shark Review
Interest Rate 35%
Duration From 7 days
Access Level Public
Company Name My cash
Phone 1 0 707 182 1385
Phone 2
Website or Store whatsapp link
Address
Category Dangerous Loan
Company Email
Views 137

Step by step guide to break free from loan apps


About My cash

Looking for a quick, reliable, and hassle-free loan in Nigeria? myCash is your trusted online loan intermediary, offering instant loan approvals through a user-friendly mobile app. Whether you need funds for emergencies, business, or personal expenses, myCash provides a seamless borrowing experience with competitive rates and flexible repayment terms.

Why Choose myCash for Your Loan Needs?

Fast & Easy Application – Apply in minutes and get instant approval.
Flexible Loan Amounts – Borrow up to ₦100,000 based on eligibility.
Low-Interest Rates – Affordable APR from 10% to 18%.
Convenient Repayment – Tenure ranges from 180 to 365 days.
100% Online Process – No paperwork, no long waits—get funds directly into your account.

How It Works

Download the myCash App – Available on Google Play Store.

Fill in Your Loan Details – Provide necessary information for verification.

Get Instant Approval – Our AI-powered system matches you with the best loan offer.

Receive Funds Quickly – Once approved, money is disbursed to your bank account.

Loan Example: Transparent & Affordable Repayment

Loan Amount: ₦10,000

Loan Tenure: 365 days (12 months)

APR: 15%

Total Interest: ₦1,500

Total Repayment: ₦11,500

Monthly Installment: ₦958.33

No hidden charges—just clear, fair, and straightforward loan terms!

About myCash – Your Trusted Loan Partner

myCash is a leading digital lending platform in Nigeria, leveraging big data and AI technology to provide fast, secure, and personalized loan solutions. We ensure a smooth borrowing experience with:

Quick Authentication – Verify your details in minutes.
Smart Loan Matching – Get offers tailored to your financial needs.
24/7 Accessibility – Apply for loans anytime, anywhere via our mobile app.

Need Help? Contact Us Today!

📧 Email: moneytree321321@gmail.com
📞 Customer Support: 07073523963
🕘 Working Hours: 9:00 AM – 6:00 PM (Mon-Sun)

With fast approvals, low-interest rates, and flexible repayment plans, myCash is the best online loan app in Nigeria. Don’t let financial constraints hold you back—apply today and experience stress-free borrowing!


Expert Counsel

Send firm replies to loan app agents to stop their cyberbullying and blackmail.  

The fastest way to stop cyberbullying is to stand up and fight back!

fight back they will leave you alone within a few days. but If you can't handle them simply block them using Truecaller to have peace of mind

 

Legality of the Agreement

Anybody who pays Loan Apps after reading this is indeed a STUPID PERSON. I'm sorry to say this. I just downloaded all the documents that govern Money Lending in Nigeria. I will keep you posted. We are winning the war against Loan Apps this year.

 

Under Nigerian Civil Law, particularly in the context of money lending and microfinance banking, a contract may be considered invalid, unenforceable, or void in the following situations:

 

1. Illegal or Unlicensed Money Lender

According to the Money Lenders Act, any money lender operating without a valid license from the relevant state authorities or the Central Bank of Nigeria (CBN) is illegal, making contracts with them unenforceable

 

2. Unconscionable or Exploitative Terms

Contracts with excessive interest rates or hidden fees may be deemed unconscionable and unenforceable under consumer protection laws.

The Central Bank of Nigeria (CBN) caps interest rates for microfinance banks and regulates fair lending practices.

 

3. Fraud, Misrepresentation, or Coercion

A contract is voidable if the lender used deception, misleading statements, or threats to force a borrower into signing.

Section 19 of the Money Lenders Act states that fraudulent or deceptive lending practices can make a loan agreement unenforceable.

 

4. Breach of Privacy & Harassment by Loan Apps

Loan apps that invade borrowers’ privacy by sending defamatory messages to contacts violate the Nigerian Data Protection Regulation (NDPR).

FCCPC has declared harassment by loan apps as illegal, and contracts based on such practices can be challenged as invalid.

 

5. Absence of a Proper Written Agreement

Under the Money Lenders Act, any loan exceeding ₦20,000 (varies by state) must have a written agreement signed by both parties.

If there is no signed agreement, the lender may not be able to enforce repayment legally.

 

6. Violation of Loan Tenure & Repayment Rules

CBN guidelines on microfinance lending specify minimum and maximum repayment tenures.

A contract that violates these guidelines may be challenged.

 

7. Duress or Undue Influence

If a borrower is forced to sign under threats, blackmail, or undue influence, the contract is invalid under Section 20 of the Contract Law of Nigeria.

8. Lending to a Minor

A loan contract with anyone under 18 years old is automatically void under the Nigerian Contract Law.




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Reviews

  • User loan Review
    Agent message to users

    MONEYTREE MYCASH 

    'll go deep now an make u&ur family lick ur tears of humiliation. I'll expose ur family to public shame onas family of thieves. Wait for me CRIMINAL, few minutes

    08139023289

    • 4/15/2025

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