| Interest Rate | 35% |
| Duration | From 7 days |
| Access Level | Public |
| Company Name | Naira plus |
| Phone 1 | |
| Phone 2 | |
| Website or Store | |
| Address | |
| Category | Dangerous Loan |
| Company Email | |
| Views | 621 |
Step by step guide to break free from loan apps
About Naira Plus - Reliable Personal Loan
Naira Plus is a trusted platform designed to provide efficient personal credit loan services tailored to meet your financial needs. We prioritize convenience for our customers by offering competitive loan products with low-interest rates and no hidden handling fees. Our goal is to ensure that accessing financial support is both simple and straightforward.
Loan Details
- Loan Amount: ₦20,000 to ₦100,000
- Loan Duration: 100 days to 180 days
- Annual Percentage Rate (APR): Ranges from 12% (Minimum APR) to 32% (Maximum APR)
- Service Charge: 0%
Example Calculation:
If you take a loan amount of ₦20,000 with an interest rate of 12% per annum for a cycle of 100 days, the interest calculation would be as follows:
Interest=Loan Amount×(APR365)×Days\text{Interest} = \text{Loan Amount} \times \left( \frac{\text{APR}}{365} \right) \times \text{Days}Interest=Loan Amount×(365APR)×Days Interest=₦20,000×(12%365)×100=₦657\text{Interest} = ₦20,000 \times \left( \frac{12\%}{365} \right) \times 100 = ₦657Interest=₦20,000×(36512%)×100=₦657
This demonstrates how affordable our loans can be!
Loan Application Requirements
To apply for a loan with Naira Plus, you must meet the following conditions:
- Citizenship: You must be a Nigerian citizen.
- Age: You must be at least 18 years old.
- Information Submission: You will need to provide basic personal information along with your income details.
How to Get Your Loan in Three Simple Steps
- Download the App: Visit the app store, download Naira Plus, install it, and register your account.
- Complete Your Profile: Fill out the required basic information and complete the certification process.
- Submit Your Application: Based on your financial situation, submit a loan application and wait for our review.
Our Advantages
- Reliable and Safe: We are committed to ensuring the security of your personal information and transactions.
- 24/7 Availability: Our services are accessible online around the clock, allowing you to apply for loans whenever you need them.
- Low Interest Rates: Enjoy competitive interest rates that make borrowing affordable.
- Long-term Repayment Options: Flexible repayment terms tailored to fit your budget.
- No Collateral Required: No need for mortgages or guarantees when applying for our loans.
- Small App Size: The Naira Plus app is lightweight, ensuring quick installation and optimal performance on your device.
If you have any questions, comments, or concerns, please do not hesitate to reach out to us at:
Email: anne121380207@gmail.com
Explore the financial freedom you deserve with Naira Plus – your reliable partner for personal loans!
Expert Counsel
1. They will send SMS messages to your contacts, claiming that you owe them money.
2. Prepare yourself for an onslaught of unpleasant WhatsApp messages if you are even a day late.
3. Their repayment schedules typically range from 6 to 14 days, making it extremely challenging to settle your debts.
4. Anticipate daily overdue interest rates ranging from 5% to 7%, pushing you further into debt.
5. Once they tarnish your reputation, there is no need to repay them. They have already achieved their goal.
6. Since they lack a license, they are unable to pursue legal action against you. Their sole tactic is to damage your reputation.
7. Avoid borrowing from other loan apps to clear your debts; this will only worsen your situation.
8. Utilize Truecaller to screen and block their calls, sparing yourself unnecessary stress.
9. The most effective way to break free from loan sharks is to cease borrowing altogether.
10. Block them on WhatsApp and report them directly to WhatsApp and Google Play Store to prevent others from falling victim to the same scheme.
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Safely Report A Loan Shark
If you have borrowed from a loan shark or are worried about someone else, we’re here to help and keep you safe. Learn how to break free from their grasp.
