It was this morning, i received numerous messages from different loaners bt i saw a number with the name "teema mukhtar" on it, seeing that she might be a hausa girl i decided to talk to her, where she told me they have 50 or more money to lend me, i told her my past experience with a loan app where almost the same thing happened, and that from just registering without wanting to take the loan they sent it to me, i returned the money on the same day thinking they would understand that i don't need the loan, but when the payment day came they sent numerous threats to me not allowing me to talk, any number that text me abt the loan i try to explain and send him the screenshot of everything that happen but each of them keep ignoring my messages, she said they are not like that and that there loan is for a month or more, after trusting her and putting my details into 3 different apps they all did the same thing, disbursing without wanting it, immediately after doing that she ignore all the messages I've sent to her regarding the disbursement, i called her and she not picking

• 1/17/2025

On faithful Monday morning 14th of October 2024. I was busy in my sitting room with some important tasks when these obnoxious calls came in rapidly from unknown numbers, finally I picked up the calls and the voice was a loan app agent from Nairacup who promised to deliver nothing short of 200k for business loan with 3 months validity at very low rate that is equivalent to 5k over the 3 months for a loan amount of 200k. It sounds so unreal! I told her I was a little bit busy and will get back to her, few minutes later, my WhatsApp buzz with message notification from the same fellow! Within a twinkling of an eye my wall was already full with messages and 3 loan apps! I was confused about the whole situation and later asked her how she got my number of which she confess that she extracted it from loan database and that she has gone through my record and verified that I am not a debtor. But everything looks surreal because I have never registered with these people nor ever came across their platform before. How on earth will you breach into the database, retrieve my personal data, violate my privacy and come around to force a loan on me? I kept wondering!

She instructed me to download all the 3apps as a key requirement to get the business loan of nothing less than 200k. After the registration, she specifically instructed me to delete the Nairacup application, and I did accordingly, I sent her the screenshot of every step. Finally, with the Nairacup app gone! My loan submission on the other two apps were rejected! What a waste of time and resources! I sent her the screenshot immediately but by now it's clear that she came around to collect my data, she never answered my questions nor reply to my messages again! Later in the day, I saw a credit of 5k in my account and was like what a heck! From Nairacup? The app she instructed me to delete and of course I did accordingly. Everything was quiet until yesterday 20th of October 2024. I received a text message with a caption for loan repayment! I made a screenshot and sent to her and she didn't reply. Few moments later I got another message in my WhatsApp, curses and threats! Telling me the due date would be Monday October 21, if I do not pay something... Blah blah blah... Curses and threats, forwarded my pictures and contacts. I responded with a firm No, that I my application was declined and my data and privacy was violated. The threats continues. This morning Monday October 21, 2024. At 6am I got another message in my WhatsApp containing curses and threats. I kept wondering about how crude and barbaric these people are! Despite having my data stolen and retrieve without my permission, yet threats keeps pouring in like torrent!

• 10/21/2024