Nice naira - Loan Shark Review
Interest Rate 35%
Duration From 7 days
Access Level Public
Company Name GIASUN Technology Nigeria Limited
Phone 1 09112722828
Phone 2
Website or Store
Address
Category Dangerous Loan
Company Email
Views 587

Borrow Money Online with NiceNaira
Get a loan with flexible terms and competitive interest rates.

Why Choose NiceNaira?

  1. Borrow up to NGN200,000, tailored to your financial needs and credit score.
  2. Loan terms range from 91 to 360 days, with an Annual Percentage Rate (APR) of 12% - 30%. Service fees range from 6% to 24%, and monthly interest is as low as 0.5%. No hidden charges, rollover fees, or transaction costs.
  3. Secure, transparent, and reliable service.
  4. No collateral or paperwork required.
  5. Enjoy higher borrowing limits and lower interest rates when you repay on time.

Example:
We offer flexible loan options to suit your needs. For example, if you take a 3-month loan of NGN20,000, with a service fee of 6% and a monthly interest rate of 0.5%, the APR will be 12%. At the end of the loan term, you will repay a total of NGN21,500.

How to Apply:

  1. Download the app and register with your phone number.
  2. Fill in your basic information (takes just a few minutes).
  3. Apply for your desired loan amount.
  4. Submit your application and wait for approval.
  5. Receive the funds directly in your account.

Address:
16B Allen Avenue, Ikeja, Lagos, Nigeria.


Expert Counsel

Protect Your Privacy: If you downloaded the app outside of the Play Store, it likely means you've granted them access to your contacts by giving them permission. In this case, it's important to protect yourself. You can generate your own disclaimer here:
Create Your Disclaimer.

Beware of Loan Agent Scams: Before falling for loan agents in any group, take the time to learn how they operate. Read about how some agents scam people through Facebook groups:
Learn About Loan Agent Scams.

Clearing Your Contacts: Is it possible to clear your contacts from a loan app's database? Find out the truth behind this claim:
Clearing Your Contacts.

Ignore Harassing Messages: If the loan company has contacted your friends or family, stay calm. You don't owe them any more than you've agreed to. Focus on moving forward with your life.

Unlicensed Apps Can't Harm You: Apps that resort to defamation are often unlicensed and powerless. They can't legally harm you, and their main tactic is shaming.

Your Contacts Can’t Help You: In most cases, your contacts can't assist you, and they likely already know how loan sharks operate.

Avoid Short-Term Loans: Short-term loans with high interest rates (such as those with 7-day durations) often come with threats and defamation tactics. Stick to licensed lenders if you must borrow.

Debt Can Lead to Bankruptcy: Borrowing from unscrupulous apps can ruin your finances and push you towards bankruptcy. The best strategy is to stop borrowing altogether.

Don’t Pay Overdue Interest: If you’ve already paid back the principal and initial interest, you don't have to pay additional overdue interest.

Avoid the Debt Cycle: Taking out a loan to repay another only leads to more debt. Many loan sharks operate multiple apps, trapping borrowers in a cycle of debt.

Use Truecaller to Block Harassment: Install Truecaller on your phone to block unwanted loan shark calls. You can also report these numbers on WhatsApp and Google Play Store.

Break Free from Loan Sharks: The best way to escape is to stop borrowing from them. You survived without them before—don’t let them damage your reputation.

Prioritize Your Financial Health: Remember, your financial well-being is more important than any loan. Don't let loan sharks jeopardize your future. Stay strong and focused!




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