Online Gold Loan : Rupeek

Rupeek is a trusted gold loan company that has garnered the trust of over 5 lakh happy customers by offering the lowest interest rates starting from 0.74% per month* (8.88% p.a.). With prestigious lending partners like Federal Bank, ICICI Bank, South Indian Bank, Indian Bank, and Rupeek Capital, Rupeek ensures you remain in control of your finances.

Why Choose Rupeek?

1. Unbeatable Interest Rates: Rupeek offers the lowest gold loan interest rates with the highest per gram rate, making it a highly cost-effective choice for borrowers.

2. Broad Geographic Reach: Operational in 60+ cities including Bangalore, Delhi, Chennai, Hyderabad, Mumbai, and Pune, Rupeek is rapidly expanding to serve more customers across India.

3. Exceptional Service Features: Rupeek provides a range of impressive features such as free 30-minute service**, no hidden charges, and customized gold loan solutions. This convenience makes taking a loan against gold much simpler and accessible.

4. Proximity to Services: With partner bank branches present every 3 kms, Rupeek ensures that the best gold loan solutions are always within reach.

The Simple 4-Step Gold Loan Process

Step 1: Apply for a Loan Apply through the Rupeek app or call 1800 419 8000 to schedule an appointment.

Step 2: Gold Valuation Get your gold valued at your home or a bank branch of your choice with minimal documentation.

Step 3: Fund Transfer Upon approval, the money is transferred directly to your account.

Step 4: Secure Storage Your gold is stored securely at a nearby partner bank.

Enhanced App Features

With Rupeek's user-friendly app, you can:

• Apply for a new gold loan or request a loan transfer.
• Compare and select schemes using the gold loan interest calculator.
• Schedule loan disbursal at a convenient time and place.
• Use a simple dashboard to track active loans.
• Make easy online repayments.
• Schedule gold release with next working day home delivery.
• Instantly access customer support.
• Refer friends and earn up to ₹5,000/- as a referral bonus.

Our Lending Partners

1. Federal Bank: Federal Bank Lending Partners
2. South Indian Bank: South Indian Bank Partnership
3. Rupeek Capital: Rupeek Capital
4. Indian Bank: Indian Bank Digital Products
5. NDX P2P Pvt. Ltd (LiquiLoans): LiquiLoans Affiliates
6. Cholamandalam Investment And Finance Company Limited: Cholamandalam Lending Partners

Product Details

• Loan Amount: ₹20,000 to as per requirement/eligibility
• Loan Duration: 180 days to 365 days
• Annual Gold Loan Interest Rates (APR): 8.88% - 24.00%
• Processing Fee: 0% - 1%
• Foreclosure Fee: Nil

(Note: Rupeek does not provide pay-day loans or loans with less than a 61-day repayment period in compliance with Google Policy.)

Representative Example

For a loan amount of ₹100,000, if a customer from Mumbai selects the Rupeek Rebate High Value scheme with an interest rate of 8.88% per annum and pays only the interest every 30 days for the next 180 days, the overall interest payable would be ₹4,440. A processing fee of 0.29% (inclusive of GST) of the loan amount would be ₹290. Therefore, the total cost of the loan would be:

Principal+Interest+Processing Fee=₹100,000+₹4,440+₹290=₹104,730\text{Principal} + \text{Interest} + \text{Processing Fee} = ₹100,000 + ₹4,440 + ₹290 = ₹104,730

The customer can pay the principal balance anytime within the 180-day tenure.

*These figures are indicative and subject to change based on the gold loan rate per gram. The final interest rate may vary depending on the customer's chosen interest repayment pattern.

Conclusion

Rupeek offers a seamless, reliable, and efficient solution for anyone looking to avail of a gold loan. With its lowest interest rates, wide geographic presence, and comprehensive digital platform, Rupeek makes managing finances simpler and more accessible. Download the Rupeek app today and take control of your financial future with ease and confidence.

For any complaints, write to care@rupeek.com.

Privacy Policy: Rupeek Privacy Policy

*Terms and conditions apply. Available only in select geographies. **Indicative time measured for a loan of ₹50,000 carried under controlled conditions. Subject to necessary KYC and verification. Terms and conditions apply.