Interest Rate	30%
Duration	30 days
Access Level	Public
Company Name	OXYMON SOLUTION LIMITED
Phone 1	+234 904 767 0207
Phone 2
Website or Store	https://www.oxymon.co/#
Address	21, akinsanya street, off ojodu berger
Category	Mild Loan
Company Email	support@oxymon.co
Views	948

About Oxymon

Oxymon:

Interest Rate

At Oxymon, we believe in providing transparent and fair financial solutions to our customers. Our interest rates are competitive and tailored to suit the loan amount and duration. We prioritize clear communication and ensure that our customers fully understand the interest rates and all other terms before proceeding with their loan applications.

Company Profile

Oxymon is a leading loan app company that aims to empower individuals in Nigeria with instant access to loans. Our commitment to providing safe and reliable online loans sets us apart. With our user-friendly interface and seamless experience, we strive to make borrowing funds a convenient and efficient process for our customers.

About Us

At Oxymon, we understand the financial challenges faced by individuals in Nigeria. Our mission is to bridge the gap by offering quick and hassle-free loan solutions through our user-friendly mobile app. We are dedicated to empowering individuals with the financial support they need to meet their immediate needs and aspirations.

Company Services

Oxymon offers a comprehensive range of services to cater to the diverse needs of our customers. Through our user-friendly loan app, individuals can apply for personal loans with varying amounts and durations. Our streamlined process ensures quick approval and disbursal of funds, helping our customers address their financial requirements with ease.

Our Mission

At Oxymon, our mission is to provide safe and reliable online loans to individuals in Nigeria. We strive to create a platform that offers seamless financial solutions, empowering our customers to achieve their goals and aspirations. We are committed to delivering exceptional customer service and building long-lasting relationships based on trust and transparency.

Our Vision

Our vision is to be the go-to platform for instant loans in Nigeria, known for our reliability, efficiency, and customer-centric approach. We aim to revolutionize the lending industry by leveraging technology to offer innovative financial solutions that meet the evolving needs of our customers.

Our Core Values

Excellent Customer Service: We prioritize the satisfaction of our customers by providing prompt and personalized support. Our dedicated customer service team is available to assist individuals at every step of their loan journey, ensuring a seamless experience.

Cooperative Partner: We believe in building strong partnerships based on trust and collaboration. We work closely with our customers to understand their needs and provide tailored loan solutions that align with their financial goals.

Ease of Use: We strive to offer a user-friendly interface that simplifies the loan application process. Our intuitive mobile app ensures a smooth and hassle-free experience for our customers, enabling them to access funds quickly and conveniently.

Security: We prioritize the security of our customers' personal and financial information. Our robust data encryption and stringent privacy measures ensure that all sensitive data is protected, giving our customers peace of mind when using our loan app.

Instant Loans: We recognize the urgency of financial needs and provide instant loans to address our customers' immediate requirements. Through our streamlined process, individuals can apply, get approved, and receive funds within a short span of time.

Safe and Reliable Online Loan App in Nigeria

At Oxymon, we understand the importance of trust and reliability when it comes to borrowing funds. Our platform adheres to the highest security standards to ensure the safety of our customers' information. With Oxymon, individuals can have confidence in accessing a safe and reliable online loan app in Nigeria, designed to meet their financial needs effectively.

In conclusion, Oxymon is committed to providing safe, reliable, and instant loans to individuals in Nigeria. Through our user-friendly loan app, we aim to simplify the borrowing process and empower individuals to achieve their financial goals. With our exceptional customer service, cooperative partnerships, ease of use, and dedication to security, we strive to be the preferred choice for individuals seeking financial support in Nigeria.

FAQ

Can loan apps post my pictures on social media?

You should not worry about loan apps threatening to post your picture on social media. If you check their accounts, you’ll notice most of them have fewer than 100 followers. This means they are mainly circulating your picture among themselves just to instill fear in you. Never pay a dime if any loan app posts your picture online; they are actually the ones owing you, not the other way around. Instead, report the account to the appropriate social media platform, and it will likely be closed down.

Can they auto-debit my account?

If you linked (bound) your ATM card during registration with a loan app, they can automatically debit your account. To prevent this, you should go to your bank, block the card, and request a new one.

For fully licensed Microfinance Banks that may use the Global Standing Instruction (GSI) or place a lien on your account, the safest option is to move your money to another bank account that has never been registered with loan apps. This will stop them from debiting your funds.

Can they come to my house or office to arrest me?

99% of loan apps cannot come to your house or office because most of them operate illegally and have no legal right to pursue you physically. Only fully licensed and approved Microfinance Banks with a registered office address and reputation as a legitimate financial institution can pay you a friendly visit, but never to arrest you.

Borrowing is a civil matter, not a criminal case. That means you cannot be arrested simply because you owe money. If any licensed microfinance bank tries to harass or threaten you, please contact us immediately—we will take the right steps to deal with them.

As for loan apps, they cannot legally come to your house or office to arrest you.

Can this loan app defame me?

Yes and No, a loan app can defame you, but it usually depends on where you downloaded the app from and what permissions you gave it.

If you downloaded the app outside the Play Store or App Store (for example, from a direct link or third-party site), it’s very likely the app will misuse your information. Many of those apps are not properly regulated.
How they access your contacts:

Loan apps need Contact permission to copy your phone contacts.
They also sometimes request Call log permission, which allows them to see your dialed, received, and missed calls—but not your full contact list.

If you used the app before 2023:

Before 2023, many loan apps could freely access contacts because the rules were not strict.
From 2023 onward, Google Play Store and Apple App Store introduced policies that restrict apps from accessing contacts and call logs unless it’s absolutely necessary.

How do I get rid of their daily messages and calls?

To stop their frequent calls, you can install Truecaller, upgrade to Premium, and use the Block Spam Calls feature. This will automatically filter out most unwanted numbers. (Check the video below for step-by-step details.)

For WhatsApp calls and messages, fight back smartly: never listen to their voice notes or read their messages. Instead, use the response strategy in the link below to reply safely. When you push back confidently, scammers usually give up and flee.

https://loansharkreview.com/MessageTemplate

Will this loan apps report me to the Credit Bureau?

In most cases, 90% of loan apps cannot report you to the Credit Bureau. This is because many of them are not licensed financial institutions or they charge exorbitant interest rates that violate government policies.

However, fully licensed and approved microfinance banks can report you to the Credit Bureau. Even when they do, they usually report only the actual amount you borrowed and the original agreed interest — not the inflated charges or penalties. If you notice incorrect information in your credit report, you have the right to contest it with the Credit Bureau and request correction.