Palm Credit

PalmCredit is a mobile loan platform that offers fast, easy, and convenient loans to individuals who need immediate financial assistance. With PalmCredit, you can access loans of up to ₦100,000 in less than five minutes, directly from your mobile phone. There's no need to visit a bank or financial institution—simply use your smartphone and a stable internet connection to apply.

At PalmCredit, we understand that financial needs can be urgent, and we're dedicated to offering swift support when you need it most. Our loan application process is straightforward, taking only a few minutes to complete. Once your loan is approved, the funds are transferred directly to your bank account, giving you the freedom to use the money for any purpose you choose.

PalmCredit also offers flexible repayment options. You can repay your loan in installments through either online or offline channels, allowing you to select the method that best suits your financial situation. Our interest rates are competitive, starting as low as 30%, making it easier for you to repay without putting a strain on your finances.

We value our customers’ commitment to timely repayments. If you consistently pay on time, you may qualify for an increased loan amount, helping you build a solid credit history that can benefit your future financial endeavors.

In addition to quick loans, PalmCredit offers a variety of loan products tailored to meet different financial needs. Loan amounts range from ₦2,000 to ₦300,000, giving you the flexibility to choose the right amount to cover unexpected expenses or make major purchases. Whatever your financial needs, PalmCredit has you covered.