| Interest Rate | 55% |
| Duration | 7 days |
| Access Level | Public |
| Company Name | Goharvest International Limited |
| Phone 1 | |
| Phone 2 | |
| Website or Store | https://pasa8.com/#/ |
| Address | |
| Category | Dangerous Loan |
| Company Email | gossipbuyce@gmail.com |
| Views | 2,427 |
Pasa ( Dangerous Loan )
About Pasa
Pasa Loan App Company
Interest Rate
At Pasa, we pride ourselves on offering competitive and transparent interest rates to our customers. Our rates are tailored to ensure affordability and are designed to be as fair as possible, reflecting our commitment to supporting financial inclusion and growth for all our users.
Company Profile
Name: Pasa Loan App
Industry: FinTech
Headquarters: Lagos, Nigeria
Founded: 2021
Pasa is a leading online loan application company dedicated to providing Nigerians with quick, easy, and secure access to credit. With our user-friendly mobile app, we strive to offer financial solutions that meet the diverse needs of our customers, fostering economic growth and financial stability across the country.
About Us
Pasa is not just a loan app; we are a financial partner dedicated to helping you achieve your dreams. Whether you need funds for an emergency, to expand your business, or to take care of personal expenses, Pasa is here to make the process seamless and stress-free. Since our inception, we have been committed to transforming the way Nigerians access loans, using cutting-edge technology and a customer-first approach.
Company Services
At Pasa, we offer a range of services designed to meet the varying financial needs of our customers:
Personal Loans
Quick and hassle-free personal loans to cover any personal expenses, be it emergencies, education, or personal projects.
Business Loans
Tailored loan solutions for small and medium enterprises (SMEs) to support business growth, operations, and expansion.
Instant Loans
Get access to funds instantly with our fast approval process, ensuring you have the money you need when you need it.
Credit Scoring
A robust and transparent credit scoring system that helps you understand your creditworthiness and improve your financial health.
Our Mission
Our mission at Pasa is to empower individuals and businesses by providing accessible, affordable, and reliable financial services. We are committed to fostering financial inclusion and helping our customers achieve their financial goals through innovative technology and excellent customer service.
Our Vision
Our vision is to become the leading provider of online loan services in Nigeria, known for our transparency, reliability, and customer-centric approach. We aim to create a financial ecosystem where everyone has the opportunity to thrive, regardless of their financial background.
Our Core Values
Transparency
We believe in clear and open communication with our customers. All our terms, conditions, and interest rates are straightforward and easy to understand.
Innovation
We leverage the latest technology to offer cutting-edge financial solutions that are efficient, secure, and user-friendly.
Customer-Centricity
Our customers are at the heart of everything we do. We listen to their needs and continually strive to enhance their experience with our services.
Integrity
We conduct our business with the highest standards of ethics and integrity, building trust with our customers and partners.
Excellence
We are committed to excellence in all aspects of our operations, ensuring that our services meet the highest standards of quality and reliability.
Excellent Customer Service
At Pasa, we pride ourselves on delivering exceptional customer service. Our dedicated support team is available around the clock to assist with any questions or concerns you may have. We value your feedback and use it to continuously improve our services, ensuring that you have the best possible experience with Pasa.
Cooperative Partner
We believe in the power of partnerships to drive success. Pasa collaborates with a range of partners, including financial institutions, technology providers, and community organizations, to enhance our services and reach more customers. By working together, we can create a more inclusive financial ecosystem that benefits everyone.
Ease of Use
Pasa is designed with user convenience in mind. Our mobile app is intuitive and easy to navigate, allowing you to apply for a loan in just a few clicks. With a simple and straightforward application process, you can get the funds you need without any hassle.
Security
We take your security very seriously. Pasa employs state-of-the-art encryption and security measures to protect your personal and financial information. Our systems are regularly updated to ensure the highest level of security, giving you peace of mind when using our app.
Instant Loans
In urgent need of funds? Pasa offers instant loans that are approved and disbursed quickly, often within minutes. Our fast and efficient loan process ensures that you have access to the money you need without unnecessary delays.
Safe and Reliable Online Loan App in Nigeria
Pasa is dedicated to providing a safe and reliable platform for accessing loans in Nigeria. We adhere to strict regulatory standards and best practices in the financial industry, ensuring that our services are trustworthy and dependable. With Pasa, you can be confident that you are using a reputable and secure loan app that puts your financial well-being first.
In conclusion, Pasa is more than just a loan app; we are a trusted financial partner committed to helping you achieve your financial goals. With our transparent and competitive interest rates, a wide range of loan services, and a strong focus on customer satisfaction, we strive to make borrowing money a seamless and positive experience. Join the Pasa family today and take the first step towards financial freedom.
FAQ
Can loan apps post my pictures on social media?
You should not worry about loan apps threatening to post your picture on social media. If you check their accounts, you’ll notice most of them have fewer than 100 followers. This means they are mainly circulating your picture among themselves just to instill fear in you. Never pay a dime if any loan app posts your picture online; they are actually the ones owing you, not the other way around. Instead, report the account to the appropriate social media platform, and it will likely be closed down.
Can they auto-debit my account?
If you linked (bound) your ATM card during registration with a loan app, they can automatically debit your account. To prevent this, you should go to your bank, block the card, and request a new one.
For fully licensed Microfinance Banks that may use the Global Standing Instruction (GSI) or place a lien on your account, the safest option is to move your money to another bank account that has never been registered with loan apps. This will stop them from debiting your funds.
Can they come to my house or office to arrest me?
99% of loan apps cannot come to your house or office because most of them operate illegally and have no legal right to pursue you physically. Only fully licensed and approved Microfinance Banks with a registered office address and reputation as a legitimate financial institution can pay you a friendly visit, but never to arrest you.
Borrowing is a civil matter, not a criminal case. That means you cannot be arrested simply because you owe money. If any licensed microfinance bank tries to harass or threaten you, please contact us immediately—we will take the right steps to deal with them.
As for loan apps, they cannot legally come to your house or office to arrest you.
Can this loan app defame me?
Yes and No, a loan app can defame you, but it usually depends on where you downloaded the app from and what permissions you gave it.
- If you downloaded the app outside the Play Store or App Store (for example, from a direct link or third-party site), it’s very likely the app will misuse your information. Many of those apps are not properly regulated.
- How they access your contacts:
- Loan apps need Contact permission to copy your phone contacts.
- They also sometimes request Call log permission, which allows them to see your dialed, received, and missed calls—but not your full contact list.
- If you used the app before 2023:
- Before 2023, many loan apps could freely access contacts because the rules were not strict.
- From 2023 onward, Google Play Store and Apple App Store introduced policies that restrict apps from accessing contacts and call logs unless it’s absolutely necessary.
How do I get rid of their daily messages and calls?
To stop their frequent calls, you can install Truecaller, upgrade to Premium, and use the Block Spam Calls feature. This will automatically filter out most unwanted numbers. (Check the video below for step-by-step details.)
For WhatsApp calls and messages, fight back smartly: never listen to their voice notes or read their messages. Instead, use the response strategy in the link below to reply safely. When you push back confidently, scammers usually give up and flee.
https://loansharkreview.com/MessageTemplate
Will this loan apps report me to the Credit Bureau?
In most cases, 90% of loan apps cannot report you to the Credit Bureau. This is because many of them are not licensed financial institutions or they charge exorbitant interest rates that violate government policies.
However, fully licensed and approved microfinance banks can report you to the Credit Bureau. Even when they do, they usually report only the actual amount you borrowed and the original agreed interest — not the inflated charges or penalties. If you notice incorrect information in your credit report, you have the right to contest it with the Credit Bureau and request correction.
Follow Us
Reviews
Fraudulent Practices by Pasa Loan Application (Pasa )I am writing to report a fraudulent incident involving Pasa Loan Application, an online lending platform. On 12 May 2024, I applied for a loan of N7,000 through their platform. However, they disbursed three separate loans of N7,000 each from Momogo, Naira Loan, and Ajeloan, totaling N21,000.
Upon reviewing the loan terms, I discovered an exorbitant interest rate, requiring me to pay N10,500 on each loan, totaling N31,500, within 10 days. I immediately returned the loan amount in full, but the company continues to harass me with calls and messages, including insults.
I believe this is a clear case of fraudulent practices, and I request your intervention to address this issue. The loan details are as follows:
- Loan Application: Pasa Loan
- Disbursed Amount: N21,000 (N7,000 x 3)
- Interest Rate: 150% (N10,500 on each loan)
- Repayment Tenor: 10 days
Please investigate this matter and take appropriate action to protect consumers from such predatory lending practices.
- 6/5/2024
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