| Interest Rate | 35% |
| Duration | From 7 days |
| Access Level | Public |
| Company Name | Rocket loan plus |
| Phone 1 | +234 812 044 0900 |
| Phone 2 | |
| Website or Store | |
| Address | 86 Yaya Cres, Ajeromi-Ifelodun 102241, Lagos, Nigeria |
| Category | Mild Loan |
| Company Email | rocketloan074@gmail.com |
| Views | 407 |
Step by step guide to break free from loan apps
About Rocket loan plus
Need urgent cash? Rocket Loan Plus offers quick and easy online loans in Nigeria, with amounts from ₦20,000 to ₦300,000! Enjoy fast approval, flexible repayment terms, and competitive interest rates—all from the comfort of your phone.
✅ No paperwork | ✅ No collateral | ✅ 24/7 access
🚀 Why Choose Rocket Loan Plus?
✔ High Loan Amounts – Borrow up to ₦300,000 in minutes
✔ Fast & Easy Application – Complete online in under 5 minutes
✔ Low Interest Rates – Max 24% APR (No hidden fees)
✔ Flexible Repayment – Choose 91 to 365 days
✔ Instant Disbursement – Money sent directly to your bank account
📱 How to Get a Loan in 4 Simple Steps
1️⃣ Download Rocket Loan Plus – Available on Google Play Store
2️⃣ Register with Your Phone Number – Quick sign-up
3️⃣ Fill in Basic Info & Apply – No paperwork needed
4️⃣ Get Approved & Receive Cash – Funds deposited instantly
💰 Loan Details at a Glance
| Loan Feature | Details |
|---|---|
| Loan Amount | ₦20,000 – ₦300,000 |
| Repayment Period | 91 – 365 days |
| Annual Interest Rate (APR) | Up to 24% |
| Daily Interest Rate | 0.0658% (24% ÷ 365) |
| Service Fee | 0% (No extra charges!) |
| Disbursement Time | Within minutes after approval |
📊 Example Loan Calculation
Loan Amount: ₦30,000
APR: 24%
Tenure: 120 days
Total Interest: ₦2,368.8
Total Repayment: ₦32,368.8
Monthly Payment: ₦8,092.2
💡 No hidden fees! You only pay the interest stated.
✔ Who Can Apply?
Nigerian residents (Valid ID & BVN required)
Aged 20 – 65 years
Have a stable income source
Expert Counsel
Legality of the Agreement
Under Nigerian Civil Law, particularly in the context of money lending and microfinance banking, a contract may be considered invalid, unenforceable, or void in the following situations:
1. Illegal or Unlicensed Money Lender
According to the Money Lenders Act, any money lender operating without a valid license from the relevant state authorities or the Central Bank of Nigeria (CBN) is illegal, making contracts with them unenforceable
2. Unconscionable or Exploitative Terms
Contracts with excessive interest rates or hidden fees may be deemed unconscionable and unenforceable under consumer protection laws.
The Central Bank of Nigeria (CBN) caps interest rates for microfinance banks and regulates fair lending practices.
3. Fraud, Misrepresentation, or Coercion
A contract is voidable if the lender used deception, misleading statements, or threats to force a borrower into signing.
Section 19 of the Money Lenders Act states that fraudulent or deceptive lending practices can make a loan agreement unenforceable.
4. Breach of Privacy & Harassment by Loan Apps
Loan apps that invade borrowers’ privacy by sending defamatory messages to contacts violate the Nigerian Data Protection Regulation (NDPR).
FCCPC has declared harassment by loan apps as illegal, and contracts based on such practices can be challenged as invalid.
5. Absence of a Proper Written Agreement
Under the Money Lenders Act, any loan exceeding ₦20,000 (varies by state) must have a written agreement signed by both parties.
If there is no signed agreement, the lender may not be able to enforce repayment legally.
6. Violation of Loan Tenure & Repayment Rules
CBN guidelines on microfinance lending specify minimum and maximum repayment tenures.
A contract that violates these guidelines may be challenged.
7. Duress or Undue Influence
If a borrower is forced to sign under threats, blackmail, or undue influence, the contract is invalid under Section 20 of the Contract Law of Nigeria.
8. Lending to a Minor
A loan contract with anyone under 18 years old is automatically void under the Nigerian Contract Law.
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Reviews
Agent message to usersAs you refuse to make this payment on time you will never know peace in your life you will never prosper you will never move forward in anything you lay your hand into you we be having disappointed you will never progress in this life it will not be well with you glory of God will never locate you in your life will be pursue late you will never meet up disappointed with be your portion at this moment
- 4/10/2025
- Agent message to users
IN THE NEXT 30 MINUTES, YOUR
PICTURE ALONGSIDE YOUR LOAN
DETAILS WILL BE SENT TO YOUR
CONTACTS, AND WE WILL EVEN STATE BEYOND THIS LOAN DEBT. PAY
IMMEDIATELY.this is cash9ja
- 4/10/2025
- Agent message to users
Bruh you are a wicked human being ooo ,you borrowed money from different products now you are claiming one stupid loan shark
All these you are sending me ehhn hold on let me send your report to them in China seem your own case go different
- 1/29/2025
- Agent message to users
since you guys have choose to ignore messages or calls from our agents , this is what we will do, hack your bank account, your phone and whatsapp, every transactions will come to us, times two of what you are owing us , after that we will post your BVN,NIN AND BANK CARD to the public to do what ever they like, since you guys are playing smart, lets play it together
you will not see good thing in your llife with all this you are sending
mumu did you think am th one that is going to receive the money
- 1/29/2025
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Safely Report A Loan Shark
If you have borrowed from a loan shark or are worried about someone else, we’re here to help and keep you safe. Learn how to break free from their grasp.
