SalaryOnTime: Personal Loan App

Navigating financial needs can be challenging, but SalaryOnTime, developed by Kasar Credit and Capital Pvt Ltd, offers a seamless and efficient way to access instant loans. Whether you require a small loan for immediate expenses or a larger sum for significant investments, SalaryOnTime provides flexible loan options to meet your financial requirements with a tenure of up to 365 days. Our competitive interest rates and transparent Annual Percentage Rate (APR) calculations ensure clarity in the cost of borrowing.

How It Works

1. Download the App

• Available on both the App Store and Google Play Store.
• The app is free to download and use.

2. Register

• Sign up using your phone number.
• Complete your profile by providing basic personal and financial information.

3. Apply for a Loan

• Choose the loan amount ranging from ₹5,000 to ₹1,00,000 and select a repayment term of up to 365 days.
• Upload the necessary documents and submit your application.

4. Get Approved

• Receive instant approval and a loan offer.
• Review and accept the loan terms.

5. Receive Funds

• The loan amount is credited to your bank account within minutes.

6. Repay on Time

• Follow the repayment schedule provided in the app.
• Make payments directly through the app using our secure payment gateway.

Repayment Schedule

• Flexible Tenure: Choose a repayment period of up to 365 days that best fits your financial situation.
• Automated Reminders: Receive notifications before each due date to ensure timely payments.
• Transparency: Access a detailed view of the principal, interest, and remaining balance within the app.

APR Calculation Detailed Example

To illustrate how our APR calculation works, let's consider the following example:

• Loan Amount: ₹10,000
• Monthly Payment (EMI): ₹1,004.68
• Total Repayment Amount: ₹12,056.16
• Total Interest Paid: ₹2,056.16
• Maximum Annual Percentage Rate (APR): 42.576%
• Minimum Period For Repayment: 90 Days
• Maximum Period For Repayment: 365 Days

This example shows how the monthly interest rate translates into the APR and demonstrates the total cost of borrowing over a year. Adjust the example as needed to reflect your specific loan terms and conditions.

Why Choose SalaryOnTime?

Transparent and Competitive Rates

SalaryOnTime offers clear and competitive interest rates, ensuring that you understand the cost of borrowing upfront. Our APR calculations provide transparency, so there are no hidden fees or surprises.

Quick and Easy Access to Funds

With SalaryOnTime, you can get the funds you need quickly and without hassle. The application process is straightforward, and approval is instant, allowing you to access funds within minutes.

Flexible Repayment Options

We understand that everyone’s financial situation is different. That’s why we offer flexible repayment terms of up to 365 days, so you can choose a repayment schedule that fits your needs.

Download SalaryOnTime Today

Take control of your finances with the SalaryOnTime mobile app. Whether you need quick cash for an emergency or a reliable way to manage your loans, SalaryOnTime has you covered. Download the app now and experience financial freedom like never before!

With SalaryOnTime, managing your financial needs has never been easier. Download the app today and discover a world of financial solutions at your fingertips. Whether you’re dealing with unexpected expenses or planning for future investments, SalaryOnTime provides the tools and resources to help you achieve your financial goals. Experience the convenience and reliability of SalaryOnTime and take charge of your finances with confidence.