SmartCash - Loan Shark Review
Interest Rate 35%
Duration From 7 days
Access Level Public
Company Name SmartCash
Phone 1 08130020640
Phone 2
Website or Store An Apk was sent to me via whatsapp
Address
Category Dangerous Loan
Company Email
Views 354

SmartCash is a free Android app developed by SmartCash Tech, designed to offer fast, safe, and convenient online loans to Ghanaians. Built with simplicity in mind, SmartCash allows users to apply for cash loans anytime, anywhere, without the hassle of paperwork or visiting physical branches.

Key Features of SmartCash:

  • Eligibility: Ghanaians aged 18 and above, with a regular source of income, can easily apply.
  • Loan Amounts and Terms: Borrow between GHS1,000 and GHS50,000 with repayment periods ranging from 91 to 360 days.
  • Affordable Interest Rates: Interest rates range from 10% to 25% per annum, with a maximum APR of 25%. There is no service fee, making SmartCash a cost-effective option for those seeking quick financial support.
  • Simple Application: Users need to sign up, provide basic personal information, and apply. After submission, loan approval happens in minutes, making the process quick and stress-free.
  • Security: SmartCash guarantees safety with 256-bit SSL encryption to protect personal information. They assure users that data won’t be shared with third parties.
  • Transparent Loan Terms: Detailed examples of loan repayment schedules are provided to ensure borrowers fully understand their financial obligations.

For those with questions, SmartCash's customer support can be reached via email. Headquartered in Twifo Hemang, Central Region, Ghana, the company is committed to providing financial assistance securely and efficiently through its easy-to-use mobile app.

SmartCash is a reliable choice for Ghanaians seeking transparent and secure cash loans.


Expert Counsel

Important Points to Consider When Dealing with SmartCash

Understanding how to handle repayment with SmartCash is crucial. Here’s what you need to keep in mind:

Unregistered Status: SmartCash is not a registered loan application. This lack of registration means they may not adhere to the legal guidelines and regulations established by financial authorities.

Inappropriate Communications: If SmartCash has sent disrespectful or offensive messages to your contacts, remember that this behavior is unacceptable and can be damaging. Don’t let their actions affect you; they have already profited from their tactics. If they demand repayment, inform them you’re prepared to pursue legal action.

Reputation Damage: If SmartCash has harmed your reputation by disseminating derogatory messages, paying them back might not mitigate the damage. Once your reputation has been compromised, repayment may not be the solution.

Install TrueCaller: Consider downloading TrueCaller, an app designed to identify and block spam calls. This can assist you in screening and blocking unwanted communications from SmartCash.

Prevent Auto Debit: To stop SmartCash from automatically withdrawing funds from your bank account, it’s essential to block your current bank card. Visit your bank to request a new card.

Block on WhatsApp: You can block SmartCash’s contact on WhatsApp to cease receiving messages. Additionally, report their number on WhatsApp to notify the platform about their inappropriate behavior.

Report to App Stores: If SmartCash is available on the Google Play Store or iOS, make sure to report the app. This action will help warn others about its practices, and it may lead to the app's removal from the store.

Taking these steps is vital to safeguard yourself from further harassment or harm from SmartCash.




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Reviews

  • User loan Review
    Agent message to users

    *David Adebayo, THIS DEBT IS ATTACHED TO EMBARRASSMENT, DONT DRAG YOUR FAMILY NAME TO THE MUD. RESPECT YOURSELF AND MAKE PAYMENT NOW*


    *SMARTCASH*

    • 9/18/2024
  • User loan Review
    Agent message to users

    Kindly tell UGOCHI INKO TARIAH with phone number 08033064123 to pay for the loan she collected from an online loan company called SMART CASH.She is oweing the company a sum of ₦82950 .Kindly tell her to make her payment now.Else what she will see next will shock h

    • 9/18/2024
  • User loan Review
    Agent message to users

    Kindly tell UGOCHI INKO TARIAH with phone number 08033064123 to pay for the loan she collected from an online loan company called SMART CASH.She is oweing the company a sum of ₦82950 .Kindly tell her to make her payment now.Else what she will see next will shock h

    • 9/18/2024

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