Swiftkash - Loan Shark Review
Interest Rate 22%
Duration 7 days
Access Level Public
Company Name Swiftkash
Phone 1
Phone 2
Website or Store https://swiftkash.ng
Address unknown
Category Dangerous Loan
Company Email service@swiftkash.ng
Views 1,626

Swiftkash is a leading loan app company in Nigeria, providing instant loans to individuals and businesses in need of financial support. Our easy-to-use app allows you to apply for a personal loan from anywhere, at any time, and receive funds quickly. We are committed to providing excellent customer service, making financing more accessible, and ensuring that our app is safe and secure for our customers.

Interest Rate

At Swiftkash, we believe in transparency when it comes to interest rates. Our interest rates are competitive and vary depending on the loan amount and duration. We strive to ensure that our interest rates are affordable and manageable for our customers, without any hidden charges or fees.

Company Profile

Swiftkash is a safe and reliable online loan app in Nigeria. We are dedicated to providing Nigerians with easy access to loans without the hassle of visiting a bank. Our app is designed to make the loan application process simple and fast, allowing you to get the funds you need when you need them.

About Us

We are a team of experienced professionals with years of experience in the financial industry. We understand the challenges that people face when trying to secure loans from traditional banks, which is why we created Swiftkash. Our goal is to make financing easier and more accessible to Nigerians, with a simple and straightforward loan application process.

Company Services

Swiftkash offers a range of loan services to our customers. Whether you need funds for personal expenses, business expenses, or any other financial need, we've got you covered. Our app allows you to apply for loans, manage your account, and make payments, all from your mobile device.

Our Mission

At Swiftkash, our mission is to provide easy access to financing for Nigerians. We believe that everyone should have access to the funds they need, regardless of their financial status. We are committed to providing our customers with fast, reliable, and secure loans, while ensuring excellent customer service.

Our Vision

Our vision is to become the leading loan app company in Nigeria, providing easy access to financing for individuals and businesses. We strive to make the loan application process as simple and straightforward as possible, allowing our customers to get the funds they need quickly and easily.

Our Core Values

At Swiftkash, we are guided by our core values, which include:

Excellent Customer Service

We are committed to providing our customers with excellent customer service. Our team is always available to answer any questions you may have and help you navigate the loan application process.

Cooperative Partner

We believe in building strong partnerships with our customers. We work closely with our customers to understand their needs and provide them with customized loan solutions that meet their specific financial needs.

Ease of Use

Our loan app is designed to be easy to use and navigate. We understand that not everyone is tech-savvy, which is why we've made our app as simple and straightforward as possible.

Security

We take the security of our customers' personal and financial information very seriously. Our app uses the latest encryption technology to ensure that all data is secure and protected.

Instant Loans

We understand that sometimes you need funds quickly. With Swiftkash, you can apply for a loan and receive funds within minutes. Our app is designed to provide instant loans, so you can get the funds you need when you need them.

Safe and Reliable Online Loan App in Nigeria

Swiftkash is a safe and reliable online loan app in Nigeria. Our app is designed to provide you with fast, secure, and reliable loans, without the hassle of visiting a bank. With our easy-to-use app, you can apply for a loan, manage your account, and make payments, all from your mobile device.

Personal Loan in Nigeria Developed by GotCash Tech

Swiftkash is proud to be listed under the Tools7 category on Google Play


Expert Counsel

Public Shaming? Not Cool!

These guys might not play fair. If you're even a day late on a payment, they could blast embarrassing messages about your loan to your friends and family. Imagine your phone blowing up with texts saying you owe money! Yikes!

 

Short Fuse, Big Charges:

They often give you super short deadlines to repay, like 6 to 14 days. That's barely enough time to make instant noodles, let alone gather the cash, especially if you're already strapped. And here's the kicker: if you miss that deadline, the interest rates go crazy, jumping 2% to 7% every single day. Double ouch! That's like jumping from a frying pan into a fire, not getting out of debt.

 

Don't Reward Shame with Payment:

Here's the key: if they start shaming you publicly, DON'T PAY THEM BACK! They already got their revenge by embarrassing you. Remember, these apps often operate outside the law, so their threats are mostly smoke and mirrors. Don't let them bully you!

 

Break Free from the Cycle:

The only way to truly escape their grip is to STOP BORROWING from them altogether. I know it's tough, but trust me, it's better than being constantly harassed and stuck in a cycle of debt. You were living before SwiftKash, and you'll find a way again. Be resourceful, be patient, but don't borrow anymore!

 

Fight Back and Protect Yourself:

To stay safe, use apps like Truecaller to identify their calls and block their numbers. You can also report them directly to WhatsApp and the app store. Let them know their tactics are unacceptable!

 

Your Worth is More Than a Loan:

Remember, your self-respect and well-being are worth more than any quick loan. Don't let SwiftKash or any other app bully you. By staying informed and taking action, you can break free and get back to living life on your own terms. You've got this!

 

Remember, there are other options. Talk to trusted friends or family, or seek help from organizations that offer financial counseling and support. Don't let loan apps trap you in a cycle of debt and shame. You deserve better!




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Reviews

  • User loan Review
    Agent message to users

    AM SURE YOU DON'T LIKE NEGIBOURHOOD EMBARRASSMENT

    WE HAVE THE RIGHT TO RETRIEVE OUR MONEY

    EITHER ONLINE OR PHYSICAL COLLECTION

    THAT IS WHY YOU CANNOT COLLECT LOAN FROM US UNTIL YOUR LOCATION IS ON

    • 10/7/2024
  • User loan Review
    Swiftkash

    Run from this app This app up till now keep sending an embarrassing robotic call to all my contacts claiming they are my guarantors and saying I am still owing when I have paid back the money. I have called and send emails even attaching proof of payment but nothing has been done till now.

    • 4/14/2023
  • User loan Review
    Swiftkash

    Very quick and first , just try and reduce the interest ,it's a bit high Also their loan period is okay . Thanks

    • 4/12/2023
  • User loan Review
    Swiftkash

     I try to repay my loan several times but the application refuses to repay. they are increasing my interest and I don't like it. I am trying to repay but is not working.

    • 4/5/2023
  • User loan Review
    Swiftkash

    Its very fast and that's why I gave it 5stars but they should try and work on the interest rate cause it's very high. How can I take a loan of 7000 and will be credited 5,040, it's not funny at all👹

    • 3/31/2023
  • User loan Review
    Swiftkash

    This app is a fraudulent app I applied for a loan about two to three weeks ago I didn't receive any alert I wait for like three days I didn't see any alert And it's showing on the app that the laon has been approved Now it's due and they are expecting me to pay How is that possible

    • 3/27/2023
  • User loan Review
    Swiftkash

    It's a good app when it comes to fast disbursement into your account, but the loan interest is too high, the loan amount is low, and the credit limit is zero as well. Before the due date, their customer care disturbs me so much with phone calls when my loan will be due in 3 days, while I made repayment two days before the due date. On getting another loan, I was given a loan of #5760 to pay #8000. What kind of wickedness is this?

    • 3/25/2023
  • User loan Review
    Swiftkash

    This app is not encouraging for those who want to pay back, I received the loan but the problem is paying back the network is not good and they keep sending nonsense messages.

    • 3/17/2023
  • User loan Review
    Swiftkash

    the app is very good but interest rate is on a high side but I love the app so much, no complain, secondly increase of loan is very important so as to cover some area in our personal need

    • 3/16/2023
  • User loan Review
    Swiftkash

    Loan intrest is much and credit score is very low even if u repay before due date... Loan intrest is very on higher side and even repayment on time did not guarrantee getting higher loan...

    • 3/13/2023
  • User loan Review
    Swiftkash

    This app looks like a fraudulent company ooo!!! I applied for a loan, it wasn't disbursed to my account and i uninstalled the app. Then I got a call this morning saying my loan is due in 3 days ... I downloaded it back, checked the app, opened the loan agreement, amount transferred is 0, remaining amount is 0 , so how am I owing them ?? I can't pay for something I never received

    • 3/12/2023
  • User loan Review
    Swiftkash

    I've been trying to log into your app for a while now to check due date and payback, it's impossible. When I eventually scale the hurdle of verification code and captcha, it says operation too frequent.

    • 3/10/2023
  • User loan Review
    Swiftkash

    I applied as a first time user but to my surprise I didn't receive any credit alert and it is on the app that I am to repay what I didn't receive. This is not possible

    • 3/5/2023
  • User loan Review
    Swiftkash

    Nice loan app, but the internet rate is too high na,5760 to pay 8000, 2240 is interests is too much na, pls work on the interstate rate. If not the interstate issue,this app service is the best so far

    • 3/4/2023
  • User loan Review
    Swiftkash

    This is most fraudulent app and platform I've ever seen, I apply for loan no disbursement of fund to my account since 3 days ago. And they are showing that I owe them. I've made complain in online customer service, they asked me for my statement of account. I screenshot it and sent it, next I saw is that; I should go to bank for statement of account, saying that they can't trace the payment with the statement of account from my bank app. I can't pay what i dont owe

    • 3/3/2023
  • User loan Review
    Swiftkash

    It's fast and reliable, but the charging fee is too much and you won't get the actual amount you ask for, but it fast, within a minute you will see your balance in your bank account. I love the app

    • 2/19/2023
  • User loan Review
    Swiftkash

    The loan process is good and the interface is friendly but the only issue I have is the amount they disburse when they grant me a loan of 5000 and they disburse 3,700 to my account and ask me to pay 5,000back this is too much 

    • 2/5/2023

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