Top chance  - Loan Shark Review
Interest Rate 35%
Duration From 7 days
Access Level Public
Company Name MAYWOOD LENDING LIMITED
Phone 1
Phone 2
Website or Store maywoodlendinglimited.com
Address
Category Dangerous Loan
Company Email support@maywoodlendinglimited.com
Views 289

TopChance makes borrowing money online fast and easy for Nigerians. With just a few steps, you can secure a loan in minutes, no matter where you are.

Why Choose TopChance?

  • No Hidden Charges: Transparent terms with no surprises.
  • Loan Amounts Up to N1,000,000: Borrow as much as you need within your limit.
  • Flexible Loan Amounts and Terms: Choose the loan amount and repayment period that works best for you.
  • Reliable and Secure: Your personal and financial information is protected with top-tier security.
  • 24/7 Service: Apply for a loan anytime, anywhere, at your convenience.

How to Apply

  1. Install the TopChance App: Download it directly to your smartphone.
  2. Sign Up Using Your Nigerian Mobile Number: Quick and easy registration.
  3. Fill in Basic Information: Provide essential details to complete your application.
  4. Receive Your Loan: The approved amount is transferred directly to your bank account.

Loan Requirements

  • Age: 20-60 years old
  • Nationality: Nigerian citizens only

Loan Details

  • Loan Amount: From N10,000 to N1,000,000
  • Loan Term: 91 to 365 days
  • Maximum Annual Interest Rate: 36%

Example

  • Loan Amount: N10,000
  • Loan Term: 365 days
  • Annual Interest Rate: 10%
  • Total Interest: N1,000
  • Total Amount to be Repaid: N11,000

Need Help?

If you have any feedback, questions, or concerns, please get in touch:

  • Customer Care Line: 02018885169
  • Email: support@maywoodlendinglimited.com

TopChance is here to make borrowing money easy, transparent, and accessible for everyone!


Expert Counsel

If you're considering borrowing from TopChance or are already a borrower, it’s crucial to understand some key aspects of repayment and how to protect yourself. Here’s what you need to keep in mind:

1. Unregistered Loan App

TopChance is not a registered loan provider, which means they may not adhere to the legal guidelines and regulations set by authorities. This could result in unethical practices, so it's important to be cautious when dealing with them.

2. Derogatory Messages to Contacts

If TopChance has sent offensive or disrespectful messages to your contacts, do not panic. While this behavior is both harmful and embarrassing, it is often used as a tactic to collect repayment through fear and pressure. Do not feel obligated to repay them under such circumstances. You can tell them you're prepared to handle the matter in court if they ask for repayment.

3. Defamation and Reputational Damage

If your reputation has already been tarnished by derogatory messages from TopChance, repaying them will not undo the damage that’s been done. At this point, the harm has been inflicted, and paying them back may provide little benefit in restoring your reputation.

4. Install TrueCaller for Spam Protection

To help identify and block unwanted calls from TopChance, you can install the TrueCaller app. This app identifies and blocks spam calls, providing a layer of protection from harassing calls.

5. Block Auto Debit from Your Bank Account

To prevent TopChance from automatically debiting funds from your bank account, it’s essential to block your bank card. Simply visit your bank and request a new card to prevent any unauthorized deductions.

6. Block and Report on WhatsApp

If you are receiving harassing messages from TopChance on WhatsApp, block their contact. In addition to blocking, you should also report them to WhatsApp so the platform can take action against their account and alert others about their behavior.

7. Report to App Stores

If TopChance is listed on the Google Play Store or Apple iOS Store, report the app to the store. By doing so, you’re helping others become aware of their harmful behavior, and it may even result in the removal of the app from these platforms.

Protect Yourself from Unethical Practices

Taking these actions can help protect you from further harm or harassment by TopChance. Whether it's blocking calls, auto-debits, or taking legal steps, you have the power to safeguard your financial well-being and reputation.




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