Interest Rate	45%
Duration	From 7 days
Access Level	Public
Company Name	MAYWOOD LENDING LIMITED
Phone 1	0700 123 7695
Phone 2
Website or Store
Address
Category	Dangerous Loan
Company Email
Views	1,751

About Topchance

TopChance offers a seamless way for Nigerians to access quick loans online. With a simple application process, you can secure a loan within minutes, no matter your location.

Why Choose TopChance?

No Hidden Fees: We provide transparent terms with no unexpected charges.
Loans Up to N1,000,000: Borrow the amount you need, up to N1 million.
Flexible Amounts and Terms: Tailor your loan amount and repayment period to suit your needs.
Reliable & Secure: We prioritize your security, ensuring your personal and financial data are protected with advanced measures.
24/7 Availability: Apply for a loan anytime, from anywhere, with our round-the-clock service.

How to Apply for a Loan

Download the TopChance App: Get it from your preferred app store.
Register with Your Nigerian Mobile Number: The sign-up process is fast and straightforward.
Complete Your Profile: Fill in basic details to finalize your loan application.
Receive Your Loan: Once approved, the loan is transferred directly to your bank account.

Loan Requirements

Age: 20-60 years old.
Citizenship: Must be a Nigerian citizen.

Loan Details

Loan Amounts: N10,000 to N1,000,000.
Repayment Term: 91 to 365 days.
Maximum Annual Interest Rate: 36%.

Example of Loan Terms

Loan Amount: N10,000.
Repayment Period: 365 days.
Annual Interest Rate: 10%.
Total Interest: N1,000.
Total Repayment: N11,000.

Need Assistance?

For any questions, concerns, or feedback, feel free to reach out:

Customer Care Line: 02018885169
Email: support@maywoodlendinglimited.com

At TopChance, we are committed to providing quick, transparent, and secure lending solutions that fit your financial needs. Apply today and experience hassle-free borrowing!

FAQ

Can loan apps post my pictures on social media?

You should not worry about loan apps threatening to post your picture on social media. If you check their accounts, you’ll notice most of them have fewer than 100 followers. This means they are mainly circulating your picture among themselves just to instill fear in you. Never pay a dime if any loan app posts your picture online; they are actually the ones owing you, not the other way around. Instead, report the account to the appropriate social media platform, and it will likely be closed down.

Can they auto-debit my account?

If you linked (bound) your ATM card during registration with a loan app, they can automatically debit your account. To prevent this, you should go to your bank, block the card, and request a new one.

For fully licensed Microfinance Banks that may use the Global Standing Instruction (GSI) or place a lien on your account, the safest option is to move your money to another bank account that has never been registered with loan apps. This will stop them from debiting your funds.

Can they come to my house or office to arrest me?

99% of loan apps cannot come to your house or office because most of them operate illegally and have no legal right to pursue you physically. Only fully licensed and approved Microfinance Banks with a registered office address and reputation as a legitimate financial institution can pay you a friendly visit, but never to arrest you.

Borrowing is a civil matter, not a criminal case. That means you cannot be arrested simply because you owe money. If any licensed microfinance bank tries to harass or threaten you, please contact us immediately—we will take the right steps to deal with them.

As for loan apps, they cannot legally come to your house or office to arrest you.

Can this loan app defame me?

Yes and No, a loan app can defame you, but it usually depends on where you downloaded the app from and what permissions you gave it.

If you downloaded the app outside the Play Store or App Store (for example, from a direct link or third-party site), it’s very likely the app will misuse your information. Many of those apps are not properly regulated.
How they access your contacts:

Loan apps need Contact permission to copy your phone contacts.
They also sometimes request Call log permission, which allows them to see your dialed, received, and missed calls—but not your full contact list.

If you used the app before 2023:

Before 2023, many loan apps could freely access contacts because the rules were not strict.
From 2023 onward, Google Play Store and Apple App Store introduced policies that restrict apps from accessing contacts and call logs unless it’s absolutely necessary.

How do I get rid of their daily messages and calls?

To stop their frequent calls, you can install Truecaller, upgrade to Premium, and use the Block Spam Calls feature. This will automatically filter out most unwanted numbers. (Check the video below for step-by-step details.)

For WhatsApp calls and messages, fight back smartly: never listen to their voice notes or read their messages. Instead, use the response strategy in the link below to reply safely. When you push back confidently, scammers usually give up and flee.

https://loansharkreview.com/MessageTemplate

Will this loan apps report me to the Credit Bureau?

In most cases, 90% of loan apps cannot report you to the Credit Bureau. This is because many of them are not licensed financial institutions or they charge exorbitant interest rates that violate government policies.

However, fully licensed and approved microfinance banks can report you to the Credit Bureau. Even when they do, they usually report only the actual amount you borrowed and the original agreed interest — not the inflated charges or penalties. If you notice incorrect information in your credit report, you have the right to contest it with the Credit Bureau and request correction.

Loansharkreview

Reviews

Agent message to users
IF YOU WANT TO EXPERIENCE HOW TERRIBLE WE CAN DEFAME YOUR FAMILY WITH ABOMINABLE PICTURES AND HARMFUL MESSAGES
WAIT FOR IT NOW!!!
LOAN APPS
- 1/29/2025
Agent message to users
*We will be calling 5 of your contacts every 1hour starting from 3:00pm.*
*Our media team will take it up from 6pm to 9pm in the night and also send your tag pictures to all your contacts and on social media.*

(5X6hours= 30 contacts will be reached and sent a picture of you containing your BVN)

*Do not dare us... The end result will be disastrous*

*Do the needful now.*

*LEVEL 2*
Investigation Team
- 1/29/2025
Agent message to users
I NEVER KNEW WE GAVE LOANS TO ANIMAL IN FORM OF AN HUMAN CAUSE I DON'T UNDERSTAND WHY A COMPANY WILL GIVE YOU LOAN AND TELL YOU TO REPAY BACK THE MONEY BY 10AM ON YOUR DUE DATE AS STATED IN THE TERMS AND CONDITION BUT YOU WILL WANT TO SHOW THE NIGERIAN IN YOU..

DON'T WORRY BY THE TIME WE MESSAGE YOUR CONTACTS OR SEND THEM YOUR OBITUARY PICS YOU WILL MAKE YOUR REPAYMENT

STUPID DEBTOR
- 1/29/2025
Agent message to users
We have treated you like a customer from some days now with your overdue loan and we have tolerated your attitude and character enough..This is becoming unbearable to the management of the company...Your attitudes towards this debt is becoming like a DEBTOR and We will treat you as such from now henceforth...The problem is many are blindfolded to know What await them in the future but they tends to Spoil there present with little thing...IF THIS MONEY IS NOT GOTTEN BACK IN 4HR TIME EITHER ALL OR PARTIAL PAYMENT YOU WILL HAVE YOURSELF TO BE BLAMED
- 1/29/2025
Agent message to users
Na when am done with what am doing with you number and post on social media ma time u go pay abi no worry just wait for me when am done I will post u will must go viral today I promise you u will regret why u borrow this loan I swear rubbish
- 1/29/2025
Agent message to users
LEVEL-4: chukwuyenum scott michael nnaghor.your loan is overdue. Up till now, the total amount to be repaid back is 147200. In order to avoid any additional charges on your current loan, please let your phone line be contactable and we will communicate with you. Repayment VA account: 6840541091, Bank Name: Wema bank.
- 1/29/2025
Agent message to users
We are confident that you’ve been, with all means have reached out to you concerning your payment and record shows there is no commitment from your end

WE WILL BE TAKING ALTERNATIVE MEASURES TO GET OUR MONEY BACK, THIS WILL INVOLVE CALLING YOUR CONTACTS,BLOCKING YOUR BANK BVN SENDING PICTURE EVIDENCE WITH MESSAGES TO ALL YOUR CONTACTS
WE WILL PROCEED WITH THIS ACTIONS NOT MINDING HOW EMBARRASSING IT WILL BE FOR YOU
- 1/29/2025
Agent message to users
Na when am done with what am doing with you number and post on social media ma time u go pay abi no worry just wait for me when am done I will post u will must go viral today I promise you u will regret why u borrow this loan I swear rubbish

U dey call ur self rising phoenix u can never rise until u pay dat money nonsense
- 1/29/2025
Agent message to users
GOOD AFTERNOON.
I MUST SAY I AM REALLY DISAPPOINTED. I AM DOING EVERYTHING POSSIBLE GIVING EXCUSES HERE AT THE OFFICE ON YOUR BEHALF AND YOU EVEN AREN'T MAKING IT EASY FOR ME. YOU AGREEMENT WITH THE COMPANY WAS FOR YOU TO MAKE YOUR PAYMENT ON UR DUE DATE, SO WHATEVER THE COMPANY DOES U WON'T HOLD IT AGAINST THEM.
IF YOU VALUE YOUR REPUTATION THEN DO ALL YOU CAN TO MAKE YOUR PAYMENT TODAY.

*MAKE YOUR PAYMENT NOW!*
Do not be the reason while others' businesses crashed.
Do not be the reasons other children cried
Do not deprived other people their daily bread because of your dubious attitude
*Remember this if they sack me because of your payment, you won't enjoy peace for the rest of your life because all you labored for will be taken away from you as well do not let the remaining of this year be tragedy for you and your family for as long as you are still with that money you can never move forward that money will speak against in the morning afternoon and night peace and happiness will be far from you until you do the right thing ...*
You will lose your job and your business will crash as well.. what goes around comes around
GOD IS WATCHING YOU👀👀👀👀👀👀👆
*Pay what you have now*
- 1/29/2025
Agent message to users
UNGRATEFUL DEBTOR!
YOUR CRIMINAL LIFE & FALSE PRETENSE CAN'T BE TOLERATED AGAIN.

YOUR SHAMELESS FAMILY WILL BE BASTARDIZED & HUMILIATED ONLINE NOW

TOPCHANCE
- 1/29/2025
Agent message to users
Bastard you shall live to beg to eat from the plate of dogs for the harm you are causing Me. You shall be miserable and suffer insha Allah.... I just give you 30mins to make my payment call Sandra Nathan to make my payment now
- 1/29/2025
Agent message to users
You and you family will die and untimely death
u shall know no peace
you will continue to borrow all you life
- 1/29/2025
Agent message to users
UNGRATEFUL DEBTOR!
YOUR CRIMINAL LIFE & FALSE PRETENSE CAN'T BE TOLERATED AGAIN.

YOUR SHAMELESS FAMILY WILL BE BASTARDIZED & HUMILIATED ONLINE NOW

TOPCHANCE
- 12/10/2024
Agent message to users
Bastard you shall live to beg to eat from the plate of dogs for the harm you are causing Me. You shall be miserable and suffer insha Allah.... I just give you 30mins to make my payment call Sandra Nathan to make my payment now
- 11/3/2024