Vibe Cash

Vibe Cash Plus - Loan Product Overview

At Vibe Cash Plus, we offer flexible and convenient loan products to meet your financial needs. Here's a detailed overview of our loan offerings:

Loan Details:

• Loan Amount: NGN 5,000 - NGN 100,000
• Loan Term: Minimum of 91 days, Maximum of 180 days
• Annual Percentage Rate (APR): Up to 14% per annum
• Daily Interest Rate: 0.0384% (14% divided by 365 days)
• Service Charge and Admin Fees: NGN 0

Example Loan Calculation:

If you borrow NGN 5,000 for a loan term of 180 days, here's how the repayment works:

• Principal Amount: NGN 5,000
• Interest: NGN 5,000 × 0.0384% × 180 days = NGN 345
• Total Payable Amount: NGN 5,345 (Principal + Interest)
• Monthly Payment: NGN 890.3 (Total divided by 6 months)

Vibe Cash Plus makes it easy to secure loans with transparent terms and no hidden fees. Whether you need a small loan for personal expenses or a larger loan for bigger needs, we have you covered.

Why Choose Vibe Cash Plus?

1. Flexible Loan Options

With loan amounts ranging from NGN 5,000 to NGN 100,000, you can access the funds you need to manage any situation. Our loan terms are designed to provide flexibility, with repayment periods of up to 180 days.

2. Low Interest Rates

Our Annual Percentage Rate (APR) is capped at 14%, ensuring competitive rates that are easy on your budget. The daily interest rate is just 0.0384%, keeping your loan affordable.

3. No Hidden Fees

We charge no service or administrative fees, so the amount you borrow is the amount you receive. All charges are clearly laid out upfront, so there are no surprises.

Our Mission

At Vibe Cash Plus, our mission is to provide fast, convenient, and transparent lending services to meet the diverse needs of our customers. We aim to be the go-to solution for those in need of financial assistance, offering seamless access to loans anytime, anywhere.

Our Business Scope:

1. Money Lending

Vibe Cash Plus specializes in providing personal loans from various financial institutions. We offer a user-friendly platform that allows customers to compare different loan offers, choose the best option, and apply for loans with just a few clicks.

2. Hire Purchase and Installment Plans

We provide hire purchase options and flexible installment plans for a variety of products, allowing you to acquire essential items without the financial burden of an upfront payment. Some of the categories we cover include:

• Mobile Devices: Phones, laptops, tablets, and accessories
• Home Appliances: TVs, refrigerators, furniture, carpets, and more
• Vehicles: Cars, trucks, and motorcycles
• Fashion & Beauty: Clothes, shoes, jewelry, and fashion accessories

These flexible payment plans make it easy for you to enjoy the things you need while spreading out the cost over manageable monthly payments.

3. Software Solutions

At Vibe Cash Plus, we are also committed to advancing technology. We offer custom software development, web-based services, and IT solutions. Whether you need software customized for your business or require an import/export software solution, our team can handle your technical needs. Our services are available both on-site and off-site, providing flexibility for businesses of all sizes.

Why Trust Vibe Cash Plus?

• 24/7 Loan Access: Apply for loans anytime, from anywhere, with our convenient online platform.
• Secure Information: We prioritize your privacy and data security, ensuring that all your personal information is protected.
• Fully Online Process: You can get approved for a loan without the need for collateral or a mortgage.
• Reliable Customer Support: Our team is here to assist you throughout the loan process, ensuring a smooth and hassle-free experience.

How to Apply for a Loan with Vibe Cash Plus

Step-by-Step Guide:

1. Download the App: Visit the Google Play Store or Apple App Store, search for Vibe Cash Plus, and download the app.
2. Register an Account: Sign up with your phone number and provide basic information to create your account.
3. Fill Out the Form: Complete the online loan application form with your details, which takes only 3-5 minutes.
4. Submit Your Application: After completing the form, click the "Submit" button to apply for your loan.
5. Receive Funds: Once approved, your loan will be directly credited to your bank account.

With Vibe Cash Plus, securing a loan has never been easier. Enjoy peace of mind with a fast, transparent, and convenient loan process.

Contact Us

Need assistance? Our team is available to help with any questions or concerns you may have. Reach out to us today:

• Email: support@vibecashplus.com
• Phone: 07012345678
• Working Hours: 9:00 a.m. to 6:00 p.m.

Let Vibe Cash Plus be your trusted partner in financial empowerment. Whether you need a loan, a hire purchase plan, or a software solution, we’re here to help!