WeCredit - Loan Shark Review
Interest Rate 57%
Duration 7 days
Access Level Public
Company Name WecreditFine
Phone 1
Phone 2
Website or Store https://app.wecreditplus.com/wecredit
Address unknown
Category Dangerous Loan
Company Email WeCreditFine@gmail.com
Views 8,305

WeCredit: 

WeCredit is a safe and reliable online loan app in Nigeria that offers instant loans to its customers. Our app has been developed with the aim of providing an easier way for Nigerians to access personal loans from their mobile devices. We understand that accessing loans can be difficult, especially for people with little or no credit history. Therefore, we strive to provide a service that is inclusive, accessible and secure.

Interest Rates

Our interest rates are competitive and tailored to meet the needs of our customers. We aim to provide flexible loan repayment plans that suit our customer's financial capacity. With WeCredit, our customers can be assured of a transparent and seamless loan application process.

Company Profile

At WeCredit, we take pride in being a top-notch loan app company in Nigeria. Our company is dedicated to providing financial solutions that are both safe and reliable. We understand the challenges that Nigerians face when it comes to accessing loans, which is why we have developed an app that is user-friendly and accessible to everyone. Our customer base has grown steadily over the years, and we are proud to say that we have helped thousands of Nigerians access loans.

About Us

At WeCredit, we are passionate about financial inclusion. We believe that everyone deserves access to financial services, regardless of their financial background. Our app is designed to be user-friendly and accessible to everyone, making it easier for Nigerians to access loans on the go. We are committed to providing our customers with excellent customer service, and we believe that our customer's satisfaction is our top priority.

Company Services

At WeCredit, we offer a range of services that are tailored to meet the needs of our customers. Our app is designed to provide customers with instant loans, making it easier for them to access loans when they need them the most. Our services include personal loans, emergency loans, business loans, and much more. Our loan application process is seamless, and our customers can access loans from the comfort of their homes.

Our Mission

Our mission at WeCredit is to provide safe and reliable financial solutions to our customers. We believe that access to financial services is a basic human right, and we are committed to making that a reality for Nigerians. Our mission is to provide financial solutions that are inclusive and accessible to everyone, regardless of their financial background.

Our Vision

At WeCredit, our vision is to become the go-to loan app company in Nigeria. We want to be the first choice for Nigerians looking for safe and reliable financial solutions. We believe that financial inclusion is the key to economic growth, and we are committed to making that a reality for Nigerians.

Our Core Values

At WeCredit, our core values guide everything we do. Our values include:

Excellent Customer Service: We believe that our customers are our top priority, and we are committed to providing excellent customer service.

Cooperative Partner: We believe in collaboration and partnerships. We seek to work with other stakeholders in the financial industry to provide the best possible service to our customers.

Ease of Use: We believe that accessing loans should be easy and straightforward. Our app is designed to be user-friendly and accessible to everyone.

Security: We take the security of our customers' data seriously. We use the latest security measures to protect our customers' data.

Instant Loans

At WeCredit, we understand that time is of the essence when it comes to accessing loans. Therefore, we offer instant loans to our customers. Our loan application process is fast and straightforward, and our customers can access loans within minutes of applying.

Safe and Reliable Online Loan App in Nigeria

WeCredit is a safe and reliable online loan app in Nigeria. Our app is designed with the latest security measures to protect our customers' data. We understand the importance


Expert Counsel

While it might seem like a magic wand, there are some things to consider that could turn into a major headache. Remember, knowledge is power!

Public Shame? No Thanks!

These guys might not play nice. If you're even a day late on a payment, they could blast embarrassing messages about your loan to your friends and family. Imagine your phone blowing up with texts saying you owe money! Not cool, right?

Short Fuse, Big Charges:

They often give you super short deadlines to repay, like 6 to 14 days. That's barely enough time to make instant noodles, let alone gather the cash, especially if you're already strapped. And here's the kicker: if you miss that deadline, the interest rates go crazy, jumping 2% to 7% every single day. Ouch! That's like jumping from a frying pan into a fire, not getting out of debt.

Don't Reward Shame with Payment:

Here's the key: if they resort to public shaming, DON'T PAY THEM BACK! They already got their revenge by embarrassing you. Remember, these apps often operate outside the law, so their threats are mostly smoke and mirrors. Don't let them bully you!

Break Free from the Cycle:

The only way to truly escape their grip is to STOP BORROWING from them altogether. I know it's tough, but trust me, it's better than being constantly harassed and stuck in a cycle of debt. You were living before WeCredit, and you'll find a way again. Be creative, be patient, but don't borrow anymore!

Fight Back and Protect Yourself:

To stay safe, use apps like Truecaller to identify their calls and block their numbers. You can also report them directly to WhatsApp and the app store. Let them know their tactics are unacceptable!

Your Worth is More Than a Loan:

Remember, your self-respect and well-being are worth more than any quick loan. Don't let WeCredit or any other app bully you. By staying informed and taking action, you can break free and get back to living life on your own terms. You've got this!

Remember, there are other options. Talk to trusted friends or family, or seek help from organizations that offer financial counseling and support. Don't let loan apps trap you in a cycle of debt and shame. You deserve better!




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Reviews

  • User loan Review
    Agent message to users

    HELLO 

    you are in connection with someone who is fraudulent and go around defrauding people of their hard-earned money, he has done it again, and we have invoked the angel of Death on this individual, and his Family, i will advise you to do the needful and contact this person in question to go and pay off the money they took from the company, else the angel of death will also visit you and your family also, so do the needful, except you want to wipe over the deaths of your kids.......


    NAME: Taidi Jacob shiru

    NUMBER: 9066233111 

    EMAIL: jacobtaidi@gmail.com

    VN: 22337411942

    APP: WECRIDT

    • 9/30/2024
  • User loan Review
    Agent message to users

    NOTICE NAME princess Wilson Michael BVN 2243928 PHONE NUMBER 09162543047 took a loan from (wecredit app ) as of today, 37 days overdue, and refused to pay back after a series of calls and messages. The public is advised to distance themselves from the above-mentioned person, for this person is wanted and can not be trusted with any form of financial matter. THIS PERSON'S PICTURE, FULL DETAILS, AND BVN WILL BE DISPLAYED ON ALL SOCIAL MEDIA PLATFORMS IN A FEW HOURS TODAY AS A LOAN FRUADSTER AND CRIMINAL.IF He or SHE REFUSED TO MAKE the PAYMENT TODAY LEGAL DEPARTMENT


    • 9/23/2024
  • User loan Review
    Agent message to users

    NOTICE NAME princess Wilson Michael BVN 2243928 PHONE NUMBER 09162543047 took a loan from (wecredit app ) as of today, 37 days overdue, and refused to pay back after a series of calls and messages. The public is advised to distance themselves from the above-mentioned person, for this person is wanted and can not be trusted with any form of financial matter. THIS PERSON'S PICTURE, FULL DETAILS, AND BVN WILL BE DISPLAYED ON ALL SOCIAL MEDIA PLATFORMS IN A FEW HOURS TODAY AS A LOAN FRUADSTER AND CRIMINAL.IF He or SHE REFUSED TO MAKE the PAYMENT TODAY LEGAL DEPARTMENT

    • 9/23/2024
  • User loan Review
    Agent message to users

    YOUR REFUSAL TO SETTLE YOUR DEBT SIGNAL YOUR READINESS TO EMBRACE THE IMPENDING CONSEQUENCES PAY NOW TO PREVENT IRREPARABLE DAMAGE TO?YOUR?REPUTATION.. we credit


    MADAM am given you from now till 9am to confirm your payment or else I will design your obituary picture and I will use it and comment on each of your posts on Facebook ,I will start messaging all your emergency contact with the picture ,if you think am joking watch out by 9am if I did not do it call me bastard just dare me.


    *WECREDIT loan app*

    • 9/23/2024
  • User loan Review
    Agent message to users

    *NOTE NON OF YOUR CONTACT WILL SLEEP AS WE WILL START CALLING THEM NOW AND THEY WILL BE INFORM YOU ARE THE REASONS FOR THERE SLEEPLESS NIGHT*

    • 6/10/2024
  • User loan Review
    Agent message to users

    WE'VE GIVEN YOU LENGTHY GRACE TO PAY YOUR DEBT. DON'T WAIT TILL WE MOVE YOUR FILE TO CREDIT BUREAU BEFORE YOU DO THE NEEDFUL. YOU WILL SPEND MILLIONS FOR IT. PAY NOW.

    • 6/10/2024
  • User loan Review
    Agent message to users

    IT TAKES LESS THAN 2SEC TO BE UNFORTUNATE,WE WONT BEG YOU TO PAY BACK BUT DARE YOUR DESTINY AND NOT PAY, YOU WILL WEEP SORROWFUL ,ITS 100% ASSURANCE

    DONT BRING UNTOLD SUFFERING TO URSELF AND UR HOUSEHOLD.THE SHAME WILL BE BRUTAL AND DISASTROUS TO U AND UR HOUSEHOLD. U HAVE TO PAY NOW.

    WECREDIT

    • 6/10/2024
  • User loan Review
    WeCredit

    I will not repay the loan if it's not cancelled. The agent decieved me into applying for this loan . I told her point blank that I can't change my account number on the app as such I can't apply but she insisted that once I click on the borrow botton. That I can edit the account details. and i did. and later see sey dem scam me

    • 4/12/2023
  • User loan Review
    WeCredit

    I will not repay the loan if it's not cancelled. The agent decieved me into applying for this loan . I told her point blank that I can't change my account number on the app as such I can't apply but she insisted that once I click on the borrow botton. That I can edit the account details. and i did. and later see sey dem scam me

    • 4/12/2023
  • User loan Review
    WeCredit

    the audit process takes too long, hope it's not a waste of my time but the application process is smooth and fast

    • 4/11/2023
  • User loan Review
    WeCredit

    Really? Best app so ever aside frm fairmoney, ok kash, surecredit, i am telling u this is the nxt surest app so ever no strees, no long process disbursed nt even up to 2 min...

    • 4/11/2023
  • User loan Review
    WeCredit

    Wectedit is just collecting customer data and have no loan to give. Was disqualified till 07/05/23 before I even ask for a loan.

    • 4/11/2023
  • User loan Review
    WeCredit

    This is the worse app ever , after collecting my id and everything they gave me 3k as option I accepted it only for the to send 1800 to my account na joke or something? And I am suppose to pay 3k complete as payment, we shall see about that.

    • 4/10/2023
  • User loan Review
    WeCredit

    This app is rubbish after filling in the details required and the didn't disbursed the money scammers run ooo

    • 4/3/2023
  • User loan Review
    WeCredit

    Apart from the custom of delaying disbursement after approval and payback time is already counting, the app would have been nice. If they keep delaying disbursement, it will be very hard to meet up with loan payback.

    • 3/24/2023
  • User loan Review
    WeCredit

    I applied for 10,000 and was told it has been disbursed to my account but there was nothing in my account. And on the dashboard it's showing next repayment date. I wont pay for what I didn't get. The first one I got, I paid back even before the due date but this particular one I won't pay because I wasn't credited.

    • 3/21/2023
  • User loan Review
    WeCredit

    I applied for a loan on Friday, on the platform it showed that it has been disbursed but since Friday nothing has been credited to my account. Today I had to go to the bank and I spent several hours {n the queue only to discover that nothing was credited to my account. na nonsense and i will not pay for what I did not get.

    • 3/6/2023
  • User loan Review
    WeCredit

    Very bad App. I should go to the app now click on borrow now then confirm you willl then go to your profile you will see the coupon i sent to you then click on use it now, and I ask her that if I do so hope I will not be credited she yes that I should follow her instruction and I did as she said but unfortunately I was credit with higher interest, immediately I refund back the money and told her not to ever call me for interest because I have deleted their app immediately

    • 2/24/2023
  • User loan Review
    WeCredit

    If God should get me out of this,I'm done with this app for good. It's my second time taking loan from them. I repaid the 1st easily and took another one. My loan is due today but I've been trying to repay them now I can't do it. I've called their customer service severally but didn't pick,drop msg and even dropped a screenshot of what I'm facing still no reply. I even deleted the app and download again maybe it will work. and them they send threat msg

    • 2/23/2023
  • User loan Review
    WeCredit

    This app is the worst ever and I will never in my life branch here again Pls guys dont download this app one of their customer service SAMSON just scam me. they told me they wanted to upgrade my account and I should just follow their procedure,and I told them I don't want any money cus their interest is too high.And I suddenly get credited, am just assuring you guys that I won't pay anything and I will return your money with immediate effect

    • 2/22/2023
  • User loan Review
    WeCredit

    This app worth no rating at all after the repayment I suppose get higher credit but it's still the same amount I payed for and the same day. The disbursement rate is very poor borrowing 3000 and receiving 1800 imagine. I recommend easimonie from OPay to everyone that need loan not this useless app

    • 2/21/2023
  • User loan Review
    WeCredit

    Scam app, after taking your BVN you will never get a loan. It's just to scam gullibles. I have tried applying since January kept telling to reapply after a certain date.

    • 2/20/2023
  • User loan Review
    WeCredit

    A very bad app, I applied for loan but yet to see it. The debt balance is still showing without receiving any dime. Waste of time and data

    • 2/19/2023
  • User loan Review
    WeCredit

    I've filled in all the information that I was ask to, an yet I haven't gotten any amount of loan since earlier this morning that I did the information update, it is still showing me processing... What the heck πŸ˜’πŸ˜’πŸ˜’

    • 2/18/2023
  • User loan Review
    WeCredit

    This app didn't deserve even half star from me because they're trying so hard to defraud me, i was looking for money some time ago and check their app and the offer they gave me those not impress me at all then i left . About ten minutes later i received alart on my phone and when i check it was from wecredit then i send the money back to them indicating that i don't need their money that they should take it back, after one week i start receiving messages from them claiming that I'm owning them.

    • 2/15/2023
  • User loan Review
    WeCredit

    I am really disappointed in this app I already fill in with my necessary information but it is telling me audit status processing for the past how many hours it is saying the same thing this is really poor I already wasted enough data but have not seen the loan yet what a very poor app if I don't get any alert I would not pay for something I did not borrow have not received alert yet since

    • 2/12/2023
  • User loan Review
    WeCredit

    This app registration is very good but the customer service are very very rude to customers. And I will be deleting this app immediately. Cus am meant to return an amount a particular day which is not over yet and I am been called repeatedly . And I told them I will be paying,since the day is not over yet. I was rudely talked to by the customer service,And that is really not fair. It's really not fair to talk to customers like that. And the interest is also high. For a loan of #4,960 they will be insulting customers anyhow

    • 1/31/2023
  • User loan Review
    WeCredit

    A nice app,I have not had any issues with them not until yesterday 31st,I repaid my loan successfully,I got debited by my bank,and it as well cleared from the dashboard,I applied for another one almost immediately,it hasn't been disbursed to my account, up till dis very moment,and is already showing on the dashboard that it have been credited,I have checked my account several times nothing,I have called customer service is been ringing no response

    • 1/1/2023

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