iCreditWorks

Introducing a revolutionary approach to dental financing with iCreditWorks! Enjoy affordable interest rates and low monthly payments, all accessible directly from your phone. iCreditWorks ensures that you have access to responsible credit options through simple installment loans, featuring full transparency and a clear path to repayment. Get a credit decision in seconds, select the best loan option for you, and start your dental treatment without delay.

Advanced Security Features

To protect dental patients and practices from potential identity theft or fraud, iCreditWorks incorporates biometric identity validation within the app. Additionally, all documents are securely managed using a fully integrated DocuSign solution, ensuring the highest levels of security and privacy.

Simplified Loan Management

The iCreditWorks App is built on common-sense principles, making the entire dental financing process straightforward and user-friendly. With a single tap, you can manage every aspect of your iCreditWorks account anytime and anywhere. You can check your loan amount, balance, and payments, giving you complete control over your finances 24/7. As a valued member of the iCreditWorks community, you'll also have access to educational resources that promote financial health and well-being.

Personal Loans through iCreditWorks

App MetaData / Information for Personal Loans

Loan Amounts and APRs

• Affiliated (“In-Network”) Dental Providers: Installment loans range from $100 to $20,000, with fixed APRs between 0% and 35.99%.
• Non-Affiliated (“Out-of-Network”) Dental Providers: Loans range from $1,000 to $7,500, with APRs from 0% to 29.99%. These loans include a one-time, non-refundable origination fee of up to 3%, which is added to the loan's principal amount and funded through a single-use Virtual Card.

Loan Terms and Payment Plans

• Loan Terms: Loan durations range from 12 to 60 months, or up to 60 days for Pay-in-4 loans. The lowest rates are available for those who use AutoPay.
• Funds Disbursement: Once your treatment plan is approved, funds are directly paid to the dental provider.

Loan Example

For instance, if you receive a $3,000 loan with a 36-month term and an 11.49% APR, here’s how it works:

• Monthly Payment: You would make a monthly payment of $98.91.
• Total Payments Over Loan Term: Over the life of the loan, your total payments would amount to $3,560.76.
• Variable APR: Your loan’s APR may vary based on your credit profile. Factors such as credit score, income, credit usage, loan term, and others can influence the actual loan rates. Late payments or additional charges may increase the cost of your fixed-rate loan. However, there is no fee or penalty for early repayment.

iCreditWorks offers a seamless, secure, and convenient way to finance your dental treatments. By prioritizing transparency, security, and simplicity, iCreditWorks ensures that you can manage your dental financing with ease and confidence. Download the iCreditWorks App today and take the first step towards achieving your dental health goals with financial peace of mind.

All loans are issued by WebBank.